$259,900
$20K PRICE DROP

Estimated payment $2,634/month

Total Views 1,783
3 Beds
2 Baths
1,876 Sq Ft
$139 Price per Sq Ft

Highlights

  • 9 Feet of Lake Waterfront
  • Boat Ramp
  • Gated Community
  • Fishing Pier
  • Oak Trees
  • Clubhouse

About This Home

LAKEFRONT LIVING ON BEAUTIFUL LAKE HOWELL! Welcome to Carmel by the Lake, a gated waterfront community offering the relaxed Florida lifestyle you’ve been looking for. This spacious 4th-floor, 3-bedroom, 2-bath residence offers 1,876 square feet of comfortable living space, elevator access, and a private balcony where you can unwind and enjoy peaceful views of the lake and beautifully maintained grounds.
The generous floor plan provides plenty of room for everyday living, entertaining, working from home, or welcoming overnight guests. Large windows and sliding glass doors bring in natural light while connecting the living area to the beautiful outdoor setting.
One of the highlights of Carmel by the Lake is private access to Lake Howell, giving residents the opportunity to enjoy boating, fishing, kayaking, and paddleboarding just steps from home. Community amenities also include a sparkling swimming pool, tennis courts, clubhouse, and beautifully landscaped grounds.
The HOA adds exceptional convenience by including water, sewer, cable TV, high-speed internet, exterior maintenance, roof maintenance, and grounds care—ideal for buyers looking for a low-maintenance, lock-and-leave lifestyle.
Conveniently located near Winter Park, Maitland, Altamonte Springs, Lake Mary, and Downtown Orlando, with easy access to major roadways, shopping, restaurants, medical facilities, entertainment, and everything Central Florida has to offer.
Whether you're searching for a full-time residence, seasonal Florida retreat, or waterfront getaway, this is an opportunity to enjoy space, convenience, and lakefront living in one of Seminole County's established waterfront communities.
Come experience the views, the amenities, and the lifestyle at Carmel by the Lake. Schedule your private showing today!
Some photos have been virtually staged to help illustrate the potential use and furniture placement of the rooms. Furnishings and décor shown in virtually staged photos are not included.

Listing Agent

Didem Hanley

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3063283 Listed on: 07/17/2026

LPT REALTY, LLC

Co-Listing Agent

Jackie Cavada-Barrero

LPT REALTY, LLC Brokerage Phone: 877-366-2213 License #3092257

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,050

Year Built

  • Built in 1984

Lot Details

  • 9 Feet of Lake Waterfront
  • Lake Front
  • West Facing Home
  • Mature Landscaping
  • Oak Trees

HOA Fees

  • $786 Monthly HOA Fees

Property Views

  • Lake
  • Woods

Home Design

  • Entry on the 4th floor
  • Slab Foundation
  • Tile Roof
  • Membrane Roofing
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,876 Sq Ft Home
  • 4-Story Property
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Storage Room
  • Laundry in unit
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Parquet
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Home Security

Parking

  • 1 Carport Space
  • Parking Pad
  • Off-Street Parking

Outdoor Features

  • Fishing Pier
  • Access To Lake
  • Boat Ramp
  • Balcony
  • Outdoor Storage

Location

  • Property is near public transit

Utilities

  • Central Air
  • Heating Available
  • Vented Exhaust Fan
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, pool, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, sewer, trash, water
  • Vista Community Association Management Association, Phone Number (407) 682-3443
  • Visit Association Website
  • High-Rise Community
  • Carmel By The Lake Condos
  • Carmel By The Lake Unit 2 A Condo Subdivision
  • The community has rules related to deed restrictions

