$279,900

Estimated payment $2,820/month

Total Views 2,419
3 Beds
2.5 Baths
1,578 Sq Ft
$177 Price per Sq Ft

Highlights

  • Boat Dock
  • Fitness Center
  • Lake View
  • Lake Howell High School Rated A-
  • Gated Community
  • Clubhouse

About This Home

Investor-Friendly Condo with $12,000 Buyer Credit in Desirable Lakefront Community

Old Florida charm blends seamlessly with modern potential in this rarely available 3-bedroom, 2.5-bath ground-floor end unit located in the highly sought-after Carmel by the Lake community. Offering 1,578 square feet of living space, this spacious condo provides a tranquil setting surrounded by lