405 S 4th St Effingham, IL 62401
Estimated payment $862/month
Highlights
- 1 Car Detached Garage
- Laundry Room
- Dining Room
- Living Room
- Central Air
- Family Room
About This Home
Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. EM MUST BE CERTIFIED FUNDS. Info not guaranteed. Seller does not provide survey. Equal Housing Opportunity. AS-IS
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,845
Year Built
- Built in 1898
Lot Details
- 13,939 Sq Ft Lot
Parking
- 1 Car Detached Garage
- Parking Available
Home Design
- Frame Construction
Interior Spaces
- 2,268 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Unfinished Basement
- Partial Basement
- Laundry Room
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 2 Full Bathrooms
Utilities
- Central Air
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,845 | $62,910 | $17,370 | $45,540 |
| 2023 | $3,485 | $57,190 | $15,790 | $41,400 |
| 2022 | $3,244 | $52,470 | $14,490 | $37,980 |
| 2021 | $3,333 | $51,950 | $14,350 | $37,600 |
| 2020 | $3,260 | $50,490 | $13,950 | $36,540 |
| 2019 | $3,194 | $49,990 | $13,810 | $36,180 |
| 2018 | $3,074 | $48,070 | $13,280 | $34,790 |
| 2017 | $3,013 | $47,130 | $13,020 | $34,110 |
| 2016 | $2,937 | $45,760 | $12,640 | $33,120 |
| 2015 | -- | $44,430 | $12,270 | $32,160 |
| 2014 | -- | $43,130 | $11,910 | $31,220 |
| 2013 | -- | $42,290 | $11,680 | $30,610 |
| 2012 | -- | $41,670 | $11,510 | $30,160 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/15/2026 05/15/26 | Price Changed | $99,900 | -9.1% | $44 / Sq Ft | |
| 04/24/2026 04/24/26 | Price Changed | $109,900 | -4.4% | $48 / Sq Ft | |
| 03/25/2026 03/25/26 | Price Changed | $114,900 | -4.2% | $51 / Sq Ft | |
| 03/03/2026 03/03/26 | Price Changed | $119,900 | -4.0% | $53 / Sq Ft | |
| 01/12/2026 01/12/26 | For Sale | $124,900 | +20.8% | $55 / Sq Ft | |
| 03/17/2016 03/17/16 | Sold | $103,400 | -6.0% | $46 / Sq Ft | View Prior Sale |
| 02/01/2016 02/01/16 | Pending | -- | -- | -- | |
| 11/30/2015 11/30/15 | For Sale | $110,000 | -- | $49 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Sheriffs Deed | -- | None Listed On Document | |
| Executors Deed | $87,000 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $87,280 | New Conventional |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12547524
APN: 0316036029
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Based on information submitted to the MLS GRID
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