$350,000
SOLD SEP 23, 2025

1140 N Shelby St Gary, IN 46403

Miller Neighborhood
4 Beds
2 Baths
2,250 Sq Ft
5,881 Sq Ft Lot

Recently Sold

$156 Per Sq Ft

2 Days on Market

Highlights

  • Views of Trees
  • Wooded Lot
  • No HOA
  • Deck
  • Wood Flooring
  • Living Room

About This Home

As of September 2025

Budget by the Beach! ONLY FOUR HOMES to the BEACH! This 4-bed, 2-bath home with character, a wonderful sitting room, spacious bedrooms and a SHOWSTOPPER for a backyard is available immediately at only 350k! Hardwood floors throughout and all major mechanicals updated: New High Efficiency Furnace, New AC, New Hot Water Heater and more! This is a well-loved home, and it shows. Homes like this North of Oak Ave under 400k are unheard of in today's market. Walk to the beach or walk to the restaurants on Shelby but act quickly as Miller is HOT! #beachlife #southshoreline #dunelife #homeswithcharacter

Last Agent to Sell the Property

Sam Geraci

INcoast Homes LLC License #RB18000080 Listed on: 08/17/2025

Last Buyer's Agent

Elizabeth Sheeran

@properties/Christie's Intl RE License #RB14035627

@properties/Christie's Intl RE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,993

Year Built

  • Built in 1939

Lot Details

  • 5,881 Sq Ft Lot
  • Partially Fenced Property
  • Landscaped
  • Wooded Lot

Parking

  • Off-Street Parking

Home Design

  • Stone

Interior Spaces

  • 2,250 Sq Ft Home
  • 1.5-Story Property
  • Wood Burning Fireplace
  • Living Room
  • Dining Room
  • Views of Trees
  • Basement

Kitchen

  • Gas Range
  • Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Outdoor Storage

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Miller Subdivision

Listing and Financial Details

  • Assessor Parcel Number 450533105024000004

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,993

Year Built

Built in 1939

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1939
  • Reso Property Sub Type: Single Family Residence
  • ResoLaundryFeatures: Laundry Room, Lower Level
  • ResoLotFeatures: Back Yard, Wooded, Rectangular Lot, Few Trees, Landscaped, Front Yard
  • ResoPoolFeatures: None
  • Reso View: Trees/Woods
  • ResoSecurityFeatures: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Co List Office Mls Id: NRA2033
  • Subdivision Name: MIller
  • Above Grade Finished Sq Ft: 2250
  • Garage Yn: No
  • Unit Levels: One and One Half
  • New Construction: No
  • Reso Other Structures: Shed(s)
  • Property Attached Yn: No
  • Financial Info Electric: 100 Amp Service
  • AuctionYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Washer, Refrigerator, Range Hood, Microwave, Gas Water Heater, Gas Range, Dryer
  • Interior Amenities: Ceiling Fan(s), Soaking Tub, Vaulted Ceiling(s), Pantry, Entrance Foyer
  • Basement: Unfinished
  • Flooring: Hardwood, Tile
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1

Exterior Features

  • Exterior Features: Private Yard, Storage
  • Fencing: Partial
  • Acres: 0.135
  • Waterfront: No
  • Construction Type: Stone, Vinyl Siding
  • Patio And Porch Features: Deck
  • Reso Roof: Asphalt, Shingle

Garage/Parking

  • Parking Features: Driveway, Off Street

Utilities

  • Sewer: Public Sewer
  • Utilities: Cable Connected, Sewer Connected, Water Connected, Natural Gas Connected, Electricity Connected
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Gary

Lot Info

  • Lot Size Sq Ft: 5880.6
  • Parcel #: 450533105024000004
  • Zoning Description: residential

Tax Info

  • Year: 2024
  • Tax Annual Amount: 3993

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 17, 2025
Closed on
Sep 11, 2025
Sold by
Ruth Needleman Revocable Trust and Needleman Ruth
Bought by
Sheeran Brendan and Sheeran Elizabeth
Seller's Agent
Sam Geraci
INcoast Homes LLC
Buyer's Agent
Elizabeth Sheeran
@properties/Christie's Intl RE
List Price
$350,000
Sold Price
$350,000
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.97%
Original Mortgage
$315,000
Interest Rate
6.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 21, 2019
Sold by
Needleman Ruth A
Bought by
Needleman Ruth and Ruth Needleman Revocable Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- Fidelity National Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $315,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/23/2025 09/23/25 Sold $350,000 0.0% $156 / Sq Ft
08/19/2025 08/19/25 Pending -- -- --
08/17/2025 08/17/25 For Sale $350,000 -- $156 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $22,351 $302,900 $139,100 $163,800
2023 $2,533 $253,500 $124,800 $128,700
2022 $2,533 $189,500 $51,300 $138,200
2021 $2,375 $177,900 $50,500 $127,400
2020 $2,318 $173,700 $50,500 $123,200
2019 $1,811 $163,500 $48,700 $114,800
2018 $1,667 $141,600 $41,900 $99,700
2017 $1,663 $139,000 $39,300 $99,700
2016 $1,644 $138,900 $39,300 $99,600
2014 $1,654 $133,300 $37,400 $95,900
2013 $1,519 $126,200 $37,400 $88,800
Source: Public Records

Agents Affiliated with this Home

  • Sam Geraci

    Seller's Agent in 2025

    Sam Geraci

    INcoast Homes LLC

    (773) 983-1904

    36 in this area

    79 Total Sales

    Sam Geraci
    Section Image
  • Elizabeth Sheeran

    Buyer's Agent in 2025

    Elizabeth Sheeran

    @ Properties

    (312) 735-5825

    3 in this area

    122 Total Sales

    Elizabeth Sheeran
    Section Image
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Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 826180

Northwest Indiana Association of REALTORS®

APN: 45-05-33-105-024.000-004

Indiana Lake County Gary 46403 Miller

1140 N Shelby St, Gary, IN

Sold

Detached

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Northwest Indiana Association of REALTORS® Copyright 2025 MuItiple Listing Service of the Northwest Indiana Realtors Association Multiple Listing Service (NIRA MLS). All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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