115 Half Acre Ln Panama City Beach, FL 32413
3
Beds
2
Baths
1,292
Sq Ft
9,583
Sq Ft Lot
Highlights
- Vaulted Ceiling
- Ranch Style House
- Porch
- J.R. Arnold High School Rated A-
- No HOA
- 2 Car Attached Garage
About This Home
As of July 2025Welcome to Gulf Highlands! This spacious home features three bedrooms and two bathrooms with a desirable split floor plan. Outside, you'll find a large, fenced backyard and a screened-in porch perfect for enjoying the Florida weather. A 12x20 storage shed with workbenches and overhead storage provides ample space for your belongings or to get creative. The property also benefits from a new well water pump for irrigation, installed in 2021. Significant updates have already been completed, including a brand-new hot water heater installed in 2025, a new AC unit in 2024, and a roof replacement in 2018. Inside, the home offers additional highlights such as a charming bay window in the kitchen, ideal for a small dining table, a separate dining area, and cathedral ceilings. You'll also appreciate the beautiful ceramic tile flooring and the convenience of an oversized garage. The yard has been meticulously landscaped, adding to the curb appeal of this fantastic home. Situated on a large 80x120 lot in a lovely residential neighborhood where short-term rentals are not permitted, this property offers a peaceful living environment. Residents enjoy a private pathway providing a quick five-minute walk to Frank Brown Park, with its numerous amenities including a dog park, playground, sports fields, skate park, basketball courts, Olympic pool, indoor pickleball (with outdoor courts coming soon), and Gail's Trails.For shopping and dining, a short golf cart ride will take you to Fresh Market and the diverse offerings at Pier Park North. Best of all, there are no HOA fees! The property is conveniently located within a mile of our beautiful white sandy beaches and emerald waters.Call today to schedule a showing and see all that this exceptional home has to offer!
Last Agent to Sell the Property
Paradise Properties of NW Florida License #3145003 Listed on: 05/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,895
Year Built
- Built in 1994
Lot Details
- 9,583 Sq Ft Lot
- Lot Dimensions are 80 x 120
- Fenced
- Sprinkler System
- Zoning described as City,Resid Single Family
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Ranch Style House
- Shingle Roof
- Tile Roof
- Composition Roof
- Wood Siding
- Stucco
Interior Spaces
- 1,292 Sq Ft Home
- Vaulted Ceiling
- Ceiling Fan
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Screened Patio
- Porch
Schools
- Hutchison Beach Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Well
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Gulf Highlands Subdivision
Listing and Financial Details
- Legal Lot and Block 34 & 35 / D
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Jun 24, 2025
Sold by
Remsnyder Donna S
Bought by
Bess Phillip and Bess Marivic
Seller's Agent
Crystal Duncan
Paradise Properties of NW Florida
Buyer's Agent
Lynn Boyd
Keller Williams Success Realty
List Price
$339,000
Sold Price
$325,000
Premium/Discount to List
-$14,000
-4.13%
Views
69
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
82.28%
Original Mortgage
$319,113
Outstanding Balance
$318,846
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
$22,145
Purchase Details
Listed on
Jun 10, 2020
Closed on
Jul 21, 2020
Sold by
Mcgee Gail
Bought by
Remsnyder Donna S
Seller's Agent
Christi Renee
Keller Williams Success Realty
Buyer's Agent
Crystal Duncan
Regal Properties Of Nw Florida
List Price
$270,000
Sold Price
$249,000
Premium/Discount to List
-$21,000
-7.78%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.51%
Original Mortgage
$199,200
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 10, 2015
Closed on
Jul 30, 2015
Sold by
Fannie Mae
Bought by
Mcgee Gail
Seller's Agent
Chuck Prothro
Prothro Real Estate & Associates
Buyer's Agent
Trudy VanHorn
Berkshire Hathaway Home Services Beach Properties of Florida
List Price
$147,995
Sold Price
$145,000
Premium/Discount to List
-$2,995
-2.02%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.47%
Original Mortgage
$72,500
Interest Rate
4.04%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 28, 2015
Sold by
Glover Donald R and Glover Christine S
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Mar 9, 2007
Sold by
James Rick and James Patricia Russo
Bought by
Jones Heidi P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,250
Interest Rate
7.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 16, 2001
Sold by
Newman Jeffrey J and Newman Ann Marie
Bought by
Glover Donald R and Glover Christine S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
7.19%
Similar Homes in Panama City Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $325,000 | Mti Title | |
| Warranty Deed | $325,000 | Mti Title | |
| Warranty Deed | $249,000 | South Oak Ttl Panama City Be | |
| Special Warranty Deed | $145,000 | Reo Title Company Of Fl Llc | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $42,500 | Diamond Title Agency Inc | |
| Warranty Deed | $103,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $319,113 | FHA | |
| Closed | $319,113 | FHA | |
| Previous Owner | $199,200 | New Conventional | |
| Previous Owner | $72,500 | New Conventional | |
| Previous Owner | $183,000 | Unknown | |
| Previous Owner | $38,250 | Purchase Money Mortgage | |
| Previous Owner | $147,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $103,200 | Unknown | |
| Previous Owner | $90,000 | Unknown | |
| Previous Owner | $70,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/09/2025 07/09/25 | Sold | $325,000 | -4.1% | $252 / Sq Ft |
| 05/15/2025 05/15/25 | For Sale | $339,000 | +36.1% | $262 / Sq Ft |
| 06/20/2022 06/20/22 | Off Market | $249,000 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $145,000 | -- | -- |
| 07/21/2020 07/21/20 | Sold | $249,000 | -7.8% | $193 / Sq Ft |
| 06/18/2020 06/18/20 | Pending | -- | -- | -- |
| 06/10/2020 06/10/20 | For Sale | $270,000 | +86.2% | $209 / Sq Ft |
| 07/30/2015 07/30/15 | Sold | $145,000 | -2.0% | $112 / Sq Ft |
| 06/18/2015 06/18/15 | Pending | -- | -- | -- |
| 06/10/2015 06/10/15 | For Sale | $147,995 | -- | $115 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,241 | $269,942 | $112,504 | $157,438 |
| 2023 | $3,241 | $256,889 | $108,427 | $157,588 |
| 2022 | $2,707 | $233,535 | $87,651 | $145,884 |
| 2021 | $2,609 | $223,186 | $81,379 | $141,807 |
| 2020 | $1,778 | $143,652 | $64,052 | $79,600 |
| 2019 | $1,174 | $123,403 | $0 | $0 |
| 2018 | $1,168 | $121,102 | $0 | $0 |
| 2017 | $1,003 | $118,611 | $0 | $0 |
| 2016 | $1,402 | $119,107 | $0 | $0 |
| 2015 | $1,389 | $114,397 | $0 | $0 |
| 2014 | $1,414 | $116,717 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Crystal Duncan
Paradise Properties of NW Florida
(850) 866-8622
33 in this area
108 Total Sales
-
L
Buyer's Agent in 2025
Lynn Boyd
Keller Williams Success Realty
(850) 541-2725
22 in this area
135 Total Sales
-
Seller's Agent in 2020
Christi Renee
Keller Williams Success Realty
(850) 778-5964
14 in this area
80 Total Sales
-
C
Seller's Agent in 2015
Chuck Prothro
Prothro Real Estate & Associates
(850) 628-4709
3 in this area
28 Total Sales
-
T
Buyer's Agent in 2015
Trudy VanHorn
Berkshire Hathaway Home Services Beach Properties of Florida
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 773572
APN: 32912-000-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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