NOT LISTED FOR SALE

Estimated Value: $390,000 - $480,000

4 Beds
2.5 Baths
2,314 Sq Ft
$194/Sq Ft Est. Value

Sale Details

Date Sold: May 7, 2025

Last sale price $450,000 $194 Per Sq Ft

Current estimated payment $2,855 / mo

1 Day on Market

Highlights

  • Boat Ramp
  • Golf Club
  • Clubhouse
  • Beach
  • Community Lake
  • Recreation Room

About This Home

As of May 2025

Welcome Home to Lake Monticello where resort style meets everyday comfort.This stunning residence provides an unparalleled lifestyle with exclusive access to the serene lake along with it's inviting sandy beaches,family friendly playgrounds,marina,and a clubhouse complete with a spacious pool. A large, covered front porch welcomes you! Step into a grand foyer that opens to a dedicated home office,a refined dining room and an inviting living area. The seamless flow extends into a modern kitchen, showcasing stainless steel appliances,sleek granite countertops, and a built in bar. An adjacent eat in area, with direct access to a sprawling back deck overlooking the fenced in backyard. Conveniently, a separate door leads from the kitchen to the spacious two car garage. Ascend to the upper level where a beautiful master ensuite awaits offering a relaxing soaking tub and separate shower. Three additional spacious bedrooms, perfect for family or guests including an expansive room above the two car garage. A full hallway bathroom completes the upper level. Experience a dramatically expanded living area in the mostly finished walkout basement, featuring a grand rec space & a spacious sep. bonus storage area with effortless backyard entry.,Fireplace in Basement

Last Agent to Sell the Property

JAMIE CLARK

(434) 422-5664 debbie.baxter@exprealty.net EXP REALTY LLC - STAFFORD License #0225264044[108231] Listed on: 03/29/2025

EXP REALTY LLC - STAFFORD

Last Buyer's Agent

LAURA FUTTY

(434) 977-4005 dmkeener@gmail.com LORING WOODRIFF REAL ESTATE ASSOCIATES License #0225252188[102675]

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,898

Year Built

  • Built in 2003

Lot Details

  • 31,363 Sq Ft Lot
  • Partially Fenced Property
  • Property is zoned R-4

HOA Fees

  • $106 Monthly HOA Fees

Home Design

  • Block Foundation

Interior Spaces

  • 2,314 Sq Ft Home
  • Property has 2 Levels
  • Entrance Foyer
  • Living Room
  • Breakfast Room
  • Dining Room
  • Home Office
  • Recreation Room
  • Utility Room
  • Walk-Out Basement

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2.5 Bathrooms

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

Overview

  • Lake Monticello Db 655 120 Riverside 6 Lot 125 31 Community
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,898

Year Built

Built in 2003

Lot Details

0.72 Acres

HOA Fees

$106 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Building Total Sq Ft: 2314.00
  • Inclusions: All Appliances Convey
  • New Construction: No
  • Story List: Main
  • Year Built: 2003
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Kitchen, Foyer, Breakfast Room, Office, Recreation Room, Utility Room, Full Bath, Half Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Walkout Level
  • Living Area Units: Square Feet
  • Total Sq Ft: 2314
  • Living Area Sq Ft: 2314
  • Price Per Sq Ft: 194.47
  • Above Grade Finished Sq Ft: 2314
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Completed: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C
  • Cooling: No
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 1266.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 800.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Boat Ramp, Club House, Golf Club, Lake, Tot Lots/Playground, Swimming Pool, Tennis Courts
  • HOA: Yes

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Fencing: Partially
  • Lot Size Acres: 0.72
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2898.00
  • Tax Year: 2023

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 29, 2025
Closed on
Apr 17, 2025
Sold by
Bought by
Seller's Agent
JAMIE CLARK
EXP REALTY LLC - STAFFORD
Buyer's Agent
LAURA FUTTY
LORING WOODRIFF REAL ESTATE ASSOCIATES
List Price
$450,000
Sold Price
$450,000
Views
16
Current Estimated Value
$449,737

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$263
Avg. Annual Appreciation
-0.05%
Original Mortgage
$337,500
Outstanding Balance
$333,199
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$116,538

Purchase Details

Closed on
Oct 3, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
5.6%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$450,000 Chicago Title
$295,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $337,500
Previous Owner $182,600
Previous Owner $187,000
Previous Owner $160,000
Previous Owner $40,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/07/2025 05/07/25 Sold $450,000 0.0% $194 / Sq Ft
03/30/2025 03/30/25 Pending -- -- --
03/29/2025 03/29/25 For Sale $450,000 -- $194 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,330 $441,000 $30,000 $411,000
2025 $3,308 $441,000 $30,000 $411,000
2024 $29 $343,400 $30,000 $313,400
2023 $2,898 $343,400 $30,000 $313,400
2022 $2,560 $294,300 $27,500 $266,800
2021 $2,560 $294,300 $27,500 $266,800
2020 $2,459 $265,800 $27,500 $238,300
2019 $2,459 $265,800 $27,500 $238,300
2018 $2,303 $253,900 $27,500 $226,400
2017 $2,303 $253,900 $27,500 $226,400
2016 $2,134 $232,700 $27,500 $205,200
2015 $1,990 $232,700 $27,500 $205,200
2014 $1,990 $226,100 $27,500 $198,600
Source: Public Records

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Map

Source: Bright MLS

MLS Number: 662481

Bright MLS

APN: 18A-6-125

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