NOT LISTED FOR SALE

Estimated Value: $598,000 - $646,000

5 Beds
5 Baths
3,859 Sq Ft
$161/Sq Ft Est. Value

Last Sold March 02, 2020

Last sale price $414,900 $108 Per Sq Ft

Est. 50% increase in value since last sale

Current estimated payment $4,497/month

193 Days on Market

Highlights

  • On Golf Course
  • Heated Floors
  • Vaulted Ceiling
  • Oswego High School Rated A-
  • Landscaped Professionally
  • Cottage

About This Home

As of March 2020

Exquisite & Fine Appointments Abound in This Churchill Club Luxury Custom Home. This Massive, Unique, & Rare 'Windsor' Model is the Mac Daddy of the Community Coming in Over 3859 Sq Ft & Jam Packed w/AWESOME UPGRADES. 5 Bedroom 4.1 Bath. Den w/Included Furnishings. Hardwood Flrs. Heated Tile Flrs. Over-Sized Heated 3 Car Garage W/Epoxy Finish Flr. Gargantuan 5 Star Chefs Kitchen W/Dual Tone Granite, Double Oven, Prep Island, Butler Pantry, Tons of Cabinets, Private View of Sledding Hill & Fox Bend Golf Course. Master Sanctuary En Suite W/Ultra Bath Upgrade Better Than Any 5 Star Hotel. 2nd Flr Laundry. 2nd Laundry in HUGE Basement. Dual Furnace & AC. Private Large Yard W/Patio. Exclusive Amenities Inc: Pool, Clubhouse, Fitness Center, Library, Business Center, & More. All Within Minutes of Shops, Dining, & Historic Downtown Oswego. You have to see this home to believe it... YOU WILL FALL IN LOVE WITH THIS HOME!

Last Agent to Sell the Property

Michelle Sather

Mode 1 Real Estate LLC License #471019230 Listed on: 06/21/2019

Last Buyer's Agent

Sandra Tijerina

Results Realty ERA Powered License #475140234

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,204

Year Built

  • 2004

Lot Details

  • On Golf Course
  • East or West Exposure
  • Landscaped Professionally

HOA Fees

  • $20 per month

Parking

  • Attached Garage
  • Garage ceiling height seven feet or more
  • Heated Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Cottage
  • Slab Foundation
  • Asphalt Shingled Roof

Interior Spaces

  • Built-In Features
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Entrance Foyer
  • Breakfast Room
  • Den
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Butlers Pantry
  • Double Oven
  • Cooktop
  • High End Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Heated Floors

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $8,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,204

Year Built

2004

Lot Details

0

HOA Fees

$20 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • Age: 16-20 Years
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 4.1
  • Style Of House: Cottage
  • Type Detached: 2 Stories
  • Estimated Year Built: 2004
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2004

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors, Heated Floors, 2nd Floor Laundry, Built-in Features, Walk-In Closet(s)
  • Number Of Rooms: 11
  • Living Room: Dimensions: 11X13, On Level: Main Level, Flooring: Carpet
  • Appliances: Oven-Double, Oven/Range, Dishwasher, Refrigerator, High End Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances, Cooktop
  • Equipment: Sump Pump
  • Fireplace Details: Wood Burning, Gas Logs, Gas Starter
  • Attic: Unfinished
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 5
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink
  • Above Grade Bedrooms: 5
  • Laundry: Dimensions: 7X9, On Level: 2nd Level
  • Dining Room: Dimensions: 11X13, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 13X18, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Butler, Pantry-Closet
  • Additional Rooms: Breakfast Room, Den, 5th Bedroom, Foyer, Pantry
  • Master Bedroom: Dimensions: 19X17, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Breakfast Rm, Dimensions: 12X18, On Level: Main Level, Flooring: Ceramic Tile
  • Additional Room 2 Name: Den, Dimensions: 13X13, On Level: Main Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 14X11, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 3 Name: 5th Bdrm, Dimensions: 14X12, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 14X11, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 4 Name: Foyer, Dimensions: 6X10, On Level: Main Level, Flooring: Hardwood
  • Bedroom 4: Dimensions: 16X14, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 5 Name: Pantry, Dimensions: 4X6, On Level: Main Level, Flooring: Ceramic Tile
  • Estimated Sq Ft: 3859
  • Dining Room Type: Combined w/ LivRm
  • Family Room: Dimensions: 20X18, On Level: Main Level, Flooring: Ceramic Tile

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Porch
  • Exposure: E (East)
  • Acreage: 0.2292

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s), Heated, 7 Foot or more high garage door
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public, Sewer-Storm
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessment Includes: Clubhouse, Exercise Facilities, Pool
  • Master Association Fee: Yes
  • Master Association Fee: 555
  • Assessment Association Fees: 20
  • Management Contact Name: Patty Deering
  • Management Phone: 630-247-8428

Fee Information

  • Management Company: Associa Chicagoland

Schools

  • School District: 308
  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 78X128
  • Lot Description: Golf Course Lot, Landscaped Professionally
  • Parcel Identification Number: 0315101010

Tax Info

  • Taxes: 11019.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2019
Closed on
Feb 27, 2020
Sold by
Gaynor Gerald R and Gaynor Dawn K
Bought by
Hernandez Eduardo and Ballines Cynthia
Seller's Agent
Michelle Sather
Mode 1 Real Estate LLC
Buyer's Agent
Sandra Tijerina
Results Realty ERA Powered
List Price
$429,900
Sold Price
$414,900
Premium/Discount to List
-$15,000
-3.49%
Current Estimated Value
$623,027

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$208,127
Avg. Annual Appreciation
7.47%
Original Mortgage
$394,155
Outstanding Balance
$351,485
Interest Rate
3.87%
Mortgage Type
New Conventional
Estimated Equity
$271,542

Purchase Details

Closed on
Oct 30, 2006
Sold by
Roslin Oswego Llc
Bought by
Gaynor Gerald R and Carsten Dawn K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$323,400
Interest Rate
6.38%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 11, 2005
Sold by
Roslin Group Llc
Bought by
Roslin Oswego Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,000,000
Interest Rate
5.8%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hernandez Eduardo $415,000 First American Title
Gaynor Gerald R $404,500 Ntc
Roslin Oswego Llc -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hernandez Eduardo $394,155
Previous Owner Gaynor Gerald R $323,400
Previous Owner Roslin Oswego Llc $86,000,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/02/2020 03/02/20 Sold $414,900 0.0% $108 / Sq Ft
12/31/2019 12/31/19 Pending -- -- --
09/30/2019 09/30/19 Price Changed $414,900 -1.2% $108 / Sq Ft
08/19/2019 08/19/19 Price Changed $419,900 -2.3% $109 / Sq Ft
06/21/2019 06/21/19 For Sale $429,900 -- $111 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,204 $182,502 $30,341 $152,161
2023 $12,838 $161,506 $26,850 $134,656
2022 $12,838 $148,171 $24,633 $123,538
2021 $12,642 $141,115 $23,460 $117,655
2020 $12,506 $138,348 $23,000 $115,348
2019 $12,177 $132,856 $23,000 $109,856
2018 $10,693 $116,239 $19,016 $97,223
2017 $10,367 $107,132 $17,526 $89,606
2016 $9,506 $97,391 $15,931 $81,460
2015 $9,970 $97,391 $15,931 $81,460
2014 -- $92,071 $15,933 $76,138
2013 -- $92,071 $15,933 $76,138
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10426343

Midwest Real Estate Data (MRED)

APN: 03-15-101-010