$2,350,000
SOLD JUL 25, 2025
3 Beds
2 Baths
1,878 Sq Ft
2,439 Sq Ft Lot

Recently Sold

$1,251 Per Sq Ft

6% Below List Price

35 Days on Market

Highlights

  • Ocean View
  • Primary Bedroom Suite
  • Wood Flooring
  • Mission Hill Middle School Rated A-
  • Outdoor Fireplace
  • Main Floor Bedroom

About This Home

As of July 2025

There's a moment when you're relaxing on the main deck, Beach Boardwalk lights reflecting off your glass of wine, when you'll think: "Did I just hack life?" This Seabright Beach home doesn't play by regular Santa Cruz rules. While others plan their weekends around catching ocean views, you're greeting each morning with panoramic coastline vistas from a rooftop deck that feels like your private slice of California heaven. The previous owners clearly had a vendetta against the ordinary, massive gas fire islands that turn chilly evenings into excuses for gathering, an outdoor kitchen where culinary ambitions find their perfect canvas, and windows strategically placed to frame views most people only see on postcards. The reading nook in the primary bedroom will silently judge how long that book has been on your nightstand. The kids' bunk room will host whispered midnight conspiracies. The bar will witness impromptu Tuesday celebrations. When your friends ask what it's like living steps from both Seabright Beach and those impossible-to-reserve local eateries, you'll struggle to explain. Some things, like this contemporary home, simply need to be experienced to be understood.

Last Agent to Sell the Property

Ben Strock

eXp Realty of California Inc License #70010201 Listed on: 05/22/2025

eXp Realty of California Inc

Last Buyer's Agent

Christine J. Evans

Bailey Properties License #01717052

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $24,775

Year Built

  • Built in 1961

Lot Details

  • 2,439 Sq Ft Lot
  • Partially Fenced Property
  • Wood Fence
  • Grass Covered Lot

Property Views

  • Ocean
  • City Lights
  • Neighborhood

Home Design

  • Flat Roof Shape
  • Slab Foundation

Interior Spaces

  • 1,878 Sq Ft Home
  • 2-Story Property
  • Skylights
  • Double Pane Windows
  • Living Room with Fireplace
  • Dining Room

Kitchen

  • Open to Family Room
  • Built-In Oven
  • Electric Cooktop
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Primary Bedroom Suite
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Low Flow Toliet
  • Bathtub with Shower
  • Bathtub Includes Tile Surround
  • Walk-in Shower
  • Low Flow Shower

Laundry

  • Laundry in unit
  • Washer and Dryer

Parking

  • 2 Parking Spaces
  • On-Street Parking

Outdoor Features

  • Balcony
  • Outdoor Fireplace
  • Outdoor Kitchen
  • Shed
  • Barbecue Area

Utilities

  • Forced Air Heating System

Listing and Financial Details

  • Assessor Parcel Number 010-202-13-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$24,775

Year Built

Built in 1961

Lot Details

0

Listing Details

  • Subclass: Single Family Home
  • Age: 64
  • Listing Class: Residential
  • Structure Sq Ft: 1878
  • Year Built: 1961
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: Kitchen / Family Room Combo
  • Fireplace: Living Room
  • Dining Room: Dining Area, No Formal Dining Room
  • Kitchen: Cooktop - Electric, Dishwasher, Oven - Built-In, Refrigerator
  • Living Sq Ft: 1878
  • Stories: 2
  • Bedrooms: More than One Bedroom on Ground Floor, Primary Suite / Retreat, Walk-in Closet
  • Laundry: Inside, Washer / Dryer
  • Flooring: Carpet, Hardwood, Tile
  • Fireplaces Min: 1
  • Maximum Numberof Bedrooms: 3
  • Minimum Numberof Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Bathroom: Full on Ground Floor, Primary - Stall Shower(s), Shower over Tub - 1, Tile
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Slab
  • Roof: Flat / Low Pitch
  • View: City Lights, Neighborhood, Ocean, Water
  • Yard/Grounds: Balcony / Patio, BBQ Area, Low Maintenance, Outdoor Fireplace, Outdoor Kitchen, Storage Shed / Structure
  • Fencing: Partial Fencing, Wood

Garage/Parking

  • Parking Spaces: 2
  • Garage Parking Features: On Street, Parking Area

Utilities

  • Heating System: Central Forced Air, Fireplace
  • Sewer/Septic System: Sewer Connected

Association/Amenities

  • Amenities Miscellaneous: Skylight, Walk-in Closet

Schools

  • School District: Santa Cruz City High
  • Elementary School: Gault Elementary
  • Middle School: Mission Hill
  • High School: Santa Cruz High
  • High School: 852
  • Elementary School: 844
  • Middle School: 37458

