116 Riverside Terrace Unit 7 Chestertown, MD 21620
2
Beds
1.5
Baths
900
Sq Ft
$73/mo
HOA Fee
Highlights
- Home fronts navigable water
- River View
- Wood Flooring
- Canoe or Kayak Water Access
- Colonial Architecture
- Screened Porch
About This Home
As of May 2024FABULOUS WATER VIEW SAYS IT ALL! The beautiful Chester River can be seen from the maintenance free second floor deck located right off the Primary Bedroom, as well as from the first floor screened in porch AND from the spacious outdoor patio which also overlooks the many beautiful gardens. Just imagine waking to this each morning and ending each day by sitting out on your very own deck, porch or patio and taking in the beautiful water views and glorious sunsets. This adorable 2 bedroom, 1 1/2 bath Condo is perfect for vacationing or year round living. Home was tastefully and totally renovated in 2011 - to include new wiring, plumbing, roof, gutters, heat pump, mini split heat and air units, ceiling fans, additional insulation blown in 2016-2017 and featuring beautiful hardwood flooring, solid wood doors, stunning French doors, tiled walk-in shower, Rinnai On Demand Hot Water System, Trex Decking, semi permeable driveway, farmhouse style sink and stainless steel appliances in the kitchen which include a Wolf Gas Range - perfect for those who love to cook. This home has been loved, well cared for and is MOVE-IN READY! Both Private and Public Water Access! All of this and conveniently located to the water, restaurants and historic downtown Chestertown! Affordably priced at $279,900 ***Bring your Kayaks/Canoes and get your Summer on while there's still time*** Sellers have found home of choice. OPEN HOUSE SCHEDULED FOR 7/31/21
Last Agent to Sell the Property
Benson & Mangold, LLC License #672205 Listed on: 07/28/2021
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $2,875
Year Built
- Built in 1900 | Remodeled in 2011
Lot Details
- Home fronts navigable water
- Property is in excellent condition
HOA Fees
- $73 Monthly HOA Fees
Property Views
- River
- Garden
Home Design
- Semi-Detached or Twin Home
- Colonial Architecture
- Frame Construction
- Blown-In Insulation
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 900 Sq Ft Home
- Property has 2 Levels
- Ceiling Fan
- Skylights
- Window Treatments
- Window Screens
- French Doors
- Combination Dining and Living Room
- Screened Porch
- Crawl Space
Kitchen
- Country Kitchen
- Gas Oven or Range
- Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Instant Hot Water
Flooring
- Wood
- Carpet
- Tile or Brick
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Primary Bedroom
Laundry
- Electric Dryer
- Washer
Parking
- Driveway
- Off-Street Parking
- Assigned Parking
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- River Nearby
Utilities
- Cooling System Mounted In Outer Wall Opening
- Heat Pump System
- Wall Furnace
- Tankless Water Heater
Listing and Financial Details
- Tax Lot 8
- Assessor Parcel Number 04-020596
Community Details
Overview
- Association fees include insurance, road maintenance, reserve funds, sewer, snow removal
- Riverside Terrace Condominium Association
- Riverside Terrace Subdivision
Security
- Fenced around community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2024
Closed on
May 2, 2024
Sold by
Shapiro Steven E and Stambaugh Patrick M
Bought by
Noguchi Yuki Elke and Nash Jonathan Grant
Seller's Agent
Sandy Collins
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Murphy ONeill
Coldwell Banker Chesapeake Real Estate Company
List Price
$395,000
Sold Price
$405,000
Premium/Discount to List
$10,000
2.53%
Views
35
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,831
Avg. Annual Appreciation
-1.59%
Original Mortgage
$28,350
Outstanding Balance
$28,078
Interest Rate
6.82%
Mortgage Type
New Conventional
Estimated Equity
$368,973
Purchase Details
Listed on
Jul 28, 2021
Closed on
Sep 3, 2021
Sold by
Runde Earl R and Borghardt Sally E
Bought by
Shapiro Steven E and Stambaugh Patrick M
Seller's Agent
Deborah Callahan
Benson & Mangold, LLC
Buyer's Agent
Sandy Collins
Berkshire Hathaway HomeServices Homesale Realty
List Price
$279,900
Sold Price
$325,000
Premium/Discount to List
$45,100
16.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.62%
Original Mortgage
$243,750
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 2, 2010
Sold by
Cioffi Eileen Aloia
Bought by
Runde Earl R and Borghardt Sally E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
4.63%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 16, 1997
Sold by
Cioffi Lester A
Bought by
Cioffi Eileen Aloia
Purchase Details
Closed on
Jul 12, 1985
Sold by
Vaughan Todd K
Bought by
Cioffi Lester A and Cioffi Eileen A
Similar Home in Chestertown, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $405,000 | Newlyn Title | |
| Deed | $325,000 | First American Title Ins Co | |
| Deed | $205,000 | -- | |
| Deed | -- | -- | |
| Deed | $68,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $28,350 | New Conventional | |
| Previous Owner | $243,750 | New Conventional | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $200,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/02/2024 05/02/24 | Sold | $405,000 | +2.5% | $450 / Sq Ft |
| 04/03/2024 04/03/24 | Pending | -- | -- | -- |
| 04/01/2024 04/01/24 | For Sale | $395,000 | +21.5% | $439 / Sq Ft |
| 09/03/2021 09/03/21 | Sold | $325,000 | +16.1% | $361 / Sq Ft |
| 07/31/2021 07/31/21 | Pending | -- | -- | -- |
| 07/28/2021 07/28/21 | For Sale | $279,900 | -- | $311 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,197 | $267,833 | $0 | $0 |
| 2023 | $3,537 | $225,667 | $0 | $0 |
| 2022 | $2,857 | $183,500 | $103,500 | $80,000 |
| 2021 | $5,907 | $183,500 | $103,500 | $80,000 |
| 2020 | $2,876 | $183,500 | $103,500 | $80,000 |
| 2019 | $6,100 | $195,000 | $115,000 | $80,000 |
| 2018 | $2,979 | $191,667 | $0 | $0 |
| 2017 | $2,782 | $188,333 | $0 | $0 |
| 2016 | -- | $185,000 | $0 | $0 |
| 2015 | $2,782 | $185,000 | $0 | $0 |
| 2014 | $2,782 | $185,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Sandy Collins
Berkshire Hathaway HomeServices Homesale Realty
(717) 203-8431
2 in this area
165 Total Sales
-
Buyer's Agent in 2024
Murphy ONeill
Coldwell Banker Chesapeake Real Estate Company
(443) 480-4275
14 in this area
52 Total Sales
-
Seller's Agent in 2021
Deborah Callahan
Benson & Mangold, LLC
(443) 988-8094
2 in this area
30 Total Sales
Map
Source: Bright MLS
MLS Number: MDKE2000220
APN: 04-020596
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