Ernie Chamberlain
Responds Quickly
Hometown Realty
(804) 676-6939
537 Total Sales
1 in Lake Monticello
$655,000 Price
116 Riverside Dr Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $390,000 - $480,000
4
Beds
2.5
Baths
2,314
Sq Ft
$194/Sq Ft
Est. Value
Highlights
- Boat Ramp
- Golf Club
- Clubhouse
- Beach
- Community Lake
- Recreation Room
About This Home
As of May 2025Welcome Home to Lake Monticello where resort style meets everyday comfort.This stunning residence provides an unparalleled lifestyle with exclusive access to the serene lake along with it's inviting sandy beaches,family friendly playgrounds,marina,and a clubhouse complete with a spacious pool. A large, covered front porch welcomes you! Step into a grand foyer that opens to a dedicated home office,a refined dining room and an inviting living area. The seamless flow extends into a modern kitchen, showcasing stainless steel appliances,sleek granite countertops, and a built in bar. An adjacent eat in area, with direct access to a sprawling back deck overlooking the fenced in backyard. Conveniently, a separate door leads from the kitchen to the spacious two car garage. Ascend to the upper level where a beautiful master ensuite awaits offering a relaxing soaking tub and separate shower. Three additional spacious bedrooms, perfect for family or guests including an expansive room above the two car garage. A full hallway bathroom completes the upper level. Experience a dramatically expanded living area in the mostly finished walkout basement, featuring a grand rec space & a spacious sep. bonus storage area with effortless backyard entry.,Fireplace in Basement
Last Agent to Sell the Property
(434) 422-5664 debbie.baxter@exprealty.net EXP REALTY LLC - STAFFORD License #0225264044[108231] Listed on: 03/29/2025
Last Buyer's Agent
(434) 977-4005 dmkeener@gmail.com LORING WOODRIFF REAL ESTATE ASSOCIATES License #0225252188[102675]
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,898
Year Built
- Built in 2003
Lot Details
- 31,363 Sq Ft Lot
- Partially Fenced Property
- Property is zoned R-4
HOA Fees
- $106 Monthly HOA Fees
Home Design
- Block Foundation
Interior Spaces
- 2,314 Sq Ft Home
- Property has 2 Levels
- Entrance Foyer
- Living Room
- Breakfast Room
- Dining Room
- Home Office
- Recreation Room
- Utility Room
- Walk-Out Basement
Bedrooms and Bathrooms
- 4 Bedrooms
- 2.5 Bathrooms
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Community Details
Overview
- Lake Monticello Db 655 120 Riverside 6 Lot 125 31 Community
- Lake Monticello Subdivision
- Community Lake
Amenities
- Clubhouse
Recreation
- Boat Ramp
- Beach
- Golf Club
- Tennis Courts
- Community Basketball Court
- Community Playground
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 29, 2025
Closed on
Apr 17, 2025
Sold by
Jarvis Richard A and Jarvis Erika J
Bought by
Seller's Agent
JAMIE CLARK
EXP REALTY LLC - STAFFORD
Buyer's Agent
LAURA FUTTY
LORING WOODRIFF REAL ESTATE ASSOCIATES
List Price
$450,000
Sold Price
$450,000
Views
16
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$263
Avg. Annual Appreciation
-0.04%
Original Mortgage
$337,500
Outstanding Balance
$333,199
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$116,538
Purchase Details
Closed on
Oct 3, 2005
Sold by
Fomtenot James A and Fontenot Amanda S
Bought by
Jarvis Richard A and Jarvis Erika J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
5.6%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Ernie Chamberlain
-
Aaron Howell
Aaron Howell
STORY HOUSE REAL ESTATE
(434) 216-2352
83 Total Sales
9 in Lake Monticello
$273K - $510K Price Range
-
CECI VAUGHAN
CECI VAUGHAN
JAMIE WHITE REAL ESTATE
(434) 443-7931
22 Total Sales
2 in Lake Monticello
$331,500 Price Range
-
Debra Cash
Debra Cash
REAL ESTATE III, INC.
(434) 443-7397
49 Total Sales
6 in Lake Monticello
$230K - $440K Price Range
-
LORI CLICK
LORI CLICK
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
(434) 443-8813
30 Total Sales
22 in Lake Monticello
$220K - $755K Price Range
-
PATTI ROWE
PATTI ROWE
Responds QuicklyLONG & FOSTER - GLENMORE
(434) 260-3122
81 Total Sales
2 in Lake Monticello
$318,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $450,000 | Chicago Title | ||
| Jarvis Richard A | $295,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $337,500 | ||
| Previous Owner | Jarvis Richard A | $182,600 | |
| Previous Owner | Jarvis Richard A | $187,000 | |
| Previous Owner | Jarvis Richard A | $160,000 | |
| Previous Owner | Fontenot Amanda S | $40,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/07/2025 05/07/25 | Sold | $450,000 | 0.0% | $194 / Sq Ft |
| 03/30/2025 03/30/25 | Pending | -- | -- | -- |
| 03/29/2025 03/29/25 | For Sale | $450,000 | -- | $194 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $3,330 | $441,000 | $30,000 | $411,000 |
| 2025 | $3,308 | $441,000 | $30,000 | $411,000 |
| 2024 | $29 | $343,400 | $30,000 | $313,400 |
| 2023 | $2,898 | $343,400 | $30,000 | $313,400 |
| 2022 | $2,560 | $294,300 | $27,500 | $266,800 |
| 2021 | $2,560 | $294,300 | $27,500 | $266,800 |
| 2020 | $2,459 | $265,800 | $27,500 | $238,300 |
| 2019 | $2,459 | $265,800 | $27,500 | $238,300 |
| 2018 | $2,303 | $253,900 | $27,500 | $226,400 |
| 2017 | $2,303 | $253,900 | $27,500 | $226,400 |
| 2016 | $2,134 | $232,700 | $27,500 | $205,200 |
| 2015 | $1,990 | $232,700 | $27,500 | $205,200 |
| 2014 | $1,990 | $226,100 | $27,500 | $198,600 |
Source: Public Records
Agents Affiliated with this Home
-
JAMIE CLARK
JC
Seller's Agent in 2025
JAMIE CLARK
EXP REALTY LLC - STAFFORD
(434) 242-3682
12 Total Sales
-
LAURA FUTTY
Buyer's Agent in 2025
LAURA FUTTY
LORING WOODRIFF REAL ESTATE ASSOCIATES
(434) 960-3644
76 Total Sales
Map
Source: Bright MLS
MLS Number: 662481
APN: 18A-6-125
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
Nearby Homes
- 26 E Point Rd
- 142 Island Hill Rd
- 46 Riva Way
- 89 Riverside Dr
- 56 Riverside Dr
- 79 Jefferson Dr
- 75 Riverside Dr
- 11 Chatham Ln
- 3 Elm Ct
- 4 Stigger Rd
- 14 Mechunk Terrace
- 19 Woodridge Rd
- 8 Mechunk Terrace
- 0 Jefferson Dr Unit VAFN2000332
- 1 Tallwood Trail
- 1089 Broken Island Rd
- 137 Jefferson Dr
- 1 Long Leaf Ln
- 211 Justin Dr
- 0 Lexie Ln
Your Personal Tour Guide
Ask me questions while you tour the home.