$550,000
PENDING

Estimated payment $3,355/month

Total Views 1,323
3 Beds
2.5 Baths
3,065 Sq Ft
$179 Price per Sq Ft

Highlights

  • 0.13 Acre Lot
  • Wood Flooring
  • High Ceiling
  • Property is near public transit
  • 3 Fireplaces
  • 4-minute walk to Annie Hargraves Park

About This Home

*** OPEN HOUSE SAT. 11/22 2-4PM*** Welcome to this warm and inviting three-story home in Covington's highly sought-after Seminary Square neighborhood. Brimming with character and modern comforts, this residence features beautiful hardwood floors, soaring high ceilings, abundant natural light and a large backyard which is uncommon in this area. The updated kitchen shines with quartz countertops and an effortless flow that's perfect for everyday living or entertaining. Step outside to your award-winning landscaped backyard oasis, complete with a firepit and charming gazebo—an ideal retreat for relaxing evenings or gatherings with friends. Desirable off-street parking adds convenience rarely found in this historic area. Enjoy the best of Covington living with walkable access to downtown, MainStrasse Village, dining, entertainment, and quick, easy connectivity to I-71/75. This is a truly special home offering comfort, charm, and an unbeatable location—a must-see in Seminary Square. Welcome Home!

Listing Agent

Carole Carter

Coldwell Banker Realty FM License #218384 Listed on: 11/20/2025

Coldwell Banker Realty FM

Home Details

Home Type

  • Single Family

Lot Details

  • 5,875 Sq Ft Lot
  • Lot Dimensions are 48x125
  • Wood Fence
  • Level Lot
  • Private Yard
  • Historic Home

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 3,065 Sq Ft Home
  • 3-Story Property
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 3 Fireplaces
  • Non-Functioning Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Panel Doors
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Patio
  • Fire Pit
  • Exterior Lighting
  • Shed
  • Pergola

Location

  • Property is near public transit

Schools

  • John G. Carlisle Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Dehumidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 054-22-27-010.00

Home Details

Home Type

Single Family

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.13
  • Lot Size: 48x125
  • Ownership: Consumer
  • Directions: MLK to left on Holman to Rt on W Robbins to Rt on Banklick.
  • Architectural Style: Historic
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: John G. Carlisle Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 48x125
  • General Property Description:Approx SqFt2: 3065.0
  • Remarks Misc:Agent Only Remarks: Property extends approximately 3-4 ft beyond back fence. 3rd Floor bedroom area is plumbed for a full bathroom! Please don't let the cat out. Patio furniture is negotiable! The diseased tree out front will be removed by the city anytime, they will replace tree in the spring. No charge to homeowners. New roof, box gutters and water heater. Home completely rehabbed in 2019. Sellers are moving to a smaller home, they absolutely loved living in this home!
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1349
  • General Property Description:Lot Size Square Feet: 5875.0
  • Laundry Features:Upper Level: Yes
  • Location Tax Legal Info:Tax ID: 054-22-27-010.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Other Structures:Shed(s): Yes
  • General Property Description:Fireplaces Total: 3
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing:Wood3: Yes
  • Foundation:Stone3: Yes
  • Levels:Three Or More: Yes
  • Fencing:Privacy: Yes
  • Other Equipment:Dehumidifier: Yes
  • Architecture:Historic: Yes
  • Other Structures:Pergola: Yes
  • Electric 220 Volts: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recessed Lighting
  • Basement: Full, Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: Three Or More
  • Property Type: Residential
  • Appliances: Gas Range, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Other Equipment: Dehumidifier
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Inoperable
  • Fireplaces: 3
  • Fireplace: Yes
  • Window Features: Insulated Windows, Double Hung
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Basement:Unfinished2: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Inoperable: Yes
  • Interior Features:Recessed Lighting: Yes

Exterior Features

  • Fencing: Privacy, Wood
  • Roof: Shingle
  • Lot Features: Level, Near Public Transit
  • Construction Type: Brick
  • Exterior Features: Private Yard, Fire Pit, Lighting
  • Foundation Details: Block, Stone
  • Other Structures: Pergola, Shed(s)
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Patio: Yes
  • Window Features:Double Hung: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Exterior Features:Fire Pit: Yes
  • Exterior Features:Lighting: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Upper Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: John G. Carlisle Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 5875.0
  • Zoning Description: Residential

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,565 $420,000 $5,000 $415,000
2024 $5,523 $420,000 $5,000 $415,000
2023 $5,594 $420,000 $5,000 $415,000
2022 $5,512 $420,000 $5,000 $415,000
2021 $4,425 $291,000 $5,000 $286,000
2020 $4,403 $291,000 $5,000 $286,000
2019 $75 $5,500 $5,000 $500
2018 $75 $5,500 $5,000 $500
2017 $0 $5,500 $5,000 $500
2015 $75 $1,000 $500 $500
2014 $746 $1,000 $500 $500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/25/2025 11/25/25 Pending -- -- --
11/20/2025 11/20/25 For Sale $550,000 +31.0% $179 / Sq Ft
04/19/2021 04/19/21 Sold $420,000 +5.0% $137 / Sq Ft View Prior Sale
03/11/2021 03/11/21 Pending -- -- --
03/08/2021 03/08/21 For Sale $400,000 -- $131 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Deed $420,000 Kentucky Land Title Agency
Warranty Deed $291,000 Prominent Title Agency Llc
Quit Claim Deed -- None Available
Commissioners Deed $1,000 None Available
Deed -- Rtc Title Llc
Deed $34,000 --
Deed $47,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $336,000 New Conventional
Previous Owner $232,800 New Conventional
Previous Owner $80,000 Fannie Mae Freddie Mac
Previous Owner $31,000 New Conventional
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 638130

Northern Kentucky Multiple Listing Service

APN: 054-22-27-010.00