Seller's Agent in 2026
Natalie Smith
BAY CREEK REALTY
(757) 331-8620
42 in this area
45 Total Sales
114 Old Course Loop Cape Charles, VA 23310
3
Beds
2
Baths
1,742
Sq Ft
2005
Built
Highlights
- Water Access
- Breakfast Area or Nook
- Level Entry For Accessibility
- 1 Fireplace
- Plantation Shutters
- Tile Flooring
About This Home
As of April 2026Showstopper Alert! This stunning, move-in ready 1st-floor condo in Bay Creek offers 1,745 sq ft of stylish, low-maintenance living with incredible views of the 11th fairway. Features include upgraded appliances, LVP flooring, plantation shutters, custom window treatments, tiled kitchen backsplash, newly tiled primary bath shower, RO water system and softener. Bright, open layout all one level—perfect for easy coastal living! With Club Membership, enjoy resort-style amenities: New Pickleball courts, private beach, pools, fitness center, trails, on-site dining, and more! Rare opportunity in a gated golf cart-friendly community! Historic Cape Charles just a golf cart ride away to boutique shopping, art galleries and so much more.
Last Agent to Sell the Property
BAY CREEK REALTY Brokerage Phone: 7573318742 License #0225268118 Listed on: 10/16/2025
Property Details
Home Type
- Condominium
Year Built
- Built in 2005
HOA Fees
- $648 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Slab Foundation
- Composition Roof
- Wood Siding
Interior Spaces
- 1,742 Sq Ft Home
- 1-Story Property
- Sheet Rock Walls or Ceilings
- 1 Fireplace
- Plantation Shutters
- Dining Area
Kitchen
- Breakfast Area or Nook
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Additional Features
- Level Entry For Accessibility
- Water Access
Community Details
- Bay Creek Association
- Bay Creek Fairways Subdivision
Listing and Financial Details
- $472,400 per year additional tax assessments
Matterport 3D Tour
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 16, 2025
Closed on
Apr 23, 2026
Sold by
Bought by
Seller's Agent
Natalie Smith
BAY CREEK REALTY
Buyer's Agent
Linda Buskey
BAY CREEK REALTY
List Price
$549,000
Sold Price
$540,000
Premium/Discount to List
-$9,000
-1.64%
Views
88
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.51%
Original Mortgage
$432,000
Outstanding Balance
$432,000
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$101,027
Purchase Details
Closed on
Jun 13, 2024
Sold by
Bought by
Purchase Details
Listed on
Jul 1, 2020
Closed on
Aug 13, 2020
Sold by
Bought by
Seller's Agent
Shanna Colls
BAY CREEK REALTY
Buyer's Agent
Kimberley Starr
CHESAPEAKE PROPERTIES
List Price
$319,000
Sold Price
$317,000
Premium/Discount to List
-$2,000
-0.63%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.32%
Purchase Details
Closed on
Oct 3, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,000
Interest Rate
5%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $540,000 | None Listed On Document | |
| Deed | $530,000 | First American Title | |
| Warranty Deed | $317,000 | A&N Title & Settlement | |
| Deed | -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $432,000 | New Conventional | |
| Previous Owner | $277,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/28/2026 04/28/26 | Sold | $540,000 | -1.6% | $310 / Sq Ft | |
| 02/11/2026 02/11/26 | Pending | -- | -- | -- | |
| 10/16/2025 10/16/25 | For Sale | $549,000 | +73.2% | $315 / Sq Ft | |
| 08/17/2020 08/17/20 | Sold | $317,000 | -0.6% | $183 / Sq Ft | View Prior Sale |
| 07/20/2020 07/20/20 | Pending | -- | -- | -- | |
| 07/02/2020 07/02/20 | For Sale | $319,000 | -- | $184 / Sq Ft |
Source: Eastern Shore Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,330 | $472,400 | $0 | $472,400 |
| 2024 | $3,236 | $472,400 | $0 | $472,400 |
| 2023 | $2,601 | $342,200 | $0 | $342,200 |
| 2022 | $2,601 | $342,200 | $0 | $342,200 |
| 2021 | $1,841 | $220,500 | $0 | $220,500 |
| 2020 | $1,841 | $220,500 | $0 | $220,500 |
| 2019 | $1,785 | $215,100 | $0 | $215,100 |
| 2018 | $1,785 | $215,100 | $0 | $215,100 |
| 2017 | $1,468 | $215,100 | $0 | $215,100 |
| 2016 | $1,468 | $176,920 | $0 | $176,920 |
| 2015 | -- | $176,920 | $0 | $176,920 |
| 2011 | -- | $381,000 | $90,000 | $291,000 |
Source: Public Records
Agents Affiliated with this Home
-
Natalie Smith
-
Linda Buskey
L
Buyer's Agent in 2026
Linda Buskey
BAY CREEK REALTY
(757) 678-6844
201 in this area
220 Total Sales
-
Shanna Colls
S
Seller's Agent in 2020
Shanna Colls
BAY CREEK REALTY
(585) 506-6197
142 in this area
158 Total Sales
-
Kimberley Starr
Buyer's Agent in 2020
Kimberley Starr
CHESAPEAKE PROPERTIES
(757) 635-0711
178 in this area
194 Total Sales
Map
Source: Eastern Shore Association of REALTORS®
MLS Number: 65325
APN: 90-11-114BO
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