Lot Info

  • Parcel Number: 010-202-13-000
  • Lot Acres: 0.0560
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 2439.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 2439.00

Green Features

  • Energy Features: Double Pane Windows, Low Flow Shower, Low Flow Toilet

Multi Family

  • Utilities: Natural Gas, Public Utilities

MLS Schools

  • High School District Text: Santa Cruz City High
  • Elementary School Text: Gault Elementary
  • High School Text: Santa Cruz High
  • Middle School Text: Mission Hill

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Jul 21, 2025
Sold by
Michael T Mccarthy Trust and Mccarthy Michael T
Bought by
Sena And Orlando Family Trust and Sena
Seller's Agent
Ben Strock
eXp Realty of California Inc
Buyer's Agent
Christine J. Evans
Bailey Properties
List Price
$2,500,000
Sold Price
$2,350,000
Premium/Discount to List
-$150,000
-6%
Views
129

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
41.19%

Purchase Details

Closed on
Nov 28, 2023
Sold by
Mccarthy Michael T
Bought by
Michael T Mccarthy Trust and Mccarthy

Purchase Details

Listed on
Mar 31, 2022
Closed on
Mar 16, 2022
Sold by
Finnerty Michael P
Bought by
Mccarthy Michael T
Seller's Agent
Frank Claiborne
OASIS PROPERTIES
Buyer's Agent
Frank Claiborne
OASIS PROPERTIES
List Price
$2,125,000
Sold Price
$2,125,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.40%
Original Mortgage
$1,158,625
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 31, 2022
Closed on
Mar 3, 2022
Sold by
Mccarthy Pamela Dina
Bought by
Mccarthy Michael T
Seller's Agent
Frank Claiborne
OASIS PROPERTIES
Buyer's Agent
Frank Claiborne
OASIS PROPERTIES
List Price
$2,125,000
Sold Price
$2,125,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,158,625
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 20, 2020
Sold by
Finnerty Michael P
Bought by
Finnerty Michael P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$598,000
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 20, 2019
Sold by
Finnerty Elizabeth Kathleen
Bought by
Finnerty Michael P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$600,000
Interest Rate
4.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Feb 8, 2019
Sold by
Archer Mark J and The Mark J Archer 2000 Revocab
Bought by
Finnerty Michael P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$600,000
Interest Rate
4.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Feb 20, 2014
Sold by
Archer Mark J
Bought by
Archer Mark J and Archer 2000 Revocable T Mark J

Purchase Details

Closed on
Jan 21, 2014
Sold by
Archer Marl J and Archer Laura Marie
Bought by
Archer Mark J

Purchase Details

Closed on
Mar 1, 2007
Sold by
Horan Carolyn B and Horan Declaration Of Trust
Bought by
Archer Mark J and Archer Laura Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$620,000
Interest Rate
7.82%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $2,350,000 Old Republic Title Company
Quit Claim Deed -- None Listed On Document
Grant Deed $2,125,000 First American Title
Deed -- First American Title
Interfamily Deed Transfer -- Chicago Title
Interfamily Deed Transfer -- First American Title Company
Grant Deed $1,475,000 First American Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Grant Deed $775,000 Santa Cruz Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,158,625 New Conventional
Previous Owner $1,158,625 New Conventional
Previous Owner $598,000 New Conventional
Previous Owner $600,000 Adjustable Rate Mortgage/ARM
Previous Owner $180,000 Future Advance Clause Open End Mortgage
Previous Owner $589,000 Adjustable Rate Mortgage/ARM
Previous Owner $620,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $2,350,000 -6.0% $1,251 / Sq Ft
06/27/2025 06/27/25 Pending -- -- --
05/22/2025 05/22/25 For Sale $2,500,000 +17.6% $1,331 / Sq Ft
03/31/2022 03/31/22 Sold $2,125,000 0.0% $772 / Sq Ft
03/31/2022 03/31/22 Pending -- -- --
03/31/2022 03/31/22 For Sale $2,125,000 -- $772 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $24,775 $2,281,598 $1,804,054 $477,544
2023 $24,468 $2,193,000 $1,734,000 $459,000
2022 $17,564 $1,550,489 $1,098,482 $452,007
2021 $17,192 $1,520,087 $1,076,943 $443,144
2020 $17,055 $1,504,500 $1,065,900 $438,600
2019 $12,267 $1,074,114 $780,681 $293,433
2018 $10,564 $912,561 $765,374 $147,187
2017 $10,071 $862,792 $517,675 $345,117
2016 $9,005 $798,882 $479,329 $319,553
2015 $8,446 $753,662 $632,104 $121,558
2014 $7,654 $678,975 $569,463 $109,512
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML82008067

MLSListings

APN: 010-202-13-000