$1,400,000
SOLD MAY 15, 2026

115 Harbor Ave Madison, CT 06443

4 Beds
3 Baths
1,999 Sq Ft
0.26 Acre Lot

Sale Details

Date Sold: May 15, 2026

$700 Per Sq Ft

3% Below List Price

218 Days on Market

Highlights

  • Open Floorplan
  • Colonial Architecture
  • Finished Attic
  • Walter C. Polson Upper Middle School Rated A
  • Covered Deck
  • Attic

About This Home

As of May 2026

Live the shoreline lifestyle in this beautifully updated 4-6 bedroom, 3-bath Colonial, just 88 steps from your very own private beach. Perfectly designed for both everyday living and entertaining, the open-concept main level flows seamlessly from dining to living, anchored by a cozy fireplace and filled with natural light. A screened-in porch with sweeping water views sets the stage for morning coffee or evening cocktails with the sound of waves as your backdrop. Upstairs, the primary suite feels like a true retreat, featuring an elegant ensuite with marble flooring, custom vanity, and walk-in shower. Step directly from your bedroom onto a private enclosed porch overlooking Long Island Sound. Shared as well with a guest bedroom for equally stunning views. A third bedroom and full bath complete this level. The third floor offers surprising versatility with a spacious fourth bedroom plus an upgraded bonus space cleverly divided into two additional living/sleeping areas. With room for up to six total bedrooms, this level can also flex as an office, playroom, or extended guest quarters. Set in one of Madison's most desirable coastal neighborhoods, this home offers easy access to the town boat launch, Madison Surf Club, Madison Country Club, Madison Beach Club, and downtown shops, restaurants, and train service. Whether hosting summer gatherings or enjoying the quiet beauty of the off-season, this property delivers the very best of Shoreline living!

Last Agent to Sell the Property

Alan Spotlow

William Raveis Real Estate Brokerage Phone: (203) 584-4300 License #RES.0819730 Listed on: 10/09/2025

William Raveis Real Estate

Last Buyer's Agent

Margaret Muir

William Pitt Sotheby's Int'l License #RES.0485255

William Pitt Sotheby's Int'l

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,265

Year Built

  • Built in 1928

Lot Details

  • 11,326 Sq Ft Lot
  • Property is zoned R-4

HOA Fees

  • $25 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Stone Frame
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 1,999 Sq Ft Home
  • Open Floorplan
  • Central Vacuum
  • Ceiling Fan
  • 1 Fireplace
  • Screened Porch

Kitchen

  • Built-In Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Attic

  • Walk-In Attic
  • Finished Attic

Basement

  • Basement Hatchway
  • Crawl Space

Parking

  • 6 Parking Spaces
  • Parking Deck
  • Gravel Driveway

Outdoor Features

  • Covered Deck
  • Patio
  • Rain Gutters

Utilities

  • Central Air
  • Ductless Heating Or Cooling System
  • Split Air Conditioning
  • Baseboard Heating
  • Heating System Uses Oil
  • Radiant Heating System
  • Oil Water Heater

Community Details

  • Association fees include lake/beach access

Listing and Financial Details

  • Assessor Parcel Number 1153822

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,265

Year Built

Built in 1928

Lot Details

0.26 Acres

HOA Fees

$25 per month

Listing Details

  • Neighborhood: N/A
  • Property Type: Single Family For Sale
  • Style: Colonial
  • Sq Ft Est Heated Above Grade: 1999
  • Total Sq Ft: 1999
  • Year Built: 1928
  • New Construction: No/Resale
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: GPS Friendly.
  • Financing Used: Conventional Fixed
  • Spec Assoc Asses: No
  • Street Type: Avenue
  • Office Attribution Contact: (203) 453-0391
  • Reserve Prospect: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Fireplaces: 1
  • Attic Description: Finished, Walk-In
  • Basement Description: Crawl Space, Hatchway Access
  • Interior Amenities: Central Vacuum, Open Floor Plan
  • Appliances: Gas Cooktop, Wall Oven, Microwave, Refrigerator, Dishwasher, Washer, Dryer
  • Additional Rooms: Laundry Room
  • Laundry Room Info: Main Level
  • Attic: Yes

