Seller's Agent in 2025
Michelle O'Leary
Zach Taylor Real Estate
(615) 462-1960
2 Total Sales
1112 Cumberland St Decherd, TN 37324
Estimated Value: $192,000 - $265,889
3
Beds
2
Baths
1,300
Sq Ft
$170/Sq Ft
Est. Value
Highlights
- No HOA
- Cottage
- Eat-In Kitchen
- Screened Porch
- Fireplace
- Patio
About This Home
As of November 2025Updated photos! The seller is clearing out the house and ready for offers. Imagine stepping out onto your screened porch each morning, coffee in hand, as you take in the peaceful, serene acreage. This lovely cottage is a true fixer brimming with so much potential. Inside, you'll find 3 bedrooms, 2 bathrooms, with a functional layout perfect for everyday living. A cozy eat-in kitchen, spacious living areas, and a versatile addition of 300+ sqft (non-permitted) that could easily serve as a home office, sunroom, studio, or extra living space. An existing fireplace, once the heart of the home, has been bricked over, but awaits your touch to be beautifully restored. Outside, the property shines with lush, green surroundings, plenty of shade from mature trees, and that rare blend of peace and privacy, all while still being conveniently located. Just off of Decherd Blvd, minutes to local shopping, dining, and medical, with more amenities a short drive away to Winchester or Tullahoma. Only 5 miles from Twin Creeks Marina and Dry Creek Beach at Tims Ford Lake. Come see for yourself all of the possibilities that this property has to offer, and schedule your showing today! This home is being sold As Is.
Last Agent to Sell the Property
Zach Taylor Real Estate Brokerage Phone: 6154621960 License #379464 Listed on: 08/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,301
Year Built
- Built in 1982
Lot Details
- 1.1 Acre Lot
- Back Yard Fenced
- Level Lot
Parking
- 2 Car Garage
- Gravel Driveway
Home Design
- Cottage
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,300 Sq Ft Home
- Property has 1 Level
- Ceiling Fan
- Fireplace
- Screened Porch
- Crawl Space
- Fire and Smoke Detector
- Eat-In Kitchen
- Washer and Electric Dryer Hookup
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Schools
- Decherd Elementary School
- North Middle School
- Franklin Co High School
Additional Features
- Patio
- Central Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 056 00107 000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 1, 2025
Closed on
Nov 10, 2025
Sold by
Bought by
Seller's Agent
Michelle O'Leary
Zach Taylor Real Estate
Buyer's Agent
Elizabeth Banks
Southern Middle Realty
List Price
$210,000
Sold Price
$201,000
Premium/Discount to List
-$9,000
-4.29%
Views
86
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,972
Avg. Annual Appreciation
14.27%
Original Mortgage
$220,000
Outstanding Balance
$93,360
Interest Rate
6.34%
Mortgage Type
Construction
Estimated Equity
$127,612
Purchase Details
Closed on
Feb 19, 2010
Sold by
Bought by
Purchase Details
Closed on
Apr 19, 2005
Sold by
Bought by
Purchase Details
Closed on
Apr 19, 2002
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,874
Interest Rate
7.16%
Purchase Details
Closed on
Sep 22, 1983
Bought by
Purchase Details
Closed on
Jan 1, 1982
Purchase Details
Closed on
Jan 22, 1979
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $201,000 | Priority Title | ||
| $105,000 | -- | ||
| $86,500 | -- | ||
| $83,750 | -- | ||
| -- | -- | ||
| $2,500 | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $220,000 | ||
| Previous Owner | $82,874 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/10/2025 11/10/25 | Sold | $201,000 | -4.3% | $155 / Sq Ft |
| 08/22/2025 08/22/25 | For Sale | $210,000 | 0.0% | $162 / Sq Ft |
| 08/04/2025 08/04/25 | Pending | -- | -- | -- |
| 08/01/2025 08/01/25 | For Sale | $210,000 | -- | $162 / Sq Ft |
Source: Realtracs
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | -- | $43,850 | $5,850 | $38,000 |
| 2024 | $0 | $43,850 | $5,850 | $38,000 |
| 2023 | $1,208 | $43,850 | $5,850 | $38,000 |
| 2022 | $1,142 | $43,850 | $5,850 | $38,000 |
| 2021 | $741 | $43,850 | $5,850 | $38,000 |
| 2020 | $1,060 | $26,425 | $4,100 | $22,325 |
| 2019 | $1,060 | $26,425 | $4,100 | $22,325 |
| 2018 | $1,006 | $26,425 | $4,100 | $22,325 |
| 2017 | $1,006 | $26,425 | $4,100 | $22,325 |
| 2016 | $953 | $25,050 | $4,125 | $20,925 |
| 2015 | $954 | $25,050 | $4,125 | $20,925 |
| 2014 | $953 | $25,036 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle O'Leary
-
Elizabeth Banks
Buyer's Agent in 2025
Elizabeth Banks
Southern Middle Realty
(931) 581-5618
108 Total Sales
Map
Source: Realtracs
MLS Number: RTC2964063
APN: 056-001.07
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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