1108 W River St Monticello, MN 55362
4
Beds
2.5
Baths
2,451
Sq Ft
0.37
Acres
Highlights
- River View
- Wood Burning Stove
- Bonus Room
- Pinewood Elementary School Rated A-
- 2 Fireplaces
- No HOA
About This Home
As of August 2025Welcome to this stunning four-level open-concept home, thoughtfully renovated and nestled on a large, fenced, wooded lot offering privacy and natural beauty. This inviting home features abundant natural light, with updated blinds on windows, beautiful wood beams in the living room, and two cozy fireplaces—perfect for relaxing or entertaining year-round.
The kitchen has been tastefully updated with crisp maple white cabinetry, stainless steel appliances, and a layout ideal for cooking and gathering. Throughout the home, you'll find white trim, updated bathrooms, and stylish finishes that blend modern updates with timeless charm.
Enjoy peace of mind with a brand new roof installed in 2025, and take full advantage of the spacious outdoor area for play, gardening, or simply soaking in the serene surroundings.
This is a rare opportunity to own a move-in ready home that offers both character and comfort in a
beautiful natural setting, with views of the Mississippi. This location is convenient to shopping, dining, parks and commuting.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,252
Year Built
- Built in 1981
Lot Details
- 0.37 Acre Lot
- Lot Dimensions are 80x200
- Chain Link Fence
Parking
- 2 Car Attached Garage
Home Design
- Split Level Home
Interior Spaces
- 2 Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Family Room
- Living Room
- Bonus Room
- Storage Room
- River Views
- Finished Basement
- Basement Window Egress
Kitchen
- Walk-In Pantry
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
- River Terrace Subdivision
Listing and Financial Details
- Assessor Parcel Number 155020003020
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 10, 2020
Sold by
Niemela Jeremy J and Niemela Brooke A
Bought by
Foulke Michelle Lynn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$281,801
Outstanding Balance
$251,444
Interest Rate
3.2%
Mortgage Type
FHA
Estimated Equity
$94,935
Purchase Details
Listed on
Aug 28, 2014
Closed on
Oct 28, 2014
Sold by
Kettler Jerome Jerome
Bought by
Niemela Jeremy Jeremy
Seller's Agent
Kris Schwickerath
Edina Realty, Inc.
Buyer's Agent
Jeremy Hager
Keller Williams Classic Rlty NW
List Price
$167,500
Sold Price
$163,000
Premium/Discount to List
-$4,500
-2.69%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.19%
Original Mortgage
$163,000
Interest Rate
3.92%
Purchase Details
Listed on
Aug 28, 2014
Closed on
Oct 18, 2014
Sold by
Kettler Jerome F and Kettler Tracie
Bought by
Niemela Jeremy J and Niemela Brooke A
Seller's Agent
Kris Schwickerath
Edina Realty, Inc.
Buyer's Agent
Jeremy Hager
Keller Williams Classic Rlty NW
List Price
$167,500
Sold Price
$163,000
Premium/Discount to List
-$4,500
-2.69%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,000
Interest Rate
3.92%
Purchase Details
Closed on
Sep 30, 2010
Sold by
Hebrink Becky Lynn
Bought by
Kettler Tracie
Purchase Details
Closed on
Jun 29, 2004
Sold by
Stensgard Wayne A and Stensgard Mary Beth
Bought by
Mcgowan Brindley and Mcgowan Becky L
Similar Homes in Monticello, MN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $287,000 | Burnet Title | |
| Deed | $163,000 | -- | |
| Warranty Deed | -- | Liberty Title | |
| Warranty Deed | $122,000 | -- | |
| Warranty Deed | $189,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $281,801 | FHA | |
| Previous Owner | $163,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/29/2025 08/29/25 | Sold | $350,000 | 0.0% | $143 / Sq Ft |
| 07/22/2025 07/22/25 | Pending | -- | -- | -- |
| 07/15/2025 07/15/25 | For Sale | $350,000 | +114.7% | $143 / Sq Ft |
| 10/28/2014 10/28/14 | Sold | $163,000 | -2.7% | $69 / Sq Ft |
| 09/23/2014 09/23/14 | Pending | -- | -- | -- |
| 08/28/2014 08/28/14 | For Sale | $167,500 | -- | $71 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,252 | $332,700 | $80,000 | $252,700 |
| 2024 | $3,252 | $324,500 | $80,000 | $244,500 |
| 2023 | $3,330 | $329,100 | $80,000 | $249,100 |
| 2022 | $2,894 | $321,400 | $85,000 | $236,400 |
| 2021 | $2,228 | $263,300 | $60,000 | $203,300 |
| 2020 | $2,202 | $208,500 | $50,000 | $158,500 |
| 2019 | $1,990 | $205,300 | $0 | $0 |
| 2018 | $1,714 | $164,000 | $0 | $0 |
| 2017 | $1,608 | $152,400 | $0 | $0 |
| 2016 | $1,478 | $0 | $0 | $0 |
| 2015 | $1,412 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kris Lindahl
Seller's Agent in 2025
Kris Lindahl
Kris Lindahl Real Estate
(763) 296-1368
36 in this area
5,118 Total Sales
-
Erin Hansen
Seller Co-Listing Agent in 2025
Erin Hansen
Kris Lindahl Real Estate
(763) 607-7045
3 in this area
166 Total Sales
-
Jason Karja
J
Buyer's Agent in 2025
Jason Karja
Coldwell Banker Burnet
(763) 682-2882
1 in this area
1 Total Sale
-
K
Seller's Agent in 2014
Kris Schwickerath
Edina Realty, Inc.
-
S
Seller Co-Listing Agent in 2014
Stefanie Spillum
Edina Realty, Inc.
-
J
Buyer's Agent in 2014
Jeremy Hager
Keller Williams Classic Rlty NW
Map
Source: NorthstarMLS
MLS Number: 6749724
APN: 155-020-003020
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 70XX 101st St NE
- XXXX Jagler Ave NE
- 110 Vine St
- 17237 River View Ln SE
- 4136 Eaton Cir NE
- 110 Hillcrest Rd
- 208 Kevin Longley Dr
- 17232 County Road 50 SE
- 424 E Broadway St
- 16750 County Road 50 SE
- 20736 196th Ave NW
- 10002 Weston Dr
- 17237 166th St SE
- 8480 Farmstead Ave NE
- 226 Crocus Ln
- 414 Prairie Rd
- 211 Crocus Ln
- 11583 Spruce Dr
- 11653 Spruce Dr
- 16352 171st Ave SE