JoLynn Johnston
e-Merge Real Estate Victory
(513) 813-4925
72 Total Sales
4 in Independence
$200K - $340K Price Range
1130 Chestnut Ct Independence, KY 41051
Independence Area
3
Beds
2
Baths
1,000
Sq Ft
6,438
Sq Ft Lot
Highlights
- Open Floorplan
- Deck
- Solid Surface Countertops
- Clubhouse
- Traditional Architecture
- Community Pool
About This Home
As of May 2026100 percent Financing Available Through USDA/Rural Housing! This immaculate, move-in-ready 3 bedroom home in Independence, KY offers low-maintenance living, a functional layout, and an exceptional outdoor setting on a quiet, low-traffic cul-de-sac street. Featuring an open floor plan, ample natural light, neutral décor, and maintenance-free flooring, the home feels bright, clean, and inviting throughout. The kitchen includes stainless steel appliances, solid surface countertops, and excellent functionality for both everyday living and entertaining. Interior highlights include updated lighting, custom-built closet systems throughout, and an ornate brick fireplace (decorative, not currently in use) that adds character to the main living space. Outdoor living is a true standout, with a fenced-in yard, oversized deck with patio, beautiful, wooded landscaping, and a dedicated firepit area, creating a private and ideal space for relaxing, entertaining, or enjoying time outdoors. Major updates include an HVAC system replaced in 2020 and a new water heater in 2026, providing added efficiency and peace of mind. Conveniently located near restaurants, grocery stores, shopping, and everyday amenities, this home delivers comfort, privacy, and move-in-ready convenience in one complete package.
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Home Details
Home Type
- Single Family
Year Built
- Built in 1974
Lot Details
- 6,438 Sq Ft Lot
- Wrought Iron Fence
- Property is Fully Fenced
- Level Lot
- Land Lease
HOA Fees
- $40 Monthly HOA Fees
Parking
- Attached Garage
- Oversized Parking
- Front Facing Garage
- On-Street Parking
- Off-Street Parking
Home Design
- Traditional Architecture
- Bi-Level Home
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- Open Floorplan
- Chandelier
- Non-Functioning Fireplace
- Brick Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Panel Doors
- Entryway
- Family Room
- Living Room
- Formal Dining Room
- Storage
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Solid Surface Countertops
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on lower level
Outdoor Features
- Deck
Schools
- Beechgrove Elementary School
- Summit View Middle School
- Simon Kenton High School
Utilities
- Forced Air Heating and Cooling System
- Cable TV Available
Community Details
Overview
- Association fees include association fees
- Towne Properties Association, Phone Number (859) 291-5858
Amenities
- Clubhouse
Recreation
- Community Playground
- Community Pool
- Dog Park
- Trails
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 23, 2026
Closed on
May 21, 2026
Sold by
Bought by
Seller's Agent
The Treas Team
Huff Realty - Florence
Buyer's Agent
Krista Oliver
Huff Realty - Florence
List Price
$269,900
Sold Price
$272,000
Premium/Discount to List
$2,100
0.78%
Views
12
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.02%
Purchase Details
Listed on
May 13, 2024
Closed on
Jun 28, 2024
Sold by
Bought by
Seller's Agent
Timothy Settles
Trelora Realty, Inc
Buyer's Agent
Lisa Bush
Century 21 Premiere Properties
List Price
$220,000
Sold Price
$242,000
Premium/Discount to List
$22,000
10%
Views
184
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.52%
Original Mortgage
$220,797
Interest Rate
7.7%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 24, 2024
Sold by
Bought by
Purchase Details
Listed on
Nov 13, 2020
Closed on
Dec 16, 2020
Sold by
Bought by
Seller's Agent
Eric Sztanyo
Keller Williams Advisors
Buyer's Agent
Timothy Settles
Trelora Realty, Inc
List Price
$169,900
Sold Price
$169,000
Premium/Discount to List
