Seller's Agent in 2025
Ivan Santos
O'Neil Property Group, LLC
(630) 788-7273
2 in this area
438 Total Sales
1121 S 13th St Unit 3 Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
5
Beds
2
Baths
--
Sq Ft
1969
Built
Highlights
- Raised Ranch Architecture
- 2 Car Attached Garage
- Laundry Room
- Davis Primary School Rated A-
- Living Room
- Central Air
About This Home
As of September 2025Wow - don't miss this move-in ready gem in St. Charles! This spacious 5-bedroom, 2-bath home features a 2-car garage and shines with updates throughout. Step inside to find fresh paint, new luxury vinyl flooring, and an abundance of natural light flowing into the open living and dining areas. The beautifully updated kitchen boasts quartz countertops, stainless steel appliances, and ample cabinet space. The main level offers three generous bedrooms and a full bath, while the fully finished lower level includes two additional bedrooms and another full bath-perfect for guests or a home office setup. Enjoy the outdoors in the large, private yard, ideal for relaxing or entertaining. Conveniently located near schools, parks, shopping, and more. Schedule your showing today!
Last Agent to Sell the Property
O'Neil Property Group, LLC License #475200302 Listed on: 07/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,948
Year Built
- Built in 1969
Parking
- 2 Car Attached Garage
- Parking Available
- Driveway
- Parking Included in Price
Home Design
- Raised Ranch Architecture
- Aluminum Siding
Interior Spaces
- Family Room
- Living Room
- Dining Room
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- 2 Full Bathrooms
Utilities
- Central Air
- Heating System Uses Natural Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 9, 2025
Closed on
Sep 5, 2025
Sold by
Kendall Partners Ltd
Bought by
Lund Jared J and Lund Teagan R
Seller's Agent
Ivan Santos
O'Neil Property Group, LLC
Buyer's Agent
Wade Maisto
Great Western Properties
List Price
$449,900
Sold Price
$405,000
Premium/Discount to List
-$44,900
-9.98%
Views
67
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,356
Avg. Annual Appreciation
2.20%
Original Mortgage
$324,000
Outstanding Balance
$324,000
Interest Rate
6.55%
Mortgage Type
New Conventional
Estimated Equity
$84,356
Purchase Details
Closed on
May 28, 2025
Sold by
Nunn James and Jorgensen Amy
Bought by
Kendall Partners Ltd
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$345,000
Interest Rate
6.81%
Mortgage Type
Construction
Purchase Details
Closed on
Jul 14, 2000
Sold by
Gray George and Gray Myrtle
Bought by
Nunn James and Jorgensen Amy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,945
Interest Rate
8.27%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $405,000 | Chicago Title | |
| Warranty Deed | $285,000 | Chicago Title | |
| Warranty Deed | $182,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $324,000 | New Conventional | |
| Previous Owner | $345,000 | Construction | |
| Previous Owner | $167,945 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/08/2025 09/08/25 | Sold | $405,000 | -3.5% | -- |
| 08/18/2025 08/18/25 | Pending | -- | -- | -- |
| 08/12/2025 08/12/25 | Price Changed | $419,900 | -2.3% | -- |
| 08/04/2025 08/04/25 | Price Changed | $429,900 | -2.3% | -- |
| 07/28/2025 07/28/25 | Price Changed | $439,900 | -2.2% | -- |
| 07/09/2025 07/09/25 | For Sale | $449,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,270 | $105,932 | $35,378 | $70,554 |
| 2023 | $6,948 | $94,811 | $31,664 | $63,147 |
| 2022 | $6,744 | $89,528 | $32,095 | $57,433 |
| 2021 | $6,471 | $85,338 | $30,593 | $54,745 |
| 2020 | $6,399 | $83,747 | $30,023 | $53,724 |
| 2019 | $6,280 | $82,089 | $29,429 | $52,660 |
| 2018 | $6,012 | $78,476 | $28,310 | $50,166 |
| 2017 | $5,848 | $75,793 | $27,341 | $48,452 |
| 2016 | $6,133 | $73,131 | $26,381 | $46,750 |
| 2015 | -- | $69,322 | $26,097 | $43,225 |
| 2014 | -- | $66,523 | $26,097 | $40,426 |
| 2013 | -- | $68,576 | $26,358 | $42,218 |
Source: Public Records
Agents Affiliated with this Home
-
Ivan Santos
-
Wade Maisto
Buyer's Agent in 2025
Wade Maisto
Great Western Properties
(630) 965-8700
1 in this area
21 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12410767
APN: 09-33-405-009
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