NOT LISTED FOR SALE

Estimated Value: $435,000 - $579,068

3 Beds
2.5 Baths
2,454 Sq Ft
$211/Sq Ft Est. Value

Last Sold February 15, 2022

Last sale price $479,000 $195 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $3,008/month

120 Days on Market

Highlights

  • Boathouse
  • 193 Feet of Waterfront
  • Community Boat Launch
  • Shelby Elementary School Rated A-
  • Private Dock
  • Fishing

About This Home

As of February 2022

LAY LAKE Flat Cul-de-sac Lot located in sought after Shelby Shores neighborhood with 193’ Waterfrontage. This spacious turnkey ready home is freshly painted throughout the inside, the large covered deck on the water side and the front covered porch. Home has all new carpet & pad for the entire 2nd level, Cabinets have just been painted white, new brush nickle hardware, New stainless appliances, new Kitchen lights. Pier, Gazebo & open Boathouse with Boat Launch plus concrete area to park your boat. Large yard with Sprinkler System. Extra parking pad for motorhome with an electrical plug. Spacious Main Level Master Bedroom with sitting area & Master Bath. Very Large Upstairs Bedrooms; one with added finished craft/storage room. Roomy eat in Kitchen leading out to your Sunroom for enjoying drinking your morning coffee. Come move right in and enjoy Lake Living at it’s finest!

Last Agent to Sell the Property

Shirley Satterwhite

RealtySouth-Inverness Office Listed on: 10/01/2021

RealtySouth-Inverness Office

Co-Listed By

Kendra Satterwhite Smith

RealtySouth-Inverness Office

Last Buyer's Agent

Lillian Draper

RealtySouth-Inverness Office

RealtySouth-Inverness Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,151

Year Built

  • Built in 1989

Lot Details

  • 0.76 Acre Lot
  • 193 Feet of Waterfront
  • Fenced Yard
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Garage on Main Level
  • Front Facing Garage
  • Driveway
  • RV or Boat Parking

Home Design

  • Ridge Vents on the Roof
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Smooth Ceilings
  • Ceiling Fan
  • Marble Fireplace
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Great Room with Fireplace
  • Sun or Florida Room
  • Utility Room in Garage
  • Lake Views
  • Crawl Space
  • Storm Doors
  • Attic

Kitchen

  • Convection Oven
  • Electric Cooktop
  • Built-In Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Sitting Area In Primary Bedroom
  • Primary Bedroom on Main
  • Walk-In Closet
  • Bathtub and Shower Combination in Primary Bathroom
  • Separate Shower
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Laundry in Garage
  • Electric Dryer Hookup

Outdoor Features

  • Swimming Allowed
  • Water Skiing Allowed
  • Boathouse
  • Private Dock
  • Covered Deck
  • Gazebo

Schools

  • Shelby Elementary School
  • Columbiana Middle School
  • Shelby County High School

Utilities

  • Two cooling system units
  • Central Heating and Cooling System
  • Two Heating Systems
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

Community Details

Overview

  • $13 Other Monthly Fees

Recreation

  • Community Boat Launch
  • RV or Boat Storage in Community
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,151

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/1299802?w=PubMLS
  • Living Area: 2454
  • Legal Description: Bentley Addition to Shelby Shores Amended Lot 5
  • List Price per Sq Ft: 203.54
  • Number Levels: 1.5-Story
  • Property Type: Single Family
  • Termite Company Name: Cooks
  • Termite Contract: Yes
  • Year Built Description: Existing
  • Year Built: 1989
  • Price Per Sq Ft: 195.19
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1989

Interior Features

  • Fireplace Details: Marble (FIREPL)
  • Fireplace Location: Great Room (FIREPL)
  • Fireplace Type: Gas (FIREPL)
  • Floors: Carpet, Hardwood, Tile Floor, Vinyl
  • Number Fireplaces: 1
  • Windows Treatments: All
  • Bedroom/Bathroom Features: Linen Closet, Separate Shower, Sitting Area in Master, Tub/Shower Combo, Walk-In Closets
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Concatenated Rooms: |GreatRoom1|Kitchen1|MasterBR1|MasterBath1|HalfBath1|Sunroom1|Bedroom2|Bedroom2|FullBath2|
  • Room 1: Great Room, On Level: 1
  • Room 2: Kitchen, On Level: 1
  • Room 3: Master Bedroom, On Level: 1
  • Room 4: Master Bath, On Level: 1
  • Room 5: Half Bath, On Level: 1
  • Room 6: Sunroom, On Level: 1
  • Room 7: Bedroom, On Level: 2
  • Room 8: Bedroom, On Level: 2
  • Room 9: Full Bath, On Level: 2
  • Rooms Level 1: Great Room (LVL 1), Half Bath (LVL 1), Kitchen (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1), Sunroom (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Full Bath (LVL 2+)
  • Kitchen Countertops: Solid Surface
  • Kitchen Equipment: Convection Oven, Cooktop-Electric, Dishwasher Built-In, Microwave Built-In, Self-Cleaning, Refrigerator
  • Kitchen Features: Eating Area
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Utilities in Garage
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Garage Area
  • Attic: Yes
  • Attic Type: Walk-In
  • Main Level Sq Ft: 1554
  • Upper Level Sq Ft: 900

Exterior Features

  • Waterfront Name: LAY LAKE
  • Construction: Siding-Vinyl
  • Decks: Yes
  • Decks Type: Covered (DECK)
  • Exterior Features: Boat House Private, Dock Private, Fenced Yard, Gazebo, Sprinkler System
  • Foundation: Crawl Space
  • Waterfront: Yes
  • Waterfront Frontage: 193
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Garage Entry Location: Front
  • Number Garage Spaces Main Lvl: 2
  • Number Total Garage Spaces: 2
  • Parking Features: Attached, Boat Parking, Driveway Parking, Parking (MLVL)

Utilities

  • Heating: Central (HEAT), Dual Systems (HEAT), Heat Pump (HEAT)
  • Cooling: Central (COOL), Dual Systems (COOL), Heat Pump (COOL)
  • Sewer/Septic System: Septic
  • Water: Public Water
  • HVAC Area: 2454

Condo/Co-op/Association

  • Amenities: Boat Launch, Boat Storage Facility, Boats-Motorized Allowed, Fishing, River, Skiing Allowed, Swimming Allowed

Fee Information

  • Garbage Fee: Yes
  • Garbage Fee Amount: 38
  • Garbage Fee Per: Quarterly

Schools

  • Elementary School: SHELBY
  • Middle School: COLUMBIANA
  • High School: SHELBY COUNTY

Lot Info

  • Assessor Parcel Number: 31-3-07-0-002-031.011
  • Lot View: Yes
  • Lot View Type: Lake/Water View
  • Number Acres: 0.76

Green Features

  • Energy Green Features: Ceiling Fans, Doub Paned Windows, Ridge Vent, Storm Door

Tax Info

  • Tax District: COUNTY

MLS Schools

  • Elementary School: SHELBY
  • High School: SHELBY COUNTY
  • Jr Middle School: COLUMBIANA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 1, 2021
Closed on
Feb 16, 2022
Sold by
Giddens Arthur E and Giddens Linda Rae
Bought by
Smith Thomas E and Smith Angela B
Seller's Agent
Shirley Satterwhite
RealtySouth-Inverness Office
Buyer's Agent
Lillian Draper
RealtySouth-Inverness Office
List Price
$549,000
Sold Price
$479,000
Premium/Discount to List
-$70,000
-12.75%
Current Estimated Value
$516,767

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$37,767
Avg. Annual Appreciation
2.40%

Purchase Details

Closed on
Aug 12, 2010
Sold by
Giddens Arthur E
Bought by
Giddens Arthur E and Giddens Linda Rae

Purchase Details

Closed on
Aug 1, 2005
Sold by
Gunnells Ruth Dykes Stephens and Gunnells Jack
Bought by
Giddens Arthur E

Purchase Details

Closed on
Mar 26, 2004
Sold by
Woolf Michael T and Woolf Dana
Bought by
Stephens Ruth Dukes

Purchase Details

Closed on
Nov 25, 2002
Sold by
Armstrong Allan L and Armstrong Samantha
Bought by
Woolf Michael T and Woolf Dana

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,520
Interest Rate
6.15%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Thomas E $479,000 --
Giddens Arthur E -- None Available
Giddens Arthur E $255,000 --
Stephens Ruth Dukes $229,000 --
Woolf Michael T $183,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Giddens Arthur E $100,000
Previous Owner Woolf Michael T $108,520
Previous Owner Armstrong Allan L $68,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/15/2022 02/15/22 Sold $479,000 -4.1% $195 / Sq Ft
11/15/2021 11/15/21 Price Changed $499,475 -7.0% $204 / Sq Ft
10/19/2021 10/19/21 Price Changed $537,000 -2.2% $219 / Sq Ft
10/01/2021 10/01/21 For Sale $549,000 -- $224 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,151 $48,880 $0 $0
2023 $2,041 $46,380 $0 $0
2022 $0 $39,480 $0 $0
2021 $0 $33,880 $0 $0
2020 $0 $30,620 $0 $0
2019 $0 $30,060 $0 $0
2017 $0 $30,260 $0 $0
2015 -- $29,440 $0 $0
2014 $1,089 $29,440 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 1299802

Greater Alabama MLS

APN: 31-3-07-0-002-031-011