$160,000
SOLD NOV 25, 2025

115 N Railroad St Gardner, IL 60424

4 Beds
1 Bath
2,100 Sq Ft
0.62 Acres

Recently Sold

$76 Per Sq Ft

6% Below List Price

0 Day on Market

Highlights

  • Mature Trees
  • Wood Flooring
  • Home Office
  • Deck
  • Corner Lot
  • Living Room

About This Home

As of November 2025

*Sold Before Print* Cozy four bedroom, 1 bath home with lots of character! Situated on a corner lot, this property offers a large lot, full unfinished basement and detached 2 car garage. Estate Sale, property being sold As Is.

Last Agent to Sell the Property

Lori Bonarek

Lori Bonarek Realty License #471022278 Listed on: 10/21/2025

Co-Listed By

Jennifer Phillips

Lori Bonarek Realty License #471022413

Last Buyer's Agent

Non Member

NON MEMBER

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,036

Year Built

  • Built in 1930

Lot Details

  • 0.62 Acre Lot
  • Lot Dimensions are 132 x 162
  • Corner Lot
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • 2,100 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Window Screens
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Laundry Room

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck

Schools

  • Gardner Elementary School
  • Gardner-South Wilmington Twp H S High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,036

Year Built

Built in 1930

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1930
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished, Full
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 4
  • LivingArea: 2100
  • Other Equipment: Ceiling Fan(s), Sump Pump
  • Room Type: Office
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Brick
  • Lot Features: Corner Lot, Mature Trees
  • Patio And Porch Features: Deck, Screened
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Yes, Garage Owned, Detached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Gardner Elementary School
  • High School: Gardner-South Wilmington Twp H S
  • Middle/Junior School: Gardner Elementary School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.62
  • Lot Dimensions: 132 X 162
  • Rural (Y/N): N
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4035.9
  • Tax Year: 2024
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2025
Closed on
Nov 25, 2025
Sold by
Christensen Amy and Fogarty Erin
Bought by
Tvrz Heather L
Seller's Agent
Lori Bonarek
Lori Bonarek Realty
Buyer's Agent
Non Member
NON MEMBER
List Price
$170,000
Sold Price
$160,000
Premium/Discount to List
-$10,000
-5.88%
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
866.42%
Original Mortgage
$152,000
Outstanding Balance
$152,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$53,347
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Warranty Deed $160,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $152,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/25/2025 11/25/25 Sold $160,000 -5.9% $76 / Sq Ft
10/21/2025 10/21/25 Pending -- -- --
10/21/2025 10/21/25 For Sale $170,000 -- $81 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,036 $49,239 $16,203 $33,036
2023 $3,589 $43,791 $14,410 $29,381
2022 $3,266 $39,850 $13,113 $26,737
2021 $3,214 $37,365 $12,295 $25,070
2020 $3,125 $36,133 $11,890 $24,243
2019 $3,034 $34,185 $11,249 $22,936
2018 $3,036 $33,876 $11,147 $22,729
2017 $2,473 $33,700 $11,089 $22,611
2016 $2,600 $35,006 $11,519 $23,487
2015 $1,337 $35,742 $11,761 $23,981
2014 $1,309 $35,367 $11,638 $23,729
2013 $2,660 $36,650 $12,060 $24,590
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12500212

Midwest Real Estate Data (MRED)

APN: 12-04-377-005