NOT LISTED FOR SALE

1109 S 4th St Effingham, IL 62401

Estimated Value: $189,000 - $624,000

4 Beds
3 Baths
3,186 Sq Ft
$95/Sq Ft Est. Value

Sale Details

Date Sold: January 10, 2025

Last sale price $200,000 $63 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $1,898 / mo

71 Days on Market

Highlights

  • Family Room with Fireplace
  • Workshop
  • 2 Car Detached Garage
  • Traditional Architecture
  • Fenced Yard
  • 5-minute walk to Bliss Park

About This Home

As of January 2025

Discover classic charm in the heart of Effingham with this traditional-style gem with unique features like arched front door and glass door knobs. Featuring 4 spacious bedrooms and 3 full baths, this home boasts beautiful hardwood floors throughout and an abundance of natural light from numerous windows. Enjoy a cozy sunroom, a fenced yard with a firepit, and a 2-car detached garage with a workshop area. Recent updates include a new roof installed in 2023. With generous storage and big bedrooms, this home perfectly blends elegance and functionality. Don’t miss this opportunity to own a beautifully maintained home in a prime location!

Last Agent to Sell the Property

Katie Koester

RE/MAX Key Advantage License #475188368 Listed on: 08/31/2024

RE/MAX Key Advantage

Last Buyer's Agent

Brenda Jansen

Full Circle Realty License #475193247

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,013

Year Built

  • Built in 1926

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 50 x 116
  • Fenced Yard

Parking

  • 2 Car Detached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • 1-Story Property
  • Family Room with Fireplace
  • 2 Fireplaces
  • Workshop

Kitchen

  • Oven
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio

Utilities

  • Whole House Fan
  • Central Air
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Krekes Terrace Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0316049039

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,013

Year Built

Built in 1926

Lot Details

5,663 Sq Ft Lot

Parking

2

Listing Details

  • Above Grade Finished Sq Ft: 2154.0
  • Directions: South on 4th, East side of road
  • Lot Size Acres: 0.13
  • Lot Size: 50 x 116
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Subdivision Name: Krekes Terrace Add
  • Year Built: 1926
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 376.0
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Disposal, Gas Water Heater, Oven, Refrigerator
  • Has Basement: Finished, Unfinished, Full, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1032.0
  • Interior Amenities: Fireplace, Main Level Primary, Pantry
  • Fireplace Features: Family/Living/Great Room
  • Fireplaces: 2
  • Fireplace: Yes
  • Stories: 1
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Brick
  • Exterior Features: Fence, Workshop
  • Roof: Shingle
  • Fencing: Yard Fenced
  • Waterfront: No
  • Foundation Details: Basement
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: No
  • Parking Features: Detached, Garage

Utilities

  • Cooling: Central Air, Whole House Fan
  • Heating: Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 5663.0
  • Parcel #: 0316049039
  • Zoning: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3012.68

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 31, 2024
Closed on
Jan 10, 2025
Sold by
Mccammon Samuel L and Mccammon Paula J
Bought by
Stead Nancy M
Seller's Agent
Katie Koester
RE/MAX Key Advantage
Buyer's Agent
Brenda Jansen
Full Circle Realty
List Price
$218,000
Sold Price
$200,000
Premium/Discount to List
-$18,000
-8.26%
Views
83
Current Estimated Value
$298,925

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$98,925
Avg. Annual Appreciation
34.59%
Original Mortgage
$202,020
Outstanding Balance
$200,668
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$101,583

Purchase Details

Closed on
Oct 30, 2009
Sold by
Esgar Beverly F
Bought by
Mccammon Samuel L and Mccammon Paula J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,000
Interest Rate
5.07%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 1, 2007
Sold by
Thomas Edward L and Thomas Carol S
Bought by
Esgar Beverly F
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Stead Nancy M $600,000 None Listed On Document
Stead Nancy M $600,000 None Listed On Document
Mccammon Samuel L -- None Available
Esgar Beverly F $137,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Stead Nancy M $202,020
Closed Stead Nancy M $202,020
Previous Owner Mccammon Samuel L $38,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/10/2025 01/10/25 Sold $200,000 -7.0% $63 / Sq Ft
11/10/2024 11/10/24 Pending -- -- --
09/12/2024 09/12/24 Price Changed $215,000 -1.4% $67 / Sq Ft
08/31/2024 08/31/24 For Sale $218,000 -- $68 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,329 $55,270 $8,610 $46,660
2023 $3,013 $50,250 $7,830 $42,420
2022 $2,800 $46,100 $7,180 $38,920
2021 $2,875 $45,640 $7,110 $38,530
2020 $2,810 $44,350 $6,910 $37,440
2019 $2,753 $43,910 $6,840 $37,070
2018 $2,647 $42,220 $6,580 $35,640
2017 $2,593 $41,390 $6,450 $34,940
2016 $2,525 $40,180 $6,260 $33,920
2015 -- $39,010 $6,080 $32,930
2014 -- $37,870 $5,900 $31,970
2013 -- $37,120 $5,780 $31,340
2012 -- $36,570 $5,690 $30,880
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6245561

APN: 0316049039

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