$675,000
NEW CONSTRUCTION

115 Wards Ln St. Marys, GA 31558

Estimated payment $3,888/month

Total Views 1,636
3 Beds
2 Baths
2,107 Sq Ft
$320 Price per Sq Ft

Highlights

  • Very Popular Property
  • Boat Dock
  • New Construction
  • Saint Marys Elementary School Rated A
  • Fitness Center
  • Gated Community

About This Home

NESTLED BENEATH MATURE OAKS IN THE DAZZLING, GATED COMMUNITY OF CUMBERLAND HARBOUR, THIS UNDER-CONSTRUCTION THREE-BEDROOM HOME BLENDS TIMELESS LOWCOUNTRY CHARM WITH MODERN FEATURES. THE EXTERIOR SHOWCASES DURABLE HARDIE SIDING, A METAL ROOF, AND AN INVITING FRONT PORCH, PERFECT FOR YOUR ROCKING CHAIRS. A SPACIOUS SCREENED LANAI OVERLOOKS THE BACKYARD, WHILE THE OVERSIZED TWO-CAR GARAGE FEATURES A REAR ENTRANCE WITH DIRECT BACKYARD ACCESS AND A DRIVEWAY THAT OFFERS PLENTY OF PARKING. STEP INSIDE TO HARDWOOD FLOORS THAT FLOW THROUGHOUT THE LIVING AREAS. THE FAMILY ROOM IS ANCHORED BY A COZY GAS FIREPLACE, WHILE THE EXPANSIVE KITCHEN SHINES WITH AN OVERSIZED ISLAND WITH SEATING, A SPACIOUS BUTLER'S PANTRY, AND A PICTURESQUE FARM SINK FRAMED BY A LARGE WINDOW. THE DINING AREA IS FILLED WITH NATURAL LIGHT AND EASILY ACCOMMODATES A LARGER TABLE- IDEAL FOR HOSTING GATHERINGS. THE PRIMARY SUITE IS A TRUE RETREAT, BOASTING SEPARATE VANITIES, A PEDESTAL TUB, AND A LARGE TILED WALK-IN SHOWER, ALONG WITH ABUNDANT STORAGE. A WELL-APPOINTED LAUNDRY/MUD ROOM ADDS CONVENIENCE WITH EXTENSIVE CABINETRY AND A SOAKING SINK. ADDITIONAL FEATURES INCLUDE SPRAY FOAM ATTIC INSULATION, WOOD SHELVING THROUGHOUT, CROWN MOLDING, A GAS RANGE, GAS TANKLESS WATER HEATER, AND A GAS HOOKUP FOR OUTDOOR GRILLING. THE GARAGE IS FINISHED WITH T-111 WALLS AND THE HOME IS EQUIPPED WITH A PEX MANIFOLD SYSTEM FOR EFFICIENCY AND DURABILITY. CUMBERLAND HARBOUR RESIDENTS ENJOY 24/7 GUARDED ENTRY, THREE SWIMMING POOLS, SIX TENNIS COURTS, A CONFERENCE AND FITNESS CENTER, PLAYGROUND, FISHING SPOTS, AND BOAT/RV STORAGE. THE AMENITIES CENTER EVEN INCLUDES GOLF CART AND BICYCLE PARKING. FLOOD INSURANCE IS NOT REQUIRED, AND THIS DISTINCTIVE HOME IS EASY TO SHOW-PLEASE NOTE THAT ENTRY INTO CUMBERLAND HARBOUR REQUIRES ACCOMPANIMENT BY A LICENSED AGENT OR RESIDENT.

Listing Agent

Nicole Readdick

Coldwell Banker Access Realty License #293731 Listed on: 08/19/2025

Coldwell Banker Access Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $234

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 0.35 Acre Lot
  • Private Lot
  • Level Lot
  • Sprinkler System
  • Partially Wooded Lot

HOA Fees

  • $190 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Split Foyer
  • Block Foundation
  • Slab Foundation
  • Metal Roof
  • Press Board Siding
  • Concrete Siding
  • Tabby Masonry Building Material

Interior Spaces

  • 2,107 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Double Pane Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • L-Shaped Dining Room
  • Screened Porch
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Convection Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Bathtub Includes Tile Surround
  • Separate Shower

