NOT LISTED FOR SALE

11209 Ruby Ct Lusby, MD 20657

Estimated Value: $480,106 - $503,000

3 Beds
2.5 Baths
1,824 Sq Ft
$270/Sq Ft Est. Value

Last Sold September 24, 2025

Last sale price $498,000 $273 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,955/month

32 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • Corner Lot
  • Deck
  • 1 Fireplace
  • High Ceiling

About This Home

As of September 2025

Rare opportunity to own in the sought-after Hidden Treasure neighborhood! This beautifully maintained 3-bedroom, 2.5-bath colonial offers a bright, open-concept main level perfect for everyday living and entertaining. The updated bathrooms add a fresh, modern feel, while the spacious deck with a charming gazebo provides the perfect outdoor retreat and space to entertain.
The full walkout basement is unfinished and ready for you to customize—create a home theater, gym, guest suite, or rec room to suit your lifestyle.
Nature lovers will appreciate the proximity to Flag Ponds Nature Park and Calvert Cliffs State Park, offering miles of hiking trails, fossil hunting, and scenic beach access. Explore nearby Cove Point Lighthouse and its seven acres of Chesapeake Bay shoreline. Enjoy local wineries or head to Solomons Island for waterfront dining, shopping, the Calvert Marine Museum, and more.
Commuters will love the convenience to PAX River Naval Air Station and Calvert Cliffs Nuclear Power Plant. With golf courses, parks, and beaches just minutes away, this home offers the perfect balance of tranquility, recreation, and accessibility.
Don’t miss your chance to make this home yours—schedule your showing today!

Last Agent to Sell the Property

Leslie Arigo

(301) 832-6044 lesliearigomdrealtor@gmail.com EXP Realty, LLC License #664085 Listed on: 07/07/2025

EXP Realty, LLC

Last Buyer's Agent

Charlotte Long

(240) 561-2996 charlottelonghomes@gmail.com EXP Realty, LLC License #655003

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,126

Year Built

  • Built in 2012

Lot Details

  • 0.58 Acre Lot
  • Cul-De-Sac
  • Corner Lot
  • Cleared Lot

HOA Fees

  • $27 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • High Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Combination Kitchen and Dining Room
  • Wood Flooring
  • Basement

Kitchen

  • Double Oven
  • Microwave
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom

Laundry

  • Laundry on upper level
  • Washer and Dryer Hookup

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heat Pump System
  • Programmable Thermostat
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Hidden Treasure Subdivision

Listing and Financial Details

  • Tax Lot 30
  • Assessor Parcel Number 0501246607

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,126

Year Built

Built in 2012

Lot Details

0

HOA Fees

$27 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 7/7/2025 12:00:00 AM
  • Year Built: 2012
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Microwave, Refrigerator, Oven - Double
  • Interior Amenities: Combination Kitchen/Dining, Upgraded Countertops, Primary Bath(s), Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: High, Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2724
  • Living Area Sq Ft: 1824
  • Price Per Sq Ft: 273.03
  • Above Grade Finished Sq Ft: 1824
  • Below Grade Sq Ft: 900
  • Total Below Grade Sq Ft: 900
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s), Programmable Thermostat, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 325.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Cleared, Corner, Cul-De-Sac
  • Lot Size Acres: 0.58
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25131.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4126.00
  • Assessor Parcel Number: 0501246607
  • Tax Lot: 30
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2025
Closed on
Sep 24, 2025
Sold by
Kline Thomas L and Kline Arlene Marie
Bought by
Kane Zachary and Kane Amy
Seller's Agent
Leslie Arigo
EXP Realty, LLC
Buyer's Agent
Charlotte Long
EXP Realty, LLC
List Price
$525,000
Sold Price
$498,000
Premium/Discount to List
-$27,000
-5.14%
Views
39
Current Estimated Value
$492,527

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,473
Avg. Annual Appreciation
-4.32%
Original Mortgage
$448,200
Outstanding Balance
$448,200
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$44,327

Purchase Details

Listed on
Aug 11, 2017
Closed on
Sep 29, 2017
Sold by
Downs Randall Wayne and Downs Jennifer
Bought by
Kline Thomas L and Kline Arlene Marie
Seller's Agent
Shelly Alonso
Samson Properties
Buyer's Agent
Mark Laubach
Long & Foster Real Estate, Inc.
List Price
$339,900
Sold Price
$331,000
Premium/Discount to List
-$8,900
-2.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.25%
Original Mortgage
$115,000
Interest Rate
3.86%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 31, 2012
Sold by
Hidden Tresures Llc
Bought by
Downs Randall Wayne and Downs Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$349,435
Interest Rate
3.85%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kane Zachary $498,000 Lighthouse Title
Kline Thomas L $331,000 Brennan Title Co
Downs Randall Wayne $349,435 Bay County Title & Escrow Ll
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kane Zachary $448,200
Previous Owner Kline Thomas L $115,000
Previous Owner Downs Randall Wayne $349,435
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/24/2025 09/24/25 Sold $498,000 0.0% $273 / Sq Ft
08/08/2025 08/08/25 Pending -- -- --
07/16/2025 07/16/25 Price Changed $498,000 -5.1% $273 / Sq Ft
07/07/2025 07/07/25 For Sale $525,000 +58.6% $288 / Sq Ft
09/29/2017 09/29/17 Sold $331,000 -1.2% $181 / Sq Ft View Prior Sale
08/27/2017 08/27/17 Pending -- -- --
08/15/2017 08/15/17 Price Changed $335,000 -1.4% $184 / Sq Ft
08/11/2017 08/11/17 For Sale $339,900 -- $186 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,181 $366,933 $0 $0
2024 $3,344 $344,367 $0 $0
2023 $3,344 $321,800 $114,500 $207,300
2022 $3,293 $316,933 $0 $0
2021 $3,412 $312,067 $0 $0
2020 $3,412 $307,200 $114,500 $192,700
2019 $3,360 $301,067 $0 $0
2018 $3,283 $294,933 $0 $0
2017 $3,259 $288,800 $0 $0
2016 -- $288,800 $0 $0
2015 $1,152 $288,800 $0 $0
2014 $1,152 $294,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCA2021838

Bright MLS

APN: 01-246607