NOT LISTED FOR SALE

115 Congress St Cohoes, NY 12047

Estimated Value: $174,000 - $236,000

5 Beds
2 Baths
2,420 Sq Ft
$88/Sq Ft Est. Value

Last Sold January 28, 2022

Last sale price $185,000 $76 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $1,617/month

5 Days on Market

About This Home

As of January 2022

Invest in or owner occupy this renovated, large 2 Family in the heart of Cohoes. Everything is new from the top to the bottom, 2 new forced hot air furnaces, sheet rock, plumbing, electrical, tile, flooring, appliances, kitchens, and baths. Freshly painted inside and outside with a new entrance way and new roof. Solid worry free investment.

Last Agent to Sell the Property

Marshall Morgan

Empire Real Estate Firm LLC License #10401308038 Listed on: 10/22/2021

Last Buyer's Agent

Tramel Williams

Hunt ERA License #10301221404

Hunt ERA

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,705

Year Built

  • Built in 1847

Lot Details

  • 871 Sq Ft Lot
  • Lot Dimensions are 25 x 109

Home Design

  • Duplex
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 2,420 Sq Ft Home
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Heating System Uses Natural Gas
  • Hot Water Heating System

Community Details

  • No Home Owners Association
  • 8 Units

Listing and Financial Details

  • Legal Lot and Block 43 / 1
  • Assessor Parcel Number 010300 10.75-1-43

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,705

Year Built

Built in 1847

Lot Details

871 Sq Ft Lot

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Multi Family
  • Year Built: 1847
  • Directions: Colombia to South to Congress
  • Above Grade Finished Sq Ft: 2420.0
  • Architectural Style: Duplex-Over/Under
  • Financial Details General Taxes: 2823.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1883.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.02
  • Lot Size: 25 x 109
  • New Construction: No
  • Possession Possession Legacy: Lease End
  • Sale Detail Seller Contribution: No
  • Special Features: None

Interior Features

  • Basement: Full
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Living Area: 2420.0
  • Full Basement: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Parking Features: None
  • Attached Garage: No
  • Open Parking: No
  • Property Detail:Parking YN: No
  • Parking Features:None11: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Hot Water, Natural Gas
  • Water Source: Public
  • Heating Yn: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Cohoes

Lot Info

  • Parcel #: 010300 10.75-1-43
  • Lot Size Sq Ft: 871.2

Tax Info

  • Tax Annual Amount: 4705.0
  • Tax Block: 1
  • Tax Lot: 43

Multi Family

  • Number Of Units Total: 8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 22, 2021
Closed on
Jan 28, 2022
Sold by
Enrique Osorio
Bought by
Jackson Lewis D
Seller's Agent
Marshall Morgan
Empire Real Estate Firm LLC
Buyer's Agent
Tramel Williams
Hunt ERA
List Price
$179,000
Sold Price
$185,000
Premium/Discount to List
$6,000
3.35%
Current Estimated Value
$213,510

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,510
Avg. Annual Appreciation
3.53%
Original Mortgage
$181,649
Outstanding Balance
$166,753
Interest Rate
3.56%
Mortgage Type
FHA
Estimated Equity
$46,757

Purchase Details

Listed on
Jun 6, 2018
Closed on
Sep 4, 2018
Sold by
Tibu Chacko
Bought by
Osorio Enrique
Seller's Agent
Jessica Celeone
Gucciardo Real Estate LLC
Buyer's Agent
Jessica Celeone
KW Platform
List Price
$145,900
Sold Price
$140,000
Premium/Discount to List
-$5,900
-4.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.49%
Original Mortgage
$141,588
Interest Rate
4.52%

Purchase Details

Closed on
Sep 11, 2017
Sold by
Wyranscha Brian P and Secretory Of Housing And Urban
Bought by
Ocean Loan Servicing Llc

Purchase Details

Closed on
Jan 5, 2016
Sold by
Ocwen Loan Servicing Llc
Bought by
Chacko Tibu J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,000
Interest Rate
4.22%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jackson Lewis D $185,000 Stewart Title Company
Osorio Enrique $144,200 --
Ocean Loan Servicing Llc $108,291 None Available
Chacko Tibu J $64,000 Crown Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jackson Lewis D $181,649
Previous Owner Osorio Enrique $141,588
Previous Owner Osorio Enrique --
Previous Owner Chacko Tibu J $87,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/28/2022 01/28/22 Sold $185,000 +3.4% $76 / Sq Ft
10/26/2021 10/26/21 Pending -- -- --
10/21/2021 10/21/21 For Sale $179,000 +27.9% $74 / Sq Ft
08/29/2018 08/29/18 Sold $140,000 -4.0% $58 / Sq Ft View Prior Sale
06/14/2018 06/14/18 Pending -- -- --
06/06/2018 06/06/18 For Sale $145,900 +129.2% $60 / Sq Ft
03/13/2018 03/13/18 Sold $63,650 -1.3% $26 / Sq Ft View Prior Sale
02/02/2018 02/02/18 Pending -- -- --
01/19/2018 01/19/18 Price Changed $64,500 -13.9% $27 / Sq Ft
12/13/2017 12/13/17 Price Changed $74,900 +1.2% $31 / Sq Ft
12/08/2017 12/08/17 Price Changed $74,000 -30.2% $31 / Sq Ft
10/29/2017 10/29/17 For Sale $106,000 -- $44 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,715 $74,600 $6,500 $68,100
2024 $5,715 $74,600 $6,500 $68,100
2023 $4,365 $74,600 $6,500 $68,100
2022 $4,086 $74,600 $6,500 $68,100
2021 $4,081 $74,600 $6,500 $68,100
2020 $2,803 $74,600 $6,500 $68,100
2019 $2,293 $74,600 $6,500 $68,100
2018 $2,720 $74,600 $6,500 $68,100
2017 $3,268 $74,600 $6,500 $68,100
2016 $2,068 $74,600 $6,500 $68,100
2015 -- $74,600 $6,500 $68,100
2014 -- $74,600 $6,500 $68,100
Source: Public Records

Agents Affiliated with this Home

  • Marshall Morgan

    Seller's Agent in 2022

    Marshall Morgan

    Empire Real Estate Firm LLC

    (716) 863-9620

    9 in this area

    185 Total Sales

    Marshall Morgan
    Section Image
  • Tramel Williams

    Buyer's Agent in 2022

    Tramel Williams

    Hunt Real Estate

    (518) 330-5770

    5 in this area

    35 Total Sales

    Tramel Williams
    Section Image

  • J

    Seller's Agent in 2018

    Jessica Celeone

    Gucciardo Real Estate LLC

    Section Image

  • T

    Seller's Agent in 2018

    Todd Drake

    Empire Real Estate Managment LLC

    (518) 369-7247

    1 in this area

    69 Total Sales

    Todd Drake
    Section Image
  • Anthony Gucciardo

    Seller Co-Listing Agent in 2018

    Anthony Gucciardo

    Gucciardo Real Estate LLC

    (239) 784-5766

    20 in this area

    597 Total Sales

    Anthony Gucciardo
    Section Image
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Map

Source: Global MLS

MLS Number: 202131082

Global MLS

APN: 010300-010-075-0001-043-000-0000

New York Albany County Cohoes 12047

115 Congress St, Cohoes, NY

Not Listed for Sale

MultiFamily

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