Seller's Agent in 2025
Jessica Becker
Howard Hanna Capital Inc
(518) 470-0397
4 in this area
18 Total Sales
1130 Spearhead Dr Schenectady, NY 12302
Estimated Value: $252,778 - $281,000
2
Beds
1.5
Baths
1,189
Sq Ft
$222/Sq Ft
Est. Value
Highlights
- Vaulted Ceiling
- Living Room
- Sliding Doors
- 1 Car Attached Garage
- Bathroom on Main Level
- Forced Air Heating and Cooling System
About This Home
As of December 2025Welcome to Oak Ridge Gardens!
This two-bedroom, one-and-a-half-bath townhouse offers comfort and convenience with laundry on the first floor and a one-car garage. Enjoy a semi-private backyard backing up to the woods, perfect for relaxing or entertaining. The vaulted ceilings add a sense of openness and light, while the low-maintenance design makes living here easy. Just waiting for your personal touches and cosmetic updates—all in a prime location close to shopping, dining, and more!
Last Agent to Sell the Property
Howard Hanna Capital Inc License #10301207176 Listed on: 10/21/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,615
Year Built
- Built in 1989
Lot Details
- 3,920 Sq Ft Lot
- Lot Dimensions are 24 x 151
HOA Fees
- $28 Monthly HOA Fees
Parking
- 1 Car Attached Garage
Home Design
- Slab Foundation
- Asbestos Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,189 Sq Ft Home
- Vaulted Ceiling
- Paddle Fans
- Sliding Doors
- Living Room
- Dining Room
Kitchen
- Electric Oven
- Dishwasher
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary bedroom located on second floor
- Bathroom on Main Level
Laundry
- Laundry on main level
- Laundry in Bathroom
- Washer and Dryer
Schools
- Scotia-Glenville High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 150 Amp Service
- High Speed Internet
Listing and Financial Details
- Legal Lot and Block 16.02 / 4
- Assessor Parcel Number 422289 30.13-4-16 02
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 21, 2025
Closed on
Jan 23, 2026
Sold by
Parker Leonard A
Bought by
Kamaludeen Riaad
Seller's Agent
Jessica Becker
Howard Hanna Capital Inc
Buyer's Agent
Chip Ferraioli
Core Real Estate Team
List Price
$249,900
Sold Price
$242,000
Premium/Discount to List
-$7,900
-3.16%
Views
102
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,445
Avg. Annual Appreciation
37.27%
Original Mortgage
$193,600
Outstanding Balance
$193,600
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$70,845
Purchase Details
Closed on
Feb 16, 1998
Purchase Details
Closed on
Oct 31, 1997
Sold by
Oak Ridge Gardens Develop Ment
Bought by
Parker Leonard A and Cox Carolyn M
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Kamaludeen Riaad | $242,000 | None Listed On Document | |
| -- | -- | -- | |
| Parker Leonard A | $73,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Kamaludeen Riaad | $193,600 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/11/2025 12/11/25 | Sold | $242,000 | -3.2% | $204 / Sq Ft |
| 12/11/2025 12/11/25 | Pending | -- | -- | -- |
| 10/21/2025 10/21/25 | For Sale | $249,900 | -- | $210 / Sq Ft |
Source: Global MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,567 | $138,600 | $15,600 | $123,000 |
| 2023 | $51 | $138,600 | $15,600 | $123,000 |
| 2022 | $5,446 | $138,600 | $15,600 | $123,000 |
| 2021 | $5,391 | $138,600 | $15,600 | $123,000 |
| 2020 | $4,928 | $138,600 | $15,600 | $123,000 |
| 2019 | $2,617 | $138,600 | $15,600 | $123,000 |
| 2018 | $4,731 | $138,600 | $15,600 | $123,000 |
| 2017 | $4,554 | $138,600 | $15,600 | $123,000 |
| 2016 | $4,531 | $138,600 | $15,600 | $123,000 |
| 2015 | -- | $138,600 | $15,600 | $123,000 |
| 2014 | -- | $138,600 | $15,600 | $123,000 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Becker
-
Chip Ferraioli
C
Buyer's Agent in 2025
Chip Ferraioli
Core Real Estate Team
1 in this area
20 Total Sales
Map
Source: Global MLS
MLS Number: 202528184
APN: 030-013-0004-016-000-0000
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