Laundry

  • Laundry in Mud Room
  • Laundry Room
  • Laundry in Hall

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 2 Car Garage
  • Parking Accessed On Kitchen Level
  • Side or Rear Entrance to Parking
  • Garage Door Opener

Outdoor Features

  • Patio

Schools

  • Saint Marys Elementary And Middle School
  • Camden County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Propane
  • Tankless Water Heater
  • Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 446

Community Details

Overview

  • Association fees include management fee, private roads, reserve fund, security, swimming, tennis
  • Cumberland Harbour Subdivision
  • Community Lake

Recreation

  • Boat Dock
  • RV or Boat Storage in Community
  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$234

Year Built

Built in 2025 | New Construction

Lot Details

0

HOA Fees

$190 per month

Listing Details

  • Property Type: Residential
  • Section: 3
  • Year Built: 2025
  • ArchitecturalStyle: Craftsman
  • Levels: One
  • Lot Size Acres: .35
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2107
  • Special Features: NewHome
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Convection Oven, Dishwasher, Disposal, Gas Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater
  • Bedrooms: 3
  • Dining Room Features: L Shaped
  • Basement: None
  • Total Finished Sq Ft: 2107
  • Above Grade Finished Sq Ft: 2107
  • Interior Amenities: Double Vanity, High Ceilings, Pulldown Attic Stairs, Separate Shower, Soaking Tub, Split Bedroom Plan, Split Foyer, Tile Bath, Walk-In Closet(s)
  • Full Bathrooms: 2
  • Fireplace Features: Family Room, Gas Log
  • Flooring: Carpet, Hardwood, Tile
  • Kitchen Features: Breakfast Bar, Kitchen Island, Solid Surface Counters, Walk-in Pantry
  • Window Features: Double Pane Windows
  • Price Per Square Foot: 320.360

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Concrete, Press Board, Tabby
  • ExteriorFeatures: Sprinkler System
  • Foundation Details: Block, Slab
  • Lot Features: Level, Private
  • Patio And Porch Features: Patio, Porch, Screened
  • Property Condition: New Construction
  • Roof: Metal
  • Waterfront Features: No Dock Or Boathouse

Garage/Parking

  • Parking Features: Attached, Garage, Garage Door Opener, Kitchen Level, Side/Rear Entrance
  • ParkingTotal: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: In Hall, In Mud Room
  • Security Features: Carbon Monoxide Detector(s), Gated Community, Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Phone Available, Propane, Sewer Connected, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 2275
  • Association: Yes
  • Community Features: Boat/Camper/Van Prkg, Clubhouse, Fitness Center, Gated, Lake, Park, Playground, Pool, Shared Dock, Sidewalks, Street Lights, Tennis Court(s)

Fee Information

  • Association Fee Includes: Management Fee, Other, Private Roads, Reserve Fund, Security, Swimming, Tennis

Schools

  • Elementary School: Saint Marys
  • High School: Camden County
  • High School Bus: Yes
  • Middle School: Saint Marys
  • Middle School Bus: Yes
  • Elementary School: Saint Marys
  • Middle School: Saint Marys
  • High School: Camden County

Lot Info

  • Lot: 446
  • Deed Book: 2284
  • Deed Page: 357
  • Plat Book: 129
  • Plat Page: 37

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2024
  • Tax Annual Amount: 234.28

MLS Schools

  • Elementary Bus Line: Yes

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $248 $7,200 $7,200 $0
2023 $204 $7,200 $7,200 $0
2022 $140 $4,800 $4,800 $0
2021 $148 $4,800 $4,800 $0
2020 $153 $4,800 $4,800 $0
2019 $153 $4,800 $4,800 $0
2018 $83 $12,800 $12,800 $0
2017 $299 $10,000 $10,000 $0
2016 $299 $10,000 $10,000 $0
2015 $290 $10,000 $10,000 $0
2014 -- $4,800 $4,800 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 For Sale $675,000 +2150.0% $320 / Sq Ft
12/22/2023 12/22/23 Sold $30,000 -23.1% --
11/14/2023 11/14/23 Pending -- -- --
09/29/2023 09/29/23 For Sale $39,000 -- --
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $30,000 --
Foreclosure Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $521,200 New Conventional
Closed $42,852 New Conventional
Source: Public Records