Exterior Features

  • Exterior Features: Porch-Screened, Porch-Enclosed, Porch, Deck, Gutters, Covered Deck, Patio
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Stone
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Walk to Water Beach Rights Water Community View
  • Swimming Pool: No
  • Construction Description: Frame, Stone

Garage/Parking

  • Driveway Type: Crushed Stone, Gravel
  • Total Parking Spaces: 6
  • Garage And Parking: Driveway

Utilities

  • Cooling System: Ceiling Fans, Central Air, Ductless, Split System
  • Heat Type: Baseboard, Radiant
  • Heat Fuel Type: Oil
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Oil, 50 Gallon Tank
  • Water Source: Public Water Connected
  • Sewer: Septic

Condo/Co-op/Association

  • Association Fee Includes: Lake/Beach Access
  • HOA Fees: 300
  • HOA Fee Frequency: Annually

Lot Info

  • Acres: 0.26
  • Lot Description: Level Lot Water View
  • Zoning: R-4
  • Parcel #: 1153822

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 13265

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2025
Closed on
May 6, 2026
Sold by
Bought by
Seller's Agent
Alan Spotlow
William Raveis Real Estate
Buyer's Agent
Margaret Muir
William Pitt Sotheby's Int'l
List Price
$1,450,000
Sold Price
$1,400,000
Premium/Discount to List
-$50,000
-3.45%
Views
569

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1096.85%
Original Mortgage
$1,120,000
Outstanding Balance
$1,118,746
Interest Rate
5.38%
Mortgage Type
New Conventional
Estimated Equity
$675,706

Purchase Details

Listed on
Feb 2, 2012
Closed on
Aug 17, 2012
Sold by
Bought by
Seller's Agent
Amy Kirst
William Pitt Sotheby's Int'l
Buyer's Agent
Pam Giordano
Pam-Gio Real Estate
List Price
$775,000
Sold Price
$650,000
Premium/Discount to List
-$125,000
-16.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.74%
Original Mortgage
$520,000
Interest Rate
3.67%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Nov 1, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$640,000
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 25, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$365,000
Interest Rate
6.86%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $1,400,000 --
Warranty Deed $650,000 --
Warranty Deed $800,000 --
Warranty Deed $630,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $1,120,000 New Conventional
Previous Owner $469,500 Stand Alone Refi Refinance Of Original Loan
Previous Owner $520,000 Adjustable Rate Mortgage/ARM
Previous Owner $640,000 Purchase Money Mortgage
Previous Owner $365,000 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/15/2026 05/15/26 Sold $1,400,000 -3.4% $700 / Sq Ft
03/26/2026 03/26/26 For Sale $1,450,000 +3.6% $725 / Sq Ft
03/04/2026 03/04/26 Off Market $1,400,000 -- --
11/10/2025 11/10/25 Price Changed $1,450,000 -3.3% $725 / Sq Ft
10/06/2025 10/06/25 For Sale $1,500,000 +130.8% $750 / Sq Ft
08/16/2012 08/16/12 Sold $650,000 -16.1% $237 / Sq Ft View Prior Sale
07/11/2012 07/11/12 Pending -- -- --
02/02/2012 02/02/12 For Sale $775,000 -- $282 / Sq Ft
Source: SmartMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,265 $591,400 $336,300 $255,100
2024 $13,011 $591,400 $336,300 $255,100
2023 $11,763 $392,500 $239,200 $153,300
2022 $11,496 $390,900 $239,200 $151,700
2021 $8,071 $390,900 $239,200 $151,700
2020 $8,074 $390,900 $239,200 $151,700
2019 $11,082 $390,900 $239,200 $151,700
2018 $12,343 $440,200 $275,400 $164,800
2017 $12,017 $440,200 $275,400 $164,800
2016 $11,661 $440,200 $275,400 $164,800
2015 $11,340 $440,200 $275,400 $164,800
2014 $20,622 $819,300 $686,400 $132,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24132343

SmartMLS

APN: MADI-000013-000000-000086

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