$675,000
SOLD JAN 30, 2026

1115 N Central Ave Flagler Beach, FL 32136

3 Beds
3 Baths
2,675 Sq Ft
4,356 Sq Ft Lot

Recently Sold

$252 Per Sq Ft

8% Below List Price

207 Days on Market

Highlights

  • Living Room with Fireplace
  • Cathedral Ceiling
  • Loft
  • Old Kings Elementary School Rated A-
  • Wood Flooring
  • Solid Surface Countertops

About This Home

As of January 2026

Introducing 1115 N. Central Ave. in Flagler Beach—a spacious coastal retreat just one block from the ocean, designed for relaxation, entertaining, and versatile living. With 2,675 square feet, this 3-bedroom, 3-bathroom home is ideal as a vacation getaway, second home, or investment opportunity. The main living area is filled with natural light from striking circular windows, creating a warm, inviting space for gatherings. From the front balcony, enjoy gentle ocean breezes, while the upstairs primary suite opens to a large covered balcony perfect for morning coffee or evening unwinding. An oversized loft upstairs provides endless options—whether you envision it as a media room, office, playroom, or even a fourth bedroom. Adding to its appeal, the home features a private in-law suite with a full kitchen, living room, and bedroom—an excellent setup for extended family or rental income. Recent upgrades include a brand-new roof, two new AC units, a new hot water heater, fresh interior and exterior paint, and updated light fixtures. Just minutes from Flagler Beach’s restaurants, shops, and parks, this home blends coastal charm with modern comfort and flexibility—move-in ready and waiting for new memories.

Last Agent to Sell the Property

Frederick Ferrara

KOKOMO REALTY LLC Brokerage Phone: 386-490-4977 License #3372407 Listed on: 06/16/2025

Co-Listed By

Robert Cozzone

KOKOMO REALTY LLC Brokerage Phone: 386-490-4977 License #3448924

Last Buyer's Agent

Cathy Horrocks

BETTER HMS & GARDENS RE SYNERG License #3366728

BETTER HMS & GARDENS RE SYNERG

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,602

Year Built

  • Built in 1990

Lot Details

  • 4,400 Sq Ft Lot
  • East Facing Home
  • Vinyl Fence
  • Property is zoned SFR-R1

Parking

  • 2 Car Attached Garage

Home Design

  • Tri-Level Property
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,675 Sq Ft Home
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Treatments
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Loft
  • Laundry in Garage

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 3 Full Bathrooms

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater

Additional Features

  • Balcony
  • 794 SF Accessory Dwelling Unit

Community Details

  • No Home Owners Association
  • Model Land Co Sub Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,602

Year Built

Built in 1990

Lot Details

4,400 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: Yes
  • Living Area: 2675
  • Lot Size Acres: 0.1
  • New Construction: No
  • Year Built: 1990
  • Building Area Total: 4036
  • Lot Size Sq Ft: 4400
  • Status: Sold
  • Street Direction: N
  • Co List Office Mls Id: MFR256500823
  • Co List Office Phone: 386-490-4977
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 374.96
  • Escrow State: FL
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 252.34
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,Kitchen,Private Entrance
  • MFR_InLawSuiteUnderAirSqFt: 794.00
  • Attribution Contact: 386-490-4977
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Fireplace Features: Living Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Window Treatments
  • Appliances Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Three Or More
  • Living Area Meters: 248.52

Exterior Features

  • Direction Faces: East
  • Exterior Features: Balcony
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12035C0232E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: None

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Development: Not Assigned

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: SFR-R1
  • Parcel Number: 01-12-31-4450-00050-0030
  • Additional Parcels: No
  • Fencing: Vinyl
  • Flood Zone Code: X

Rental Info

  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to verify all leasing restrictions with city

Tax Info

  • Tax Annual Amount: 12602
  • Tax Block: 5
  • Tax Book Number: 1022
  • Tax Lot: 3

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2025
Closed on
Jan 29, 2026
Sold by
Omalley Nancy Elizabeth
Bought by
Denning Michael J and Denning Charisse L
Seller's Agent
Frederick Ferrara
KOKOMO REALTY LLC
Buyer's Agent
Cathy Horrocks
BETTER HMS & GARDENS RE SYNERG
List Price
$730,000
Sold Price
$675,000
Premium/Discount to List
-$55,000
-7.53%
Views
124

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
37.28%
Original Mortgage
$549,450
Outstanding Balance
$549,450
Interest Rate
6.18%
Mortgage Type
FHA
Estimated Equity
$158,406

Purchase Details

Listed on
Jul 12, 2021
Closed on
Jun 21, 2021
Sold by
Courson Michael Lee and Courson Cathy Marie
Bought by
Malley Nancy Elizabeth O
Seller's Agent
Melanie Broyles
TRADEMARK REALTY GROUP LLC
Sold Price
$1,800

