$337,000
SOLD MAY 27, 2025

11448 Stirrup Ln Lusby, MD 20657

3 Beds
3 Baths
1,716 Sq Ft
0.28 Acres

Recently Sold

$196 Per Sq Ft

4% Above List Price

1 Day on Market

Highlights

  • Central Air
  • Property is in very good condition
  • Heat Pump System

About This Home

As of May 2025

Welcome to 11448 Stirrup Lane, a charming 3-bedroom, 3-bathroom home nestled on a quiet street in the desirable Chesapeake Ranch Estates community. With a flat yard and a brand-new deck, this home is perfect for outdoor enjoyment and entertaining. Step inside to discover an inviting open-concept layout, where natural light fills the space. The modern kitchen features stainless steel appliances and granite counter tops seamlessly flowing into the dining and living areas—ideal for both everyday living and hosting guests. The partially finished basement provides even more living space, boasting a large rec room and an additional full bath, the other half offering endless possibilities for a home office, gym, or guest suite. Outside, the flat yard provides plenty of space for play, gardening, or relaxing, while the brand-new deck is the perfect spot for summer barbecues. Located in Chesapeake Ranch Estates, this home offers access to private beaches, a lake, hiking trails, and more, making it a wonderful retreat for those who love both comfort and nature. Don't miss out on this move-in-ready gem—schedule your showing today!

Last Agent to Sell the Property

Deanna Hill

Real Broker, LLC License #5002390 Listed on: 04/24/2025

Real Broker, LLC

Last Buyer's Agent

Mark Frisco

CENTURY 21 New Millennium

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,019

Year Built

  • Built in 2000

Lot Details

  • 0.28 Acre Lot
  • Property is in very good condition

HOA Fees

  • $49 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Split Foyer
  • Brick Foundation

Interior Spaces

  • Property has 2 Levels

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • On Site Septic

Community Details

  • Chesapeake Ranch Estates Subdivision

Listing and Financial Details

  • Tax Lot 28
  • Assessor Parcel Number 0501113151

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,019

Year Built

Built in 2000

Lot Details

0

HOA Fees

$49 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2025-04-24
  • Year Built: 2000
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to 11448 Stirrup Lane, a charming 3-bedroom, 3-bathroom home nestled on a quiet street in the desirable Chesapeake Ranch Estates community. With a flat yard and a brand-new deck, this home is perfect for outdoor enjoyment and entertaining. Step inside to discover an inviting open-concept layout, where natural light fills the space. The modern kitchen features stainless steel appliances and granite counter tops seamlessly flowing into the dining and living areas—ideal for both everyday living and hosting guests. The partially finished basement provides even more living space, boasting a large rec room and an additional full bath, the other half offering endless possibilities for a home office, gym, or guest suite. Outside, the flat yard provides plenty of space for play, gardening, or relaxing, while the brand-new deck is the perfect spot for summer barbecues. Located in Chesapeake Ranch Estates, this home offers access to private beaches, a lake, hiking trails, and more, making it a wonderful retreat for those who love both comfort and nature. Don't miss out on this move-in-ready gem—schedule your showing today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Brick/Mortar
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1716
  • Living Area Sq Ft: 1716
  • Price Per Sq Ft: 284.09
  • Above Grade Finished Sq Ft: 1144
  • Below Grade Finished Sq Ft: 572
  • Total Below Grade Sq Ft: 572
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 11448

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 585.08
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.28
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12196.80
  • Property Condition: Very Good
  • Year Assessed: 2024
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3019.00
  • Assessor Parcel Number: 0501113151
  • Tax Lot: 28
  • Tax Total Finished Sq Ft: 1716
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/27/2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2025
Closed on
May 27, 2025
Sold by
Rettstatt Zane Oliver and Rettstatt Frances E
Bought by
Benson Timothy
Seller's Agent
Deanna Hill
Real Broker, LLC
Buyer's Agent
Mark Frisco
CENTURY 21 New Millennium
List Price
$325,000
Sold Price
$337,000
Premium/Discount to List
$12,000
3.69%
Views
207

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-8.60%
Original Mortgage
$9,926
Outstanding Balance
$9,926
Interest Rate
6.81%
Estimated Equity
$324,959

Purchase Details

Closed on
Oct 3, 2000
Sold by
Kamm Raymond
Bought by
Rettstatt Frances E

Purchase Details

Closed on
Jun 1, 2000
Sold by
Phelps Richard A and Phelps Elaine A
Bought by
Kamm Raymond
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $337,000 First American Title
Deed $337,000 First American Title
Deed $114,900 --
Deed $14,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $9,926 No Value Available
Open $330,896 FHA
Closed $330,896 FHA
Previous Owner $173,000 New Conventional
Previous Owner $35,000 Stand Alone Second
Previous Owner $100,000 New Conventional
Previous Owner $92,500 Stand Alone Refi Refinance Of Original Loan
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/27/2025 05/27/25 Sold $337,000 +3.7% $196 / Sq Ft
04/24/2025 04/24/25 For Sale $325,000 -- $189 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,973 $241,800 $0 $0
2023 $2,379 $214,100 $55,200 $158,900
2022 $2,166 $208,433 $0 $0
2021 $5,183 $202,767 $0 $0
2020 $2,382 $197,100 $55,200 $141,900
2019 $2,011 $191,667 $0 $0
2018 $1,954 $186,233 $0 $0
2017 $2,297 $180,800 $0 $0
2016 -- $180,800 $0 $0
2015 $2,486 $180,800 $0 $0
2014 $2,486 $183,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2020058

Bright MLS

APN: 01-113151