Seller's Agent in 2026
Michael Eldridge
Coldwell Banker Realty
(630) 862-0995
2 in this area
18 Total Sales
1108 S 12th St Unit 2 Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
4
Beds
2
Baths
2,058
Sq Ft
10,476
Sq Ft Lot
Highlights
- Raised Ranch Architecture
- Wood Flooring
- Stainless Steel Appliances
- Davis Primary School Rated A-
- Mud Room
- 2 Car Attached Garage
About This Home
As of January 2026Welcome to 1108 S 12th Street in St. Charles! This well-located home offers a fantastic opportunity to enjoy all that one of the area's most desirable communities has to offer. Situated on a quiet street, the property provides convenient walking distance to downtown St. Charles, the Fox River, parks, schools, shopping, and dining. Inside, you'll find a functional layout with mid century character and comfortable living spaces with many updates including a bonus room with closet and storage and mud room entry. Stunning skylights and open concept provide lots of natural light. The yard offers room to relax, garden, or entertain, making it ideal for everyday living or gatherings. Whether you're looking to move right in or personalize with your own updates, this home presents excellent potential in a prime location. Move in with confidence of new flooring, roof, siding and finished garage flooring. Don't miss the chance to make this St. Charles address your own!
Last Agent to Sell the Property
Coldwell Banker Realty License #475170016 Listed on: 12/18/2025
Last Buyer's Agent
@properties Christie's International Real Estate License #475155706
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,977
Year Built
- Built in 1968
Lot Details
- 10,476 Sq Ft Lot
- Lot Dimensions are 94x102x29x63x119
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
Home Design
- Raised Ranch Architecture
- Vinyl Siding
Interior Spaces
- 2,058 Sq Ft Home
- Mud Room
- Family Room
- Combination Dining and Living Room
- Wood Flooring
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 13, 2020
Closed on
Nov 20, 2020
Sold by
Kunstman David T
Bought by
Jankiewicz Stephen and Jankiewicz Rachel
Seller's Agent
Cindy Kunstman
HomeSmart Connect LLC
Buyer's Agent
Michael Eldridge
Coldwell Banker Realty
List Price
$275,000
Sold Price
$258,500
Premium/Discount to List
-$16,500
-6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.70%
Original Mortgage
$245,575
Interest Rate
2.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 15, 1996
Sold by
Bell James O
Bought by
Kunstman David T and Kunstman Donna M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
7.36%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $258,500 | First American Title | |
| Warranty Deed | $155,000 | Fox Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $245,575 | New Conventional | |
| Previous Owner | $124,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/30/2026 01/30/26 | Sold | $435,000 | -3.1% | $211 / Sq Ft | |
| 01/04/2026 01/04/26 | Pending | -- | -- | -- | |
| 12/18/2025 12/18/25 | For Sale | $449,000 | +73.7% | $218 / Sq Ft | |
| 12/04/2020 12/04/20 | Sold | $258,500 | -1.1% | $126 / Sq Ft | View Prior Sale |
| 10/25/2020 10/25/20 | Pending | -- | -- | -- | |
| 10/22/2020 10/22/20 | Price Changed | $261,500 | -4.9% | $127 / Sq Ft | |
| 10/13/2020 10/13/20 | For Sale | $275,000 | -- | $134 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,977 | $101,984 | $35,378 | $66,606 |
| 2023 | $6,665 | $91,277 | $31,664 | $59,613 |
| 2022 | $6,542 | $87,026 | $32,095 | $54,931 |
| 2021 | $6,276 | $82,953 | $30,593 | $52,360 |
| 2020 | $6,206 | $81,407 | $30,023 | $51,384 |
| 2019 | $6,091 | $79,796 | $29,429 | $50,367 |
| 2018 | $5,830 | $76,292 | $28,309 | $47,983 |
| 2017 | $5,671 | $73,683 | $27,341 | $46,342 |
| 2016 | $5,947 | $71,095 | $26,381 | $44,714 |
| 2015 | -- | $67,440 | $26,097 | $41,343 |
| 2014 | -- | $64,763 | $26,097 | $38,666 |
| 2013 | -- | $66,269 | $26,358 | $39,911 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Eldridge
-
Barbara Cullen
Buyer's Agent in 2026
Barbara Cullen
@ Properties
(847) 462-9999
2 in this area
126 Total Sales
-
C
Seller's Agent in 2020
Cindy Kunstman
HomeSmart Connect LLC
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12535040
APN: 09-33-407-005
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