About the Listing Agent

Nicole Readdick

Coldwell Banker Access Realty

(844) 620-6977

Section Image

Having the right real estate agent means having an agent who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means being able to help you understand each step of the buying or selling process. My goal is to help clients buy or sell their homes at the right price on their timeline. I hope to make the process as stress-free as possible by applying the latest technology to meet my client's needs whether they are local or

Nicole's Other Listings

  • 109 Mooring Ln, Saint Marys, GA 31558

    $625,000

    • 3 Beds
    • 3.5 Baths
    • 2,327 Sq Ft
    • 109 Mooring Ln
    • Saint Marys, GA

    LOADED WITH CHARACTER, THIS CUSTOM-BUILT HOME IS LOCATED IN THE COVETED CUMBERLAND HARBOUR COMMUNITY. THE FRESHLY PAINTED EXTERIOR IS COMPLEMENTED BY A WELCOMING COVERED FRONT PORCH AND A SEPARATE SCREENED LANAI WITH A COZY GAS FIREPLACE OVERLOOKING THE PRIVATE BACKYARD, PERFECT FOR RELAXING OR ENTERTAINING YEAR-ROUND. A DETACHED GARAGE PROVIDES SPACE FOR TWO VEHICLES ALONG WITH ADDITIONAL

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 103 Gamefish Ln, St. Marys, GA 31558

    $589,500

    • 3 Beds
    • 2 Baths
    • 1,903 Sq Ft
    • 103 Gamefish Ln
    • St. Marys, GA

    THIS REMARKABLE CUSTOM-BUILT THREE-BEDROOM HOME SITS ON A SERENE PRESERVE LOT IN THE PRIVATE, GATED COMMUNITY OF CUMBERLAND HARBOUR. BUILT IN 2022 WITH QUALITY AND LONGEVITY IN MIND, THE EXTERIOR FEATURES DURABLE HARDIE SIDING, A SPACIOUS COVERED FRONT PORCH, AND AN OVERSIZED TWO-CAR GARAGE. THE IMMACULATE LANDSCAPING IS SUSTAINED BY A PRIVATE-WELL-FED IRRIGATION SYSTEM, ENSURING BEAUTY

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 206 E Hall St, Saint Marys, GA 31558

    $250,000 Pending

    • 3 Beds
    • 2 Baths
    • 1,521 Sq Ft
    • 206 E Hall St
    • Saint Marys, GA

    TWO-UNIT PROPERTY LOCATED IN HISTORIC DOWNTOWN SAINT MARYS. THE PRIMARY RESIDENCE OFFERS TWO BEDROOMS WITH ONE BATHROOM. THE ORIGINAL HARDWOOD FLOORS IN THE FAMILY ROOM, DINING ROOM, AND KITCHEN ARE NEWLY RESTORED. THERE ARE TWO ADDITIONAL BONUS ROOMS, ALONG WITH AN INDOOR LAUNDRY MUD ROOM. THE INTERIOR HAS BEEN FRESHLY PAINTED AND INCLUDES NEW CARPET. THE EXTERIOR IS CONSTRUCTED OF STONE

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 100 Eva Dr, Saint Marys, GA 31558

    $355,000

    • 4 Beds
    • 2 Baths
    • 1,877 Sq Ft
    • 100 Eva Dr
    • Saint Marys, GA

    NEARLY NEW 4-BEDROOM HOME WITH A CORNER LOCATION IN MOODY LAKE ESTATES. LOOKING FOR A MOVE-IN READY HOME WITH SPACE TO SPREAD OUT? THIS AWESOME 4-BEDROOM PLACE HAS A SUPER FUNCTIONAL SPLIT FLOOR PLAN, TWO COVERED PORCHES, AND WOOD-LOOK TILED FLOORS THROUGHOUT THE MAIN AREAS, PRIMARY SUITE, & BATHROOMS- EASY TO KEEP CLEAN AND GREAT FOR EVERYDAY LIVING. YOU'LL LOVE THE OPEN KITCHEN WITH ITS BIG

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 907 E Riverview Dr, St. Marys, GA 31558

    $100,000 Pending

    • Land
    • 4.1 Acres
    • $24,390 per Acre
    • 907 E Riverview Dr
    • St. Marys, GA

