$440,000
UNDER CONTRACT

Estimated payment $2,715/month

Total Views 6,041
4 Beds
2.5 Baths
2,100 Sq Ft
$210 Price per Sq Ft

Highlights

  • Marina
  • Boat Ramp
  • Home fronts navigable water
  • La Plata High School Rated A-
  • Golf Course Community
  • Water Access

About This Home

Wow! Seller is offering a 3% closing credit/decorating allowance with an accepted offer!! ** Located in sought-after SWAN POINT on the Potomac River, this four-bedroom home offers generous living space, thoughtful updates, and access to outstanding amenities. ** A NEW ROOF was recently installed a few months ago, and the interior has been Freshly Painted in a light, neutral palette. ** The main level features a dramatic TWO-STORY FOYER with elegant columns, 9-foot ceilings, and durable laminate plank flooring. Formal living and dining rooms provide flexible space for entertaining or a home office. ** The kitchen includes WHITE CABINETRY with roll-out shelving, STAINLESS STEEL APPLIANCES (including a new refrigerator), a snack bar, and a cozy breakfast nook, and opens directly to the family room, where a GAS FIREPLACE creates a comfortable gathering spot. ** Upstairs, the PRIMARY SUITE offers a WALK-IN Closet, an additional closet, and a spacious bath with soaking tub, separate shower, and double vanity. Three additional bedrooms, a hall bath, and a second floor LAUNDRY CLOSET complete this level. ** Outdoors, the landscaped 1⁄3-acre lot features mature trees and a LARGE DECK , perfect for cookouts or quiet evenings. The fun play structure can convey, or the seller can remove it if desired. A two-car garage add everyday convenience. ** All residents of this community enjoy automatic social membership in the Swan Point Yacht & Country Club, with optional golf membership available. (Check out their website to see the lovely photos and for more information. ) Amenities include a waterfront SWIMMING POOL, sandy beach picnic area, MARINA with boat launch, 18-hole championship GOLF COURSE, clubhouse with RESTAURANT and bar, tennis and pickleball courts, basketball, playground, and an extensive scenic trail network for walking and biking. Seasonal activities such as yoga, water aerobics, children’s camps, and outdoor concerts bring neighbors together year-round. ** NOTE: some photos have been virtually staged to help you visualize the possibilities! ** With a spacious layout, recent upgrades, and an active waterfront community, this home is an excellent opportunity. Schedule your showing today!

Listing Agent

Phyllis Elsner

(410) 370-4930 pkelsner@comcast.net Redfin Corp Listed on: 09/13/2025

Redfin Corp

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,518

Year Built

  • Built in 2004

Lot Details

  • 0.35 Acre Lot
  • Home fronts navigable water
  • Property is zoned RM

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 4 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Architectural Shingle Roof

Interior Spaces

  • 2,100 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Crown Molding
  • 1 Fireplace
  • Family Room
  • Living Room
  • Formal Dining Room

Kitchen

  • Breakfast Area or Nook
  • Stove
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Electric Dryer
  • Washer

Outdoor Features

  • Water Access
  • River Nearby
  • Lake Privileges

Schools

  • Dr. Thomas L. Higdon Elementary School
  • Piccowaxen Middle School
  • La Plata High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0905031168

Community Details

Overview

  • $225 Recreation Fee
  • Association fees include common area maintenance
  • Swan Point Property Owners Association
  • Swan Point Subdivision

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Marina
  • Golf Course Community
  • Golf Course Membership Available
  • Tennis Courts
  • Community Pool
  • Putting Green
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,518

Year Built

Built in 2004

Lot Details

0

HOA Fees

$35 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Stove, Refrigerator, Washer
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Crown Moldings, Floor Plan - Open, Formal/Separate Dining Room
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Laundry
  • Basement: No
  • Total Sq Ft: 2100
  • Living Area Sq Ft: 2100
  • Price Per Sq Ft: 209.52
  • Above Grade Finished Sq Ft: 2100
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Roof: Architectural Shingle
  • Water Access: Yes
  • Water Body Name: Potomac River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 35.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Golf Course Membership Available, Marina/Marina Club, Putting Green, Club House, Common Grounds, Pool - Outdoor, Tennis Courts, Bar/Lounge, Bike Trail, Boat Ramp, Dining Rooms, Picnic Area, Pier/Dock, Boat Dock/Slip, Golf Course, Jog/Walk Path, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA Name: SWAN POINT PROPERTY OWNERS ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: 225.00
  • Association Recreation Fee: Yes

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: DR. THOMAS L. HIGDON
  • High School: LA PLATA
  • Middle Or Junior School: PICCOWAXEN

Lot Info

  • Lot Size Acres: 0.35
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15293.00
  • Zoning: RM
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4518.00
  • Assessor Parcel Number: 0905031168
  • Tax Year: 2025

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,051 $356,533 -- --
2024 $4,614 $325,867 $0 $0
2023 $4,218 $295,200 $61,600 $233,600
2022 $3,993 $282,900 $0 $0
2021 $8,108 $270,600 $0 $0
2020 $3,625 $258,300 $61,600 $196,700
2019 $7,054 $254,400 $0 $0
2018 $3,299 $250,500 $0 $0
2017 $3,278 $246,600 $0 $0
2016 -- $238,333 $0 $0
2015 $4,569 $230,067 $0 $0
2014 $4,569 $221,800 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/13/2025 09/13/25 For Sale $440,000 +12.8% $210 / Sq Ft
04/19/2021 04/19/21 Sold $390,000 +2.7% $186 / Sq Ft View Prior Sale
03/16/2021 03/16/21 Pending -- -- --
03/12/2021 03/12/21 For Sale $379,900 -- $181 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $390,000 Lakeside Title Company
Deed -- --
Deed $260,205 --
Deed $26,500 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $365,750 New Conventional
Previous Owner $308,500 New Conventional
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCH2047202

Bright MLS

APN: 05-031168