RENTED JAN 31, 2026

1125 Cutler St Schenectady, NY 12303

Mont Pleasant Neighborhood

Estimated Value: $112,000 - $157,000

2 Beds
2 Baths
1,104 Sq Ft
$121/Sq Ft Est. Value

Last Sold March 14, 2025

Last sale price $125,000 $113 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $925/month

Highlights

  • City View
  • No HOA
  • Living Room
  • Wood Flooring
  • Enclosed Patio or Porch
  • Bathroom on Main Level

About This Home

As of January 2026

This well appointed single family home is for rent. Featuring an updated kitchen and two updated bathrooms. The home has one bedroom and bathroom per floor offering great for privacy. RentSpree application required.

Last Agent to Rent the Property

David Skoney

Coldwell Banker Prime Properties License #10401303322 Listed on: 07/18/2025

Coldwell Banker Prime Properties

Last Renter's Agent

David Skoney

Coldwell Banker Prime Properties License #10401303322 Listed on: 07/18/2025

Coldwell Banker Prime Properties

Home Details

Home Type

  • Single Family

Year Built

  • 1900

Lot Details

  • 3,920 Sq Ft Lot
  • Back Yard Fenced

Home Design

  • Updated or Remodeled
  • Vinyl Siding

Interior Spaces

  • 1,104 Sq Ft Home
  • Living Room
  • City Views
  • Washer and Dryer Hookup

Kitchen

  • Gas Oven
  • Microwave

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary bedroom located on second floor
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Ceramic Tile in Bathrooms

Parking

  • 1 Parking Space
  • Off-Street Parking

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Schenectady High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Association fees include sewer

Listing and Financial Details

  • Tenant pays for gas, internet, cable TV, electricity, trash collection, heat, hot water
  • The owner pays for water
  • Assessor Parcel Number 421500 49.62-3-22.1

Home Details

Home Type

Single Family

Year Built

1900

Lot Details

3,920 Sq Ft Lot

Rental Info

  • Tenant Pays: Gas, Internet, Cable TV, Electricity, Trash Collection, Heat, Hot Water
  • Available Date: 2025-07-17

Listing Details

  • Property Type: Residential Lease
  • Property Sub Type: Single Family Residence
  • Directions: From I-890 take exit 5 toward Broadway, Turn left onto Broadway, Turn left onto Congress St, Right onto Cutler St, House on the left
  • Above Grade Finished Sq Ft: 1104.0
  • Architectural Style: Single Family
  • Lot Size Acres: 0.09
  • Full Bathroom Level: First
  • Primary Bathrooms Level: Second
  • Primary Bedroom Level: Second
  • Sale Detail Seller Contribution: No
  • Number Of Separate Electric Meters: 1
  • Number Of Separate Gas Meters: 1
  • Subdivision Name: Select One
  • Special Features: None
  • Year Built: 1900

Interior Features

  • Flooring: Wood, Tile, Vinyl
  • Interior Amenities: Ceramic Tile Bath
  • Appliances: Refrigerator, Microwave, Gas Oven
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1104.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Entry Location: Front Door
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Owner Pays: Water
  • Dining Room Type: None

Exterior Features

  • Construction Type: Vinyl Siding
  • Fencing: Back Yard
  • Patio And Porch Features: Enclosed, Covered, Front Porch
  • View: City
  • Waterfront: No
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Parking Features: Off Street
  • Attached Garage: No
  • Total Parking Spaces: 1.0

Utilities

  • Utilities: Cable Available
  • Cooling: None
  • Electric: Circuit Breakers
  • Heating: Forced Air
  • Laundry Features: Washer Hookup, Electric Dryer Hookup
  • Cooling Y N: No
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: Possibility

Fee Information

  • Association Fee Includes: Sewer

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Land Lease: No
  • Parcel #: 421500 49.62-3-22.1
  • Lot Size Sq Ft: 3920.4

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 9, 2025
Closed on
Mar 13, 2025
Sold by
Desimone Joseph R
Bought by
1125 Cutler Street Llc
Seller's Agent
Brittany Coyne
Coyne Realty Group LLC
Buyer's Agent
David Skoney
Coldwell Banker Prime Properties
List Price
$125,000
Sold Price
$125,000
Views
25
Current Estimated Value
$133,669

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,669
Avg. Annual Appreciation
7.31%
Original Mortgage
$100,000
Outstanding Balance
$93,413
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$40,256

Purchase Details

Closed on
Nov 16, 2023
Sold by
Desimone Joseph
Bought by
Mccloskey Christopher

Purchase Details

Closed on
Aug 30, 2011
Sold by
Desimone Joseph R
Bought by
Desimone Joseph

Purchase Details

Closed on
Jan 27, 2006
Sold by
Secretary Of Hud
Bought by
Desimone Joseph

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,300
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 8, 2005
Sold by
Gagliardi Cheryl
Bought by
Sec. Of Housing And Urban Devel

Purchase Details

Closed on
Apr 17, 1998
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
1125 Cutler Street Llc $125,000 Chicago Title
Mccloskey Christopher $170,000 None Listed On Document
Desimone Joseph -- First Amer Title Ins Co Ny
Desimone Joseph $74,000 --
Sec. Of Housing And Urban Devel $89,898 Steven Baum
-- $70,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open 1125 Cutler Street Llc $100,000
Previous Owner Desimone Joseph $70,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/31/2026 01/31/26 Rented $1,750 0.0% --
11/01/2025 11/01/25 Under Contract -- -- --
07/18/2025 07/18/25 For Rent $1,750 0.0% --
03/14/2025 03/14/25 Sold $125,000 0.0% $113 / Sq Ft View Prior Sale
01/15/2025 01/15/25 Pending -- -- --
01/09/2025 01/09/25 For Sale $125,000 -- $113 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,826 $50,800 $7,600 $43,200
2023 $29 $50,800 $7,600 $43,200
2022 $2,824 $50,800 $7,600 $43,200
2021 $2,802 $50,800 $7,600 $43,200
2020 $2,753 $50,800 $7,600 $43,200
2019 $1,700 $50,800 $7,600 $43,200
2018 $2,778 $50,800 $7,600 $43,200
2017 $2,431 $50,800 $7,600 $43,200
2016 $2,943 $50,800 $7,600 $43,200
2015 -- $50,800 $7,600 $43,200
2014 -- $50,800 $7,600 $43,200
Source: Public Records

Agents Affiliated with this Home

  • David Skoney

    Landlord's Agent in 2026

    David Skoney

    Coldwell Banker Prime Properties

    (518) 892-4251

    3 in this area

    121 Total Sales

    David Skoney
    Section Image
  • Brittany Coyne

    Seller's Agent in 2025

    Brittany Coyne

    Coyne Realty Group LLC

    (518) 669-7729

    2 in this area

    47 Total Sales

    Brittany Coyne
    Section Image
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Map

Source: Global MLS

MLS Number: 202521947

Global MLS

APN: 049-062-0003-022-001-0000

New York Schenectady County Schenectady 12303 Mont Pleasant

1125 Cutler St, Schenectady, NY

Not Listed for Sale

Detached

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