$540,000
SOLD JUL 25, 2025

115 Emerald Lake Dr Lake City, MN 55041

5 Beds
3 Baths
3,078 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$175 Per Sq Ft

1% Above List Price

17 Days on Market

Highlights

  • On Golf Course
  • Cul-De-Sac
  • Wet Bar
  • The kitchen features windows
  • 2 Car Attached Garage
  • Living Room

About This Home

As of July 2025

This beautiful 5-bedroom, 3-bath ranch-style home offers the perfect combination of comfort, function, and fun, located just minutes from the Jewel Golf Course. Inside, an open-concept layout welcomes you with soaring ceilings, abundant natural light, and a spacious living area that flows into a well-appointed kitchen featuring beautiful countertops, white cabinetry, and a large center island with seating. The dining area opens to a deck that overlooks a neatly landscaped backyard framed by rolling hills. The main level includes three bedrooms, including a primary suite with a private 3⁄4 bath. Downstairs, the walkout lower level is designed for entertaining with a large family room, game space, and an impressive wet bar ready for gatherings. Two additional bedrooms and a full bath round out the lower level. An oversized two-stall garage provides extra space for storage or hobbies. This home offers scenic surroundings, a thoughtful layout, and a location that blends neighborhood living with outdoor recreation.

Last Agent to Sell the Property

Robin Gwaltney

Re/Max Results Listed on: 06/20/2025

Re/Max Results

Last Buyer's Agent

Kathy Anderson

Coldwell Banker Nybo & Assoc

Coldwell Banker Nybo & Assoc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,362

Year Built

  • Built in 2015

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 122x82
  • On Golf Course
  • Cul-De-Sac

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Garage Door Opener

Interior Spaces

  • 1-Story Property
  • Wet Bar
  • Family Room
  • Living Room
  • Utility Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Eco-Friendly Details

  • Air Exchanger

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier

Community Details

  • Association fees include professional mgmt
  • The Lakes At The Jewel Association, Phone Number (507) 216-0064

Listing and Financial Details

  • Assessor Parcel Number 220245700

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,362

Year Built

Built in 2015

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: Doors 36"+
  • Water Source: City Water/Connected
  • Fee Frequency: Annually
  • Year Built: 2015
  • Above Grade Finished Sq Ft: 1594
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Egress Window(s), Finished, Full, Concrete, Walkout
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Humidifier, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Living Area: 3078
  • Below Grade Finished Sq Ft: 1484
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Bar/Wet Bar Room, Utility Room

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • Soil Type: Loam

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Garage Door Opener, Heated Garage
  • Garage Square Feet: 720

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Other, Professional Mgmt
  • Phone: 507-216-0064
  • Association Fee: 159
  • Association: Yes
  • Amenities Unit: Cable,Deck,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Multiple Phone Lines,Paneled Doors,Panoramic View,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Association/Amenities

  • HOA Management Co: The Lakes at the Jewel

Schools

  • Junior High Dist: Lake City
  • SchoolDistrictNumber: 813
  • SchoolDistrictPhone: 651-345-2198

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 122x82
  • Lot Size Sq Ft: 9583.2
  • Land Lease: No
  • Lot Features: On Golf Course
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Fiber Board

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 220245700
  • Tax Annual Amount: 5362
  • TaxWithAssessments: 5362.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2025
Closed on
Jul 25, 2025
Sold by
Andrist Gregory G and Andrist Debra T
Bought by
Wright Ariana and Wright Jason
Seller's Agent
Robin Gwaltney
Re/Max Results
Buyer's Agent
Kathy Anderson
Coldwell Banker Nybo & Assoc
List Price
$535,000
Sold Price
$540,000
Premium/Discount to List
$5,000
0.93%
Total Days on Market
17
Views
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.65%
Original Mortgage
$432,000
Outstanding Balance
$432,000
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$100,749

Purchase Details

Closed on
Apr 19, 2017
Sold by
Cedar Creek South East Llc
Bought by
Andrist Gregory G and Andrist Debra T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
4.23%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $540,000 Results Title
Warranty Deed $322,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $432,000 New Conventional
Previous Owner $200,000 New Conventional
Previous Owner $180,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $540,000 +0.9% $175 / Sq Ft
07/07/2025 07/07/25 Pending -- -- --
06/20/2025 06/20/25 For Sale $535,000 -- $174 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,362 $444,200 $55,000 $389,200
2024 $5,362 $412,900 $55,000 $357,900
2023 $5,290 $411,100 $55,000 $356,100
2022 $4,898 $390,000 $55,000 $335,000
2021 $4,422 $324,600 $45,000 $279,600
2020 $4,462 $293,200 $50,000 $243,200
2019 $4,378 $294,500 $50,000 $244,500
2018 $4,460 $282,200 $50,000 $232,200
2017 $1,342 $283,400 $50,000 $233,400
2016 $402 $0 $0 $0
2015 $402 $0 $0 $0
2012 $722 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6741863

NorthstarMLS

APN: R-22.02457.00