Seller's Agent in 2024
Sandy Collins
Berkshire Hathaway HomeServices Homesale Realty
(717) 203-8431
2 in this area
166 Total Sales
116 Riverside Terrace Unit 7 Chestertown, MD 21620
Estimated Value: $405,000 - $422,000
2
Beds
1.5
Baths
900
Sq Ft
$458/Sq Ft
Est. Value
Highlights
- Home fronts navigable water
- River View
- Deck
- Canoe or Kayak Water Access
- Colonial Architecture
- Wood Flooring
About This Home
As of May 2024BREATHTAKING SUNRISE VIEWS OVER CHESTER RIVER! Nestled in the serene Riverside Terrace community, this charming 2-bedroom, 1.5-bathroom condo offers an idyllic waterfront lifestyle in picturesque Chestertown. Begin your day with the tranquil beauty of sunrise vistas over the Chester River, visible from your private balcony off your bedroom, screened porch, and spacious outdoor patio. Whether you're savoring your morning coffee or hosting intimate gatherings, each space is designed to maximize the stunning water views. Step inside to discover a thoughtfully laid-out floor plan, where the entrance door leads seamlessly into the kitchen and the living/dining area opens onto the screened porch, extending your living space outdoors. Perfect for full-time residency or as a second home retreat, this lovingly maintained condo is an oasis of comfort and relaxation. With convenient access to downtown shopping, farmers market, and the nearby Chesapeake Bay, immerse yourself in the quintessential Eastern Shore lifestyle at its finest.
Last Agent to Sell the Property
(717) 203-8431 scollins@homesale.com Berkshire Hathaway HomeServices Homesale Realty License #5000807 Listed on: 04/01/2024
Last Buyer's Agent
(443) 480-4275 murphy@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company License #5010912
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,537
Year Built
- Built in 1900 | Remodeled in 2011
Lot Details
- Home fronts navigable water
- South Facing Home
HOA Fees
- $73 Monthly HOA Fees
Property Views
- River
- Garden
Home Design
- Semi-Detached or Twin Home
- Colonial Architecture
- Frame Construction
- Asphalt Roof
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 900 Sq Ft Home
- Property has 2 Levels
- Ceiling Fan
- Skylights
- Combination Dining and Living Room
- Crawl Space
Kitchen
- Gas Oven or Range
- Microwave
- Dishwasher
- Instant Hot Water
Flooring
- Wood
- Carpet
- Tile or Brick
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Primary Bedroom
Laundry
- Electric Dryer
- Washer
Parking
- 1 Parking Space
- 1 Driveway Space
- Off-Street Parking
- Assigned Parking
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- River Nearby
- Balcony
- Deck
- Screened Patio
Utilities
- Ductless Heating Or Cooling System
- Heat Pump System
- Propane
- Tankless Water Heater
Listing and Financial Details
- Tax Lot 8
- Assessor Parcel Number 1504020596
Community Details
Overview
- Association fees include insurance, road maintenance, reserve funds, sewer, snow removal
- Riverside Terrace Condominium Association
- Riverside Terrace Subdivision
- Property Manager
Security
- Fenced around community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2024
Closed on
May 2, 2024
Sold by
Shapiro Steven E and Stambaugh Patrick M
Bought by
Noguchi Yuki Elke and Nash Jonathan Grant
Seller's Agent
Sandy Collins
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Murphy ONeill
Coldwell Banker Chesapeake Real Estate Company
List Price
$395,000
Sold Price
$405,000
Premium/Discount to List
$10,000
2.53%
Views
35
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,127
Avg. Annual Appreciation
-1.42%
Original Mortgage
$28,350
Outstanding Balance
$28,078
Interest Rate
6.82%
Mortgage Type
New Conventional
Estimated Equity
$368,973
Purchase Details
Listed on
Jul 28, 2021
Closed on
Sep 3, 2021
Sold by
Runde Earl R and Borghardt Sally E
Bought by
Shapiro Steven E and Stambaugh Patrick M
Seller's Agent
Deborah Callahan
Benson & Mangold, LLC
Buyer's Agent
Sandy Collins
Berkshire Hathaway HomeServices Homesale Realty
List Price
$279,900
Sold Price
$325,000
Premium/Discount to List
$45,100
16.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.62%
Original Mortgage
$243,750
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 2, 2010
Sold by
Cioffi Eileen Aloia
Bought by
Runde Earl R and Borghardt Sally E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
4.63%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 16, 1997
Sold by
Cioffi Lester A
Bought by
Cioffi Eileen Aloia
Purchase Details
Closed on
Jul 12, 1985
Sold by
Vaughan Todd K
Bought by
Cioffi Lester A and Cioffi Eileen A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Noguchi Yuki Elke | $405,000 | Newlyn Title | |
| Shapiro Steven E | $325,000 | First American Title Ins Co | |
| Runde Earl R | $205,000 | -- | |
| Cioffi Eileen Aloia | -- | -- | |
| Cioffi Lester A | $68,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Noguchi Yuki Elke | $28,350 | |
| Previous Owner | Shapiro Steven E | $243,750 | |
| Previous Owner | Borghardt Sally E | $25,000 | |
| Previous Owner | Runde Earl Robert | $200,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/02/2024 05/02/24 | Sold | $405,000 | +2.5% | $450 / Sq Ft |
| 04/03/2024 04/03/24 | Pending | -- | -- | -- |
| 04/01/2024 04/01/24 | For Sale | $395,000 | +21.5% | $439 / Sq Ft |
| 09/03/2021 09/03/21 | Sold | $325,000 | +16.1% | $361 / Sq Ft |
| 07/31/2021 07/31/21 | Pending | -- | -- | -- |
| 07/28/2021 07/28/21 | For Sale | $279,900 | -- | $311 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,858 | $310,000 | $150,000 | $160,000 |
| 2024 | $4,197 | $267,833 | $0 | $0 |
| 2023 | $3,537 | $225,667 | $0 | $0 |
| 2022 | $2,857 | $183,500 | $103,500 | $80,000 |
| 2021 | $5,907 | $183,500 | $103,500 | $80,000 |
| 2020 | $2,876 | $183,500 | $103,500 | $80,000 |
| 2019 | $6,100 | $195,000 | $115,000 | $80,000 |
| 2018 | $2,979 | $191,667 | $0 | $0 |
| 2017 | $2,782 | $188,333 | $0 | $0 |
| 2016 | -- | $185,000 | $0 | $0 |
| 2015 | $2,782 | $185,000 | $0 | $0 |
| 2014 | $2,782 | $185,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sandy Collins
-
Murphy ONeill
Buyer's Agent in 2024
Murphy ONeill
Coldwell Banker Chesapeake Real Estate Company
(443) 480-4275
15 in this area
56 Total Sales
-
Deborah Callahan
Seller's Agent in 2021
Deborah Callahan
Benson & Mangold, LLC
(443) 988-8094
2 in this area
32 Total Sales
Map
Source: Bright MLS
MLS Number: MDKE2003790
APN: 04-020596
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