114 Charles Lowe Ln Unit 20 Banner Elk, NC 28604
Estimated payment $3,873/month
Total Views
10
3
Beds
2.5
Baths
1,961
Sq Ft
$324
Price per Sq Ft
Highlights
- Mountain View
- Mountain Architecture
- Covered patio or porch
- Banner Elk Elementary School Rated A-
- Furnished
- Tray Ceiling
About This Home
Downtown Banner Elk Townhome – Walk to Everything, Miss Nothing! This is the one. A rare find, just a few minutes walk to Stonewalls, Banner Elk Café, and a few more steps to all things downtown. Lees-McRae College? Right around the corner. The Greenway? All practically in your backyard. And when winter hits, Beech Mountain and Sugar are just a quick drive away for iconic skiing and more shopping and dining. Year-round adventure, right at your doorstep. Inside, it’s all about light, space, and mountain-living style. The open-concept great room, dining area, and kitchen flow effortlessly to a covered deck—perfect for catching mountain views, watching the fireworks, or kicking back while live downtown concert music fills the air. The stone fireplace with gas logs adds serious cozy vibes, and the kitchen is dialed in with granite countertops, stainless steel appliances, and custom cabinets. Upgraded travertine tile flooring is throughout, and a half-bath powder room finishes off the main floor. Also, a two-car garage that doubles as a game zone—foosball table, TV, ski-style décor, tons of storage—and yes, all the fun stuff stays. It's ready for your cars or your crew. Upstairs, the oversized primary suite with tray ceilings walks out to another private covered porch and includes a whirlpool tub, walk-in shower, and massive closet. Two more bedrooms share a full bath, and the laundry closet with a stackable washer/dryer is conveniently located outside all the bedrooms. Sold furnished and totally turnkey—use it as a full-time home, a second home mountain escape, or a hard-to-find downtown Banner Elk vacation rental. Recent updates include a new roof, new natural gas HVAC (serviced twice a year), new refrigerator, and new water heater. Oversized driveway offers plenty of parking, and there’s a sidewalk all the way into town. Downtown doesn’t offer many like this—lock it in before someone else beats you to it.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,226
Year Built
- Built in 2004
HOA Fees
- $50 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Mountain Architecture
- Cottage
- Slab Foundation
- Wood Frame Construction
- Shingle Roof
- Architectural Shingle Roof
Interior Spaces
- 1,961 Sq Ft Home
- 2-Story Property
- Furnished
- Tray Ceiling
- Stone Fireplace
- Gas Fireplace
- Mountain Views
Kitchen
- Electric Range
- Recirculated Exhaust Fan
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry on upper level
- Dryer
- Washer
Schools
- Banner Elk Elementary School
- Avery County High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Electric Water Heater
- High Speed Internet
Additional Features
- Covered patio or porch
- 1,742 Sq Ft Lot
Community Details
- The Cottages Subdivision
Listing and Financial Details
- Long Term Rental Allowed
- Assessor Parcel Number 1858-05-29-4658-00000
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $1,500 | $375,100 | $60,000 | $315,100 |
| 2022 | $0 | $375,100 | $60,000 | $315,100 |
| 2021 | $1,207 | $219,400 | $60,000 | $159,400 |
| 2020 | $2,435 | $219,400 | $60,000 | $159,400 |
| 2019 | $2,435 | $219,400 | $60,000 | $159,400 |
| 2018 | $1,207 | $219,400 | $60,000 | $159,400 |
| 2017 | $1,989 | $176,000 | $0 | $0 |
| 2016 | $787 | $176,000 | $0 | $0 |
| 2015 | $787 | $176,000 | $25,000 | $151,000 |
| 2012 | -- | $264,100 | $85,000 | $179,100 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/23/2025 05/23/25 | For Sale | $635,000 | +135.2% | $324 / Sq Ft |
| 03/23/2018 03/23/18 | Sold | $270,000 | 0.0% | $140 / Sq Ft |
| 02/21/2018 02/21/18 | Pending | -- | -- | -- |
| 07/11/2016 07/11/16 | For Sale | $270,000 | -- | $140 / Sq Ft |
Source: High Country Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $270,000 | None Available | |
| Warranty Deed | $375,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $243,000 | New Conventional | |
| Previous Owner | $250,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Similar Home in Banner Elk, NC
Source: High Country Association of REALTORS®
MLS Number: 255770
APN: 1858-05-29-4658-00000
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