NOT LISTED FOR SALE

1148 Monroe Ave Saint Cloud, FL 34769

Estimated Value: $268,316 - $279,000

3 Beds
2 Baths
1,302 Sq Ft
$211/Sq Ft Est. Value

Last Sold September 08, 2025

Last sale price $275,100 $211 Per Sq Ft

Current estimated payment $1,728/month

70 Days on Market

Highlights

  • In Ground Pool
  • 1 Car Attached Garage
  • Ceramic Tile Flooring
  • Main Floor Primary Bedroom
  • Solid Wood Cabinet
  • Central Heating and Cooling System

About This Home

As of September 2025

NEW ROOF installed May 2021. Come visit Move-in ready and thoughtfully updated, this 3-bedroom, 2-bathroom townhome in the quaint, hidden and beautifully maintained community of Palmar Oaks Village. Enjoy this bright and inviting living space that offers comfort and low maintenance. The A/C system that was updated in August 2015, providing added peace of mind and value.

Step inside through the charming brick-accented facade into a spacious great room featuring vaulted ceilings, a neutral color palette, and a combination of easy-care tile and laminate flooring that creates a welcoming, airy feel. At the heart of the home, the kitchen offers abundant cabinetry, a full suite of appliances, a breakfast bar for casual dining, and clear sightlines to the open living and dining areas—perfect for everyday living and entertaining.

The split floor plan places the primary suite at the rear of the home for enhanced privacy. It includes a walk-in closet and a private en-suite bath with a step-in shower. Two additional bedrooms are located on the opposite side of the home and share a full guest bathroom.

Sliding glass doors open to a screened rear patio that overlooks green space—ideal for morning coffee or evening relaxation. A cozy front porch adds curb appeal and a warm welcome for guests. Additional features include a one-car garage with driveway parking, inside laundry hookups, and attic storage for extra convenience.

Palamar Oaks Village offers residents a low-maintenance lifestyle with lawn care, exterior maintenance, a clubhouse, and a community pool—all covered by a low monthly HOA fee. Enjoy the nearby charm of Lakefront Park, historic downtown St. Cloud, local shops and restaurants, with easy access to US-192 and the Florida Turnpike.

Last Agent to Sell the Property

Karlene Grimes

KELLER WILLIAMS ADVANTAGE III Brokerage Phone: 407-207-0825 License #3202664 Listed on: 05/23/2025

KELLER WILLIAMS ADVANTAGE III

Last Buyer's Agent

Rafael Ortiz

KELLER WILLIAMS LEGACY REALTY License #3509903

KELLER WILLIAMS LEGACY REALTY

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,187

Year Built

  • Built in 1986

Lot Details

  • 3,703 Sq Ft Lot
  • East Facing Home

HOA Fees

  • $187 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof

Interior Spaces

  • 1,302 Sq Ft Home
  • Ceiling Fan
  • Combination Dining and Living Room

Kitchen

  • Range
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Additional Features

  • In Ground Pool
  • Central Heating and Cooling System

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, ground maintenance
  • Odin Property Management Association, Phone Number (321) 430-0087
  • Visit Association Website
  • Palamar Oaks Village Rep Subdivision
  • On-Site Maintenance
  • The community has rules related to deed restrictions

Amenities

  • Community Mailbox

Pet Policy

  • Breed Restrictions

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,187

Year Built

Built in 1986

Lot Details

0

HOA Fees

$187 per month

Parking

1

Listing Details

  • HOA Fee Includes: Pool, Maintenance Grounds
  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Construction Materials: Brick
  • Fireplace: No
  • Living Area: 1302
  • Lot Size Acres: 0.08
  • New Construction: No
  • Year Built: 1986
  • Building Area Total: 1944
  • Lot Size Sq Ft: 3703
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 180.60
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Narcoossee Rd
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 211.29
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-207-0825
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets
  • Appliances Included: Dryer, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Yn: No
  • Living Area Meters: 120.96