    GORGEOUS DEEP WATER HOMESITE NEAR HISTORIC DOWNTOWN ST. MARYS, GA. Discover the perfect blend of natural beauty and convenient location with this exceptional deep water homesite in the desirable Riverview subdivision. Set along the serene Dark Entry Creek, this spacious waterfront lot offers direct access to the St. Marys River and Intracoastal Waterway, a true boater's paradise. With potential

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 205 Salt Grass Trace, Saint Marys, GA 31558

    $499,500

    • 3 Beds
    • 2 Baths
    • 1,957 Sq Ft
    • 205 Salt Grass Trace
    • Saint Marys, GA

    EXQUISITE WATERFRONT RETREAT WITH TIMELESS CHARACTER ON A CORNER LOCATION IN SHADOWLAWN. WITH UNSPOILED VIEWS OF BORRELL CREEK AND A POSSIBLE DOCK PERMIT (BUYER TO VERIFY WITH DNR), THIS UNIQUE PROPERTY OFFERS THE PERFECT BLEND OF COMFORT, FUNCTION, AND STYLE. THE HOME'S EXTERIOR FEATURES DURABLE, LOW-MAINTENANCE TABBY SIDING, ALONG WITH THOUGHTFUL ADDITIONS LIKE A WORKSHOP FOR HOBBIES AND A

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 407 Madison Ave, St. Marys, GA 31558

    $250,000 Pending

    • 3 Beds
    • 2 Baths
    • 1,442 Sq Ft
    • 407 Madison Ave
    • St. Marys, GA

    THIS BRAND NEW THREE-BEDROOM, TWO-BATH TOWNHOME IN SUGARMILL PLANTATION OFFERS MODERN LIVING IN A CONVENIENT LOCATION. FEATURING A SOLID BRICK EXTERIOR, THE HOME INCLUDES A COVERED REAR PORCH THAT OVERLOOKS A PARTIALLY WOODED BACKYARD, IDEAL FOR RELAXING OR ENTERTAINING. THERE'S PLENTY OF STORAGE SPACE, WITH AN ATTACHED OUTDOOR STORAGE ROOM JUST OFF THE PORCH AND ADDITIONAL WALK-IN STORAGE

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 405 Madison Ave, St. Marys, GA 31558

    $250,000 Pending

    • 3 Beds
    • 2 Baths
    • 1,442 Sq Ft
    • 405 Madison Ave
    • St. Marys, GA

    THIS BRAND NEW THREE-BEDROOM, TWO-BATH TOWNHOME IN SUGARMILL PLANTATION OFFERS MODERN LIVING IN A CONVENIENT LOCATION. FEATURING A SOLID BRICK EXTERIOR, THE HOME INCLUDES A COVERED REAR PORCH THAT OVERLOOKS A PARTIALLY WOODED BACKYARD, IDEAL FOR RELAXING OR ENTERTAINING. THERE'S PLENTY OF STORAGE SPACE, WITH AN ATTACHED OUTDOOR STORAGE ROOM JUST OFF THE PORCH AND ADDITIONAL WALK-IN STORAGE

    Nicole Readdick Coldwell Banker Access Realty

    Section Image
  • 403 Madison Ave, St. Marys, GA 31558

    $250,000 Pending

    • 3 Beds
    • 2 Baths
    • 1,442 Sq Ft
    • 403 Madison Ave
    • St. Marys, GA

    THIS BRAND NEW THREE-BEDROOM, TWO-BATH TOWNHOME IN SUGARMILL PLANTATION OFFERS MODERN LIVING IN A CONVENIENT LOCATION. FEATURING A SOLID BRICK EXTERIOR, THE HOME INCLUDES A COVERED REAR PORCH THAT OVERLOOKS A PARTIALLY WOODED BACKYARD, IDEAL FOR RELAXING OR ENTERTAINING. THERE'S PLENTY OF STORAGE SPACE, WITH AN ATTACHED OUTDOOR STORAGE ROOM JUST OFF THE PORCH AND ADDITIONAL WALK-IN STORAGE

    Nicole Readdick Coldwell Banker Access Realty

    Section Image

Source: Georgia MLS

MLS Number: 10587253

Georgia MLS

APN: 160C-446