J
Seller's Agent in 2019
Jim Philbin
1 Roof Community Housing
(218) 348-6258
6 in this area
94 Total Sales
111 Oak St Duluth, MN 55810
Estimated Value: $146,000 - $256,000
2
Beds
1
Bath
990
Sq Ft
$208/Sq Ft
Est. Value
Highlights
- 2 Car Detached Garage
- Living Room
- Bathroom on Main Level
- Proctor Senior High School Rated 9+
- Bungalow
- 4-minute walk to C. E. Carlson Park
About This Home
As of August 2019This newly renovated home on a double lot with 2 car garage had the following updates in 2019: all new bathroom; new flooring in kitchen; new carpeting in bedrooms; new exterior doors; new windows throughout house; new roof & gutters on house & garage; new siding on garage. Home has a market value of $159,000 but is being sold $30,000 below market value to income qualified households. Additional $8500 downpayment assistance available based on need. Approximate house payment (principal, interest, property taxes, homeowner's insurance & land lease fee) of $900 per month. Purchase with as little as $1500 out of pocket. Buyer’s gross annual income cannot exceed the following (household size in parenthesis): $40,550 (1); 46,350 (2); $52,150 (3); $57,900 (4); $62,550 (5); $67,200 (6).
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,652
Year Built
- Built in 1920
Lot Details
- 0.26 Acre Lot
- Lot Dimensions are 90 x 125
- Land Lease of $33
Home Design
- Bungalow
- Wood Frame Construction
- Metal Siding
Interior Spaces
- 990 Sq Ft Home
- 1-Story Property
- Living Room
- Washer and Dryer Hookup
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Unfinished Basement
- Basement Fills Entire Space Under The House
- Stone Basement
Parking
- 2 Car Detached Garage
- Gravel Driveway
- Off-Street Parking
Utilities
- Hot Water Heating System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 185-0070-00130
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2018
Closed on
Dec 12, 2018
Sold by
Hernesman Ray M and Hernesman Gail
Bought by
One Roof Community Housing
Seller's Agent
Michelle Lyons
Port Cities Realty, LLC
Buyer's Agent
Jim Philbin
1 Roof Community Housing
List Price
$114,900
Sold Price
$114,900
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,773
Avg. Annual Appreciation
8.58%
Original Mortgage
$117,609
Interest Rate
4.8%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Jul 10, 2015
Sold by
Hernesman Trisha R
Bought by
Hernesman Ray M and Hernesman Gail
Purchase Details
Closed on
Jun 22, 2007
Sold by
Mcleod David S and Mcleod Deborah A
Bought by
Hernesman Trisha R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,200
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| One Roof Community Housing | $114,900 | Arrowhead Abstract And Title | |
| Hernesman Ray M | $98,000 | Stewart Title | |
| Hernesman Trisha R | $124,000 | Rels |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | One Roof Community Housing | $117,609 | |
| Previous Owner | Hernesman Trisha R | $99,200 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/14/2019 08/14/19 | Sold | $129,000 | 0.0% | $130 / Sq Ft | |
| 07/03/2019 07/03/19 | Pending | -- | -- | -- | |
| 05/13/2019 05/13/19 | For Sale | $129,000 | +12.3% | $130 / Sq Ft | |
| 12/12/2018 12/12/18 | Sold | $114,900 | 0.0% | $116 / Sq Ft | View Prior Sale |
| 10/19/2018 10/19/18 | Pending | -- | -- | -- | |
| 10/01/2018 10/01/18 | For Sale | $114,900 | -- | $116 / Sq Ft |
Source: Lake Superior Area REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,632 | $185,400 | $19,100 | $166,300 |
| 2023 | $1,632 | $159,000 | $14,400 | $144,600 |
| 2022 | $1,878 | $142,100 | $14,400 | $127,700 |
| 2021 | $1,820 | $133,900 | $13,400 | $120,500 |
| 2020 | $1,510 | $131,100 | $13,000 | $118,100 |
| 2019 | $1,652 | $113,800 | $13,000 | $100,800 |
| 2018 | $1,684 | $121,900 | $36,000 | $85,900 |
| 2017 | $1,538 | $121,800 | $35,900 | $85,900 |
| 2016 | $1,426 | $116,300 | $35,900 | $80,400 |
| 2015 | $1,404 | $83,500 | $25,600 | $57,900 |
| 2014 | $1,039 | $67,900 | $23,700 | $44,200 |
Source: Public Records
Agents Affiliated with this Home
-
Jim Philbin
-
Emilie Slattengren
Buyer's Agent in 2019
Emilie Slattengren
Realty Group LLC - Forest Lake
(218) 349-2541
4 in this area
39 Total Sales
-
Michelle Lyons
Seller's Agent in 2018
Michelle Lyons
Port Cities Realty, LLC
(218) 348-6143
4 in this area
118 Total Sales
Map
Source: Lake Superior Area REALTORS®
MLS Number: 6082801
APN: 185007000130
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