Exterior Features

  • Direction Faces: East
  • Pool Features: In Ground
  • Exterior Features: Other
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0256G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Community Mailbox, Deed Restrictions
  • Association Amenities: Maintenance
  • Association Fee: 186.9
  • Association Fee Frequency: Monthly
  • Association Name: Odin Property Management Association
  • Phone: 321-430-0087
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Please confirm with HOA any pet restrictions
  • Association Fee Requirement: Required
  • Association Email: Lourdes.w@odinflorida.com
  • Association URL: Omggo.com

Fee Information

  • Total Annual Fees: 2242.80
  • Total Monthly Fees: 186.90
  • Monthly HOA Amount: 186.90

Lot Info

  • Zoning: SPUD
  • Parcel Number: 04-26-30-0042-0001-0270
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Breed Restrictions
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please check Leasing Restrictions with HOA

Tax Info

  • Tax Annual Amount: 1187
  • Tax Block: 1
  • Tax Book Number: 7-148
  • Tax Lot: 27

Multi Family

  • Approval Process: Please check Approval Process with HOA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2025
Closed on
Sep 8, 2025
Sold by
Luciano Edwin and Quinones Minerva
Bought by
Lopez Vilma Yvette
Seller's Agent
Karlene Grimes
KELLER WILLIAMS ADVANTAGE III
Buyer's Agent
Rafael Ortiz
KELLER WILLIAMS LEGACY REALTY
List Price
$285,000
Sold Price
$275,100
Premium/Discount to List
-$9,900
-3.47%
Views
97
Current Estimated Value
$274,329

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$771
Avg. Annual Appreciation
-1.12%
Original Mortgage
$270,116
Outstanding Balance
$269,882
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$4,447

Purchase Details

Listed on
Aug 16, 2017
Closed on
Sep 29, 2017
Sold by
Frisch Kim
Bought by
Luciano Edwin
Seller's Agent
Marion McKenzie
COLDWELL BANKER RESIDENTIAL RE
Buyer's Agent
Karlene Grimes
KELLER WILLIAMS ADVANTAGE III
List Price
$158,900
Sold Price
$145,000
Premium/Discount to List
-$13,900
-8.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.40%
Original Mortgage
$142,373
Interest Rate
4.55%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 28, 2017
Sold by
Frisch Kim
Bought by
Frisch Kim
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lopez Vilma Yvette $275,100 None Listed On Document
Luciano Edwin $145,000 Stewart Title Company
Frisch Kim -- Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lopez Vilma Yvette $270,116
Previous Owner Luciano Edwin $142,373
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/08/2025 09/08/25 Sold $275,100 0.0% $211 / Sq Ft
08/01/2025 08/01/25 Pending -- -- --
07/03/2025 07/03/25 Price Changed $275,000 -3.5% $211 / Sq Ft
05/23/2025 05/23/25 For Sale $285,000 +96.6% $219 / Sq Ft
08/17/2018 08/17/18 Off Market $145,000 -- --
10/03/2017 10/03/17 Sold $145,000 -8.7% $111 / Sq Ft View Prior Sale
08/19/2017 08/19/17 Pending -- -- --
08/16/2017 08/16/17 For Sale $158,900 -- $122 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,187 $111,970 -- --
2024 $1,144 $108,815 -- --
2023 $1,144 $105,646 $0 $0
2022 $1,089 $102,569 $0 $0
2021 $1,065 $99,582 $0 $0
2020 $1,050 $98,208 $0 $0
2019 $1,026 $96,000 $14,900 $81,100
2018 $1,012 $94,600 $0 $0
2017 $759 $92,000 $0 $0
2016 $1,561 $79,700 $14,900 $64,800
2015 $1,538 $76,900 $14,900 $62,000
2014 $1,462 $72,700 $14,200 $58,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6292123

Stellar MLS

APN: 04-26-30-0042-0001-0270