Shannon Long
Baird & Warner Fox Valley - Geneva
(224) 313-4501
41 Total Sales
1 in Southwest Saint Charles
$390,000 Price
1108 S 12th St Unit 2 Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
4
Beds
2
Baths
2,058
Sq Ft
10,476
Sq Ft Lot
Highlights
- Raised Ranch Architecture
- Wood Flooring
- Stainless Steel Appliances
- Davis Primary School Rated A-
- Mud Room
- 2 Car Attached Garage
About This Home
As of January 2026Welcome to 1108 S 12th Street in St. Charles! This well-located home offers a fantastic opportunity to enjoy all that one of the area's most desirable communities has to offer. Situated on a quiet street, the property provides convenient walking distance to downtown St. Charles, the Fox River, parks, schools, shopping, and dining. Inside, you'll find a functional layout with mid century character and comfortable living spaces with many updates including a bonus room with closet and storage and mud room entry. Stunning skylights and open concept provide lots of natural light. The yard offers room to relax, garden, or entertain, making it ideal for everyday living or gatherings. Whether you're looking to move right in or personalize with your own updates, this home presents excellent potential in a prime location. Move in with confidence of new flooring, roof, siding and finished garage flooring. Don't miss the chance to make this St. Charles address your own!
Last Agent to Sell the Property
Coldwell Banker Realty License #475170016 Listed on: 12/18/2025
Last Buyer's Agent
@properties Christie's International Real Estate License #475155706
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,977
Year Built
- Built in 1968
Lot Details
- 10,476 Sq Ft Lot
- Lot Dimensions are 94x102x29x63x119
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
Home Design
- Raised Ranch Architecture
- Vinyl Siding
Interior Spaces
- 2,058 Sq Ft Home
- Mud Room
- Family Room
- Combination Dining and Living Room
- Wood Flooring
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 18, 2025
Closed on
Jan 23, 2026
Sold by
Bought by
Seller's Agent
Michael Eldridge
Coldwell Banker Realty
Buyer's Agent
Barbara Cullen
@properties Christie's International Real Estate
List Price
$449,000
Sold Price
$435,000
Premium/Discount to List
-$14,000
-3.12%
Views
89
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,399
Avg. Annual Appreciation
7.68%
Original Mortgage
$369,750
Outstanding Balance
$368,021
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$83,378
Purchase Details
Listed on
Oct 13, 2020
Closed on
Nov 20, 2020
Sold by
Bought by
Seller's Agent
Cindy Kunstman
HomeSmart Connect LLC
Buyer's Agent
Michael Eldridge
Coldwell Banker Realty
List Price
$275,000
Sold Price
$258,500
Premium/Discount to List
-$16,500
-6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.61%
Original Mortgage
$245,575
Interest Rate
2.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 15, 1996
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Southwest Saint Charles, IL
-
Shannon Long
-
Bernard Cobb
Bernard Cobb
RE/MAX of Naperville
(708) 905-8047
163 Total Sales
1 in Southwest Saint Charles
$1,200,000 Price
-
Joy Baez
Joy Baez
Berkshire Hathaway HomeServices Starck Real Estate
(630) 394-5253
62 Total Sales
1 in Southwest Saint Charles
$215,000 Price
-
Cory Robertson
Cory Robertson
Jameson Sotheby's Intl Realty
(312) 847-6466
98 Total Sales
1 in Southwest Saint Charles
$422,000 Price
-
Kimberly Zahand
Kimberly Zahand
Keller Williams North Shore West
(708) 859-7009
390 Total Sales
9 in Southwest Saint Charles
$282K - $500K Price Range
-
Cindy Schmalz
Cindy Schmalz
@properties Christie's International Real Estate
(224) 970-2975
110 Total Sales
7 in Southwest Saint Charles
$253K - $440K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $435,000 | Advocus National Title | |
| Warranty Deed | $258,500 | First American Title | |
| Warranty Deed | $155,000 | Fox Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $369,750 | New Conventional | |
| Closed | $245,575 | New Conventional | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $175,800 | New Conventional | |
| Previous Owner | $176,000 | Unknown | |
| Previous Owner | $166,500 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/30/2026 01/30/26 | Sold | $435,000 | -3.1% | $211 / Sq Ft | |
| 01/04/2026 01/04/26 | Pending | -- | -- | -- | |
| 12/18/2025 12/18/25 | For Sale | $449,000 | +73.7% | $218 / Sq Ft | |
| 12/04/2020 12/04/20 | Sold | $258,500 | -1.1% | $126 / Sq Ft | View Prior Sale |
| 10/25/2020 10/25/20 | Pending | -- | -- | -- | |
| 10/22/2020 10/22/20 | Price Changed | $261,500 | -4.9% | $127 / Sq Ft | |
| 10/13/2020 10/13/20 | For Sale | $275,000 | -- | $134 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,202 | $110,683 | $38,396 | $72,287 |
| 2024 | $7,202 | $101,984 | $35,378 | $66,606 |
| 2023 | $6,665 | $91,277 | $31,664 | $59,613 |
| 2022 | $6,542 | $87,026 | $32,095 | $54,931 |
| 2021 | $6,276 | $82,953 | $30,593 | $52,360 |
| 2020 | $6,206 | $81,407 | $30,023 | $51,384 |
| 2019 | $6,091 | $79,796 | $29,429 | $50,367 |
| 2018 | $5,830 | $76,292 | $28,309 | $47,983 |
| 2017 | $5,671 | $73,683 | $27,341 | $46,342 |
| 2016 | $5,947 | $71,095 | $26,381 | $44,714 |
| 2015 | -- | $67,440 | $26,097 | $41,343 |
| 2014 | -- | $64,763 | $26,097 | $38,666 |
| 2013 | -- | $66,269 | $26,358 | $39,911 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Eldridge
Seller's Agent in 2026
Michael Eldridge
Coldwell Banker Realty
(630) 862-0995
2 in this area
13 Total Sales
-
Barbara Cullen
Buyer's Agent in 2026
Barbara Cullen
@ Properties
(847) 462-9999
2 in this area
124 Total Sales
-
C
Seller's Agent in 2020
Cindy Kunstman
HomeSmart Connect LLC
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12535040
APN: 09-33-407-005
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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