NOT LISTED FOR SALE

Estimated Value: $508,000 - $552,000

3 Beds
3 Baths
1,200 Sq Ft
$440/Sq Ft Est. Value

Last Sold October 01, 2012

Last sale price $320,000 $267 Per Sq Ft

Est. 65% increase in value since last sale

Current estimated payment $2,857/month

Highlights

  • Boat Ramp
  • Beach
  • Water Access
  • Cape St. Claire Elementary School Rated A-
  • Home fronts navigable water
  • Bay View

About This Home

As of October 2012

Charming beach rancher enlarged and updated for modern year-round living! Walk 1 block to community beach on the Bay, 3 blocks to the dock! Huge deck. Over-sized 2 car garage with upstairs office. Kitchen has new (2011) cabinets, granite, and "stainless" appliances. Gorgeous family room hardwoods + finished basement. Freshly painted throughout.

Last Agent to Sell the Property

Megan Richardson

Cummings & Co. Realtors License #600312 Listed on: 08/24/2012

Cummings & Co. Realtors

Last Buyer's Agent

Susan Sames

Long & Foster Real Estate, Inc.

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,267

Year Built

  • Built in 1956

Lot Details

  • 9,450 Sq Ft Lot
  • Home fronts navigable water
  • Property is zoned R5

HOA Fees

  • HOA YN

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Rambler Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • 1 Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Game Room
  • Bay Views
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms

Finished Basement

  • Heated Basement
  • Partial Basement
  • Walk-Up Access
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump

Outdoor Features

  • Water Access
  • Lake Privileges
  • Office or Studio

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Oil
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Water Conditioner

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 020316522835400

Community Details

Overview

  • Condo Association YN: No
  • Association fees include pier/dock maintenance
  • The community has rules related to covenants

Amenities

  • Common Area
  • Clubhouse
  • Party Room

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Beach
  • Baseball Field
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,267

Year Built

Built in 1956

Lot Details

0

HOA Fees

$1 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1956
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Kitchen - Table Space, Dining Area, Kitchen - Eat-In, Floor Plan - Traditional
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Entry Location: Living Room
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Family Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Rear Entrance, Fully Finished, Heated, Improved, Partial, Walkout Stairs, Sump Pump
  • Living Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures List: Office/Studio
  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Roof: Asphalt
  • View: Water, Bay
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY, MAGOTHY RIVER
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage, Concrete Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Detached Garage

Utilities

  • Refuse: 315.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s), Zoned
  • Heating Fuel: Oil
  • Heating Type: Central, Forced Air, Heat Pump(s), Zoned
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Conditioner, Well

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Beach, Boat Ramp, Boat Dock/Slip, Club House, Common Grounds, Party Room, Pier/Dock, Pool - Outdoor, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance
  • HOA Condo Co-Op Rules: Covenants
  • HOA: Yes

Lot Info

  • Improvement Assessed Value: 139300.00
  • Land Assessed Value: 149500.00
  • Lot Size Acres: 0.22
  • Lot Size Area: 9450
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9450.00
  • Year Assessed: 2012
  • Zoning: R5

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15211248
  • Tax Annual Amount: 3266.54
  • Assessor Parcel Number: 020316522835400
  • Tax Lot: 3
  • Tax Total Finished Sq Ft: 1200
  • County Tax Payment Frequency: Annually
  • Tax Year: 2011
  • Close Date: 10/01/2012

Multi Family

  • Dock Slip Conveyance: None Available

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 10, 2015
Sold by
Read Dale T and Read Melanie
Bought by
Read Living Trust
Current Estimated Value
$528,258

Purchase Details

Listed on
Aug 24, 2012
Closed on
Oct 1, 2012
Sold by
White Erik M and Bade White Priscilla
Bought by
Read Dale T and Read Melanie S
Seller's Agent
Megan Richardson
Cummings & Co. Realtors
Buyer's Agent
Susan Sames
Long & Foster Real Estate, Inc.
List Price
$335,000
Sold Price
$320,000
Premium/Discount to List
-$15,000
-4.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.72%
Original Mortgage
$240,000
Outstanding Balance
$171,480
Interest Rate
3.59%
Mortgage Type
New Conventional
Estimated Equity
$341,992

Purchase Details

Closed on
Aug 3, 2011
Sold by
Peak Trustee & Robert A
Bought by
White Erik M and Bade White Priscilla

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$316,761
Interest Rate
4.51%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 20, 2011
Sold by
Peak Trustee & Robert A
Bought by
White Erik M and Bade White Priscilla

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$316,761
Interest Rate
4.51%
Mortgage Type
FHA

Purchase Details

Closed on
May 26, 2005
Sold by
Peak Robt A
Bought by
Peak Robert A and Peak Margaret V
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Read Living Trust -- None Available
Read Dale T $320,000 First American Title Ins Co
White Erik M $325,000 --
White Erik M $325,000 --
White Erik M $325,000 --
White Erik M $325,000 --
Peak Robert A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Read Dale T $240,000
Previous Owner White Erik M $316,761
Previous Owner White Erik M $316,761
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/01/2012 10/01/12 Sold $320,000 -4.5% $267 / Sq Ft
08/31/2012 08/31/12 Pending -- -- --
08/24/2012 08/24/12 For Sale $335,000 -- $279 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $502 $391,267 -- --
2024 $502 $373,800 $231,300 $142,500
2023 $474 $367,500 $0 $0
2022 $4,147 $361,200 $0 $0
2021 $8,148 $354,900 $231,300 $123,600
2020 $3,960 $341,800 $0 $0
2019 $3,884 $328,700 $0 $0
2018 $3,200 $315,600 $187,200 $128,400
2017 $3,642 $307,200 $0 $0
2016 -- $298,800 $0 $0
2015 -- $290,400 $0 $0
2014 -- $289,867 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1004113798

Bright MLS

APN: 03-165-22835400