-$900
-0.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.57%
Purchase Details
Listed on
Nov 13, 2020
Closed on
Oct 30, 2020
Sold by
Bought by
Seller's Agent
Eric Sztanyo
Keller Williams Advisors
Buyer's Agent
Timothy Settles
Trelora Realty, Inc
List Price
$169,900
Sold Price
$169,000
Premium/Discount to List
-$900
-0.53%
Purchase Details
Closed on
Apr 28, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,980
Interest Rate
6.33%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
May 29, 1998
Sold by
Bought by
Purchase Details
Closed on
Oct 2, 1995
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Independence, KY
-
JoLynn Johnston
-
Shelli Stinson
Shelli Stinson
eXp Realty LLC
(859) 757-0169
131 Total Sales
26 in Independence
$165K - $460K Price Range
-
Doug Mayberry
Doug Mayberry
Huff Realty - Florence
(859) 600-6390
179 Total Sales
13 in Independence
$121K - $390K Price Range
-
Martha Works Larsen
Martha Works Larsen
Century 21 Premiere Properties
(859) 479-0970
197 Total Sales
6 in Independence
$150K - $535K Price Range
-
Cindy Johnston
Cindy Johnston
Lohmiller Real Estate
(513) 847-9386
76 Total Sales
3 in Independence
$215K - $300K Price Range
-
Lindsay Archer
Lindsay Archer
Horan Rosenhagen Real Estate
(513) 866-3543
112 Total Sales
4 in Independence
$295K - $510K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $272,000 | None Listed On Document | |
| Warranty Deed | $242,000 | None Listed On Document | |
| Quit Claim Deed | $169,000 | None Listed On Document | |
| Warranty Deed | $169,000 | None Listed On Document | |
| Warranty Deed | $128,000 | Priority National Title | |
| Warranty Deed | $139,900 | Advanced Land Title Agency | |
| Deed | $96,900 | -- | |
| Deed | $89,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $220,797 | FHA | |
| Previous Owner | $121,082 | FHA | |
| Previous Owner | $27,980 | Stand Alone Second | |
| Previous Owner | $111,920 | Fannie Mae Freddie Mac | |
| Previous Owner | $126,491 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/22/2026 05/22/26 | Sold | $272,000 | +0.8% | $272 / Sq Ft | |
| 04/25/2026 04/25/26 | Pending | -- | -- | -- | |
| 04/23/2026 04/23/26 | For Sale | $269,900 | +11.5% | $270 / Sq Ft | |
| 07/16/2024 07/16/24 | Sold | $242,000 | +10.0% | $242 / Sq Ft | View Prior Sale |
| 05/20/2024 05/20/24 | Pending | -- | -- | -- | |
| 05/16/2024 05/16/24 | For Sale | $220,000 | +30.2% | $220 / Sq Ft | |
| 12/18/2020 12/18/20 | Sold | $169,000 | -0.5% | $169 / Sq Ft | View Prior Sale |
| 11/14/2020 11/14/20 | Pending | -- | -- | -- | |
| 11/13/2020 11/13/20 | For Sale | $169,900 | -- | $170 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,814 | $242,000 | $30,000 | $212,000 |
| 2024 | $2,070 | $169,000 | $25,000 | $144,000 |
| 2023 | $2,133 | $169,000 | $25,000 | $144,000 |
| 2022 | $2,195 | $169,000 | $25,000 | $144,000 |
| 2021 | $2,227 | $169,000 | $25,000 | $144,000 |
| 2020 | $1,571 | $115,000 | $20,000 | $95,000 |
| 2019 | $1,575 | $115,000 | $20,000 | $95,000 |
| 2018 | $1,584 | $115,000 | $20,000 | $95,000 |
| 2017 | $1,541 | $115,000 | $20,000 | $95,000 |
| 2015 | $1,492 | $115,000 | $25,000 | $90,000 |
| 2014 | $1,471 | $115,000 | $25,000 | $90,000 |
Source: Public Records
Agents Affiliated with this Home
-
The Treas Team
T
Seller's Agent in 2026
The Treas Team
Huff Realty - Florence
(859) 525-5788
569 Total Sales
-
Krista Oliver
Buyer's Agent in 2026
Krista Oliver
Huff Realty - Florence
31 Total Sales
-
Timothy Settles
Seller's Agent in 2024
Timothy Settles
Trelora Realty, Inc
(513) 500-7902
139 Total Sales
-
Lisa Bush
Buyer's Agent in 2024
Lisa Bush
Century 21 Premiere Properties
(859) 628-9304
109 Total Sales
-
Eric Sztanyo
Seller's Agent in 2020
Eric Sztanyo
Keller Williams Advisors
(513) 813-6293
288 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 641838
APN: 006-30-00-035.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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