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.16%
Original Mortgage
$320,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 25, 2016
Closed on
Mar 18, 2016
Sold by
Minichiello Frank and Minichiello Tanya
Bought by
Courson Michael Lee and Courson Cathy Marie
Seller's Agent
Julie Sabine
Realty Exchange, LLC.
Buyer's Agent
Karen Nelson
Nonmember office
List Price
$350,000
Sold Price
$350,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.13%
Original Mortgage
$319,500
Interest Rate
3.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 26, 2014
Sold by
Urban Ruby Pearl and Urban Eric J
Bought by
Minichiello Frank and Minichiello Tanya

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
4.09%
Mortgage Type
Unknown

Purchase Details

Closed on
Apr 15, 2010
Sold by
Foss Marie Apetz and Foss Alfred O
Bought by
Urban Ruby Pearl and Urban Eric J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$348,842
Interest Rate
4.94%
Mortgage Type
VA

Purchase Details

Closed on
Dec 29, 2006
Sold by
Small Jeremy B and Small Dora Arlene
Bought by
Foss Alfred O and Foss Marie Apetz

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,250
Interest Rate
6.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 2, 2001
Sold by
Small Jeremy B
Bought by
Small Jeremy B and Small Dora Arlene
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $675,000 Olde Florida Title
Warranty Deed $640,000 Ocean Blue Title Llc
Warranty Deed $355,000 Coast Title Insurance Agency
Warranty Deed $379,000 Summit Title Group
Warranty Deed $341,500 None Available
Warranty Deed $510,400 First Choice Title Svcs Inc
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $549,450 FHA
Previous Owner $320,000 New Conventional
Previous Owner $319,500 New Conventional
Previous Owner $225,000 Unknown
Previous Owner $348,842 VA
Previous Owner $260,250 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/30/2026 01/30/26 Sold $675,000 -3.4% $252 / Sq Ft
01/09/2026 01/09/26 Pending -- -- --
12/09/2025 12/09/25 Price Changed $699,000 -4.2% $261 / Sq Ft
11/13/2025 11/13/25 For Sale $730,000 0.0% $273 / Sq Ft
11/04/2025 11/04/25 Pending -- -- --
10/23/2025 10/23/25 Price Changed $730,000 -2.7% $273 / Sq Ft
09/02/2025 09/02/25 Price Changed $750,000 -3.2% $280 / Sq Ft
08/05/2025 08/05/25 Price Changed $775,000 -3.0% $290 / Sq Ft
07/09/2025 07/09/25 Price Changed $799,000 -2.6% $299 / Sq Ft
06/16/2025 06/16/25 For Sale $820,000 0.0% $307 / Sq Ft
05/10/2022 05/10/22 Rented $2,000 0.0% --
05/10/2022 05/10/22 For Rent $2,000 +11.1% --
07/12/2021 07/12/21 Rented $1,800 0.0% --
07/12/2021 07/12/21 For Rent $1,800 0.0% --
06/22/2021 06/22/21 Sold $640,000 -8.4% $239 / Sq Ft View Prior Sale
05/27/2021 05/27/21 Pending -- -- --
03/12/2021 03/12/21 For Sale $699,000 +99.7% $261 / Sq Ft
03/18/2016 03/18/16 Sold $350,000 0.0% $124 / Sq Ft View Prior Sale
03/18/2016 03/18/16 Sold $350,000 0.0% $124 / Sq Ft View Prior Sale
03/18/2016 03/18/16 Sold $350,000 0.0% $106 / Sq Ft View Prior Sale
03/01/2016 03/01/16 Pending -- -- --
02/13/2016 02/13/16 Pending -- -- --
02/13/2016 02/13/16 Pending -- -- --
01/25/2016 01/25/16 For Sale $350,000 0.0% $124 / Sq Ft
01/25/2016 01/25/16 For Sale $350,000 -12.3% $106 / Sq Ft
01/08/2015 01/08/15 For Sale $399,000 -- $142 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,602 $681,102 $243,500 $437,602
2024 $11,408 $662,550 $213,500 $449,050
2023 $11,408 $578,502 $162,000 $416,502
2022 $11,257 $566,539 $162,000 $404,539
2021 $5,817 $329,606 $0 $0
2020 $5,753 $325,055 $0 $0
2019 $5,745 $317,747 $0 $0
2018 $5,645 $310,362 $0 $0
2017 $5,539 $303,978 $90,000 $213,978
2016 $7,013 $328,444 $0 $0
2015 $6,730 $320,472 $0 $0
2014 $5,087 $276,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: FC310569

Stellar MLS

APN: 01-12-31-4450-00050-0030

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