Amenities

  • Clubhouse
  • Elevator
  • Community Mailbox

Recreation

  • Tennis Courts
  • Community Pool
  • Community Spa

Pet Policy

  • Cats Allowed
  • Breed Restrictions

Security

  • Gated Community
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,050

Year Built

Built in 1984

Lot Details

0 Sq Ft Lot

HOA Fees

$786 per month

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1876
  • New Construction: No
  • Year Built: 1984
  • Building Area Total: 1876
  • Status: Active
  • Co List Office Mls Id: MFR261016803
  • Co List Office Phone: 877-366-2213
  • Ownership: Condominium
  • Entry Level: 4
  • Building Area Total Srch Sq M: 174.29
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Legion Place suite840
  • Floor Number: 4
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 138.54
  • Total Acreage: Non-Applicable
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: High Rise
  • MFR_NumAssignedParkingSpaces: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Dock,Fishing,Lake,Private Boat Ramp
  • Attribution Contact: 877-366-2213
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Parquet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Split Bedroom
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Range Hood
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 4
  • Additional Rooms: Inside Utility,Storage Rooms
  • Living Area Meters: 174.29

Exterior Features

  • Direction Faces: West
  • Other Structures: Storage, Tennis Court(s)
  • Exterior Features: Balcony, Tennis Court(s)
  • Roof: Membrane, Tile
  • Pool Private: No
  • View: Trees/Woods
  • Water Body Name: LAKE HOWELL
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras: Boat Ramp - Private,Fishing Pier
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 9
  • Flood Zone Panel: 12117C0165F
  • Water Frontage Feet Lake: 9

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Covered, Off Street, Parking Pad

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Available
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Gated Community - No Guard, Pool, Tennis Court(s)
  • Association Amenities: Cable TV, Elevators, Gated, Spa/Hot Tub, Tennis Court(s)
  • Association Name: Vista Community Association Management
  • Phone: 407-682-3443
  • Association: Yes
  • Security: Fire Sprinkler System, Gated Community
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: CARMEL BY THE LAKE
  • Pet Restrictions: Please call Hoa for details Hoa Approval .Pet breed restrictions
  • Association Fee Requirement: None
  • Condo Fees: 786
  • Condo Land Included YN: 1
  • Association Email: info@vistacamfl.com
  • Monthly Condo Fee Amount: 786
  • Association URL: http://www.carmenbythelake.com

Fee Information

  • Total Annual Fees: 9432.00
  • Total Monthly Fees: 786.00

Lot Info

  • Zoning: PRD
  • Parcel Number: 28-21-30-516-0000-3440
  • Additional Parcels: No
  • Lot Features: City Limits, Near Public Transit, Private
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Breed Restrictions, Cats OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please call HOA

Tax Info

  • Tax Annual Amount: 5050
  • Tax Block: 00
  • Tax Book Number: 30-68
  • Tax Lot: 00

Multi Family

  • Waterfront Features: Lake Front
  • Approval Process: Please Call Hoa

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,111 $287,712 $287,712
2024 $4,206 $248,832 $248,832
2023 $2,094 $167,054 $0 $0
2021 $2,018 $157,464 $0 $157,464
2020 $2,576 $157,464 $0 $0
2019 $2,472 $157,464 $0 $0
2018 $2,221 $132,192 $0 $0
2017 $2,106 $109,058 $0 $0
2016 $1,874 $99,144 $0 $0
2015 $1,739 $99,144 $0 $0
2014 $1,739 $99,144 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/26/2026 08/26/26 Price Changed $259,900 -3.7% $139 / Sq Ft
08/11/2026 08/11/26 Price Changed $270,000 -3.6% $144 / Sq Ft
07/17/2026 07/17/26 For Sale $280,000 +63.7% $149 / Sq Ft
06/23/2020 06/23/20 Sold $171,000 -3.4% $91 / Sq Ft View Prior Sale
06/09/2020 06/09/20 Pending -- -- --
05/18/2020 05/18/20 For Sale $177,000 0.0% $94 / Sq Ft
05/12/2020 05/12/20 Pending -- -- --
04/02/2020 04/02/20 For Sale $177,000 0.0% $94 / Sq Ft
03/28/2020 03/28/20 Pending -- -- --
03/23/2020 03/23/20 For Sale $177,000 -- $94 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $171,000 None Available
Deed $100 --
Warranty Deed $114,400 --
Source: Public Records

Source: Stellar MLS

MLS Number: O6425206

Stellar MLS

APN: 28-21-30-516-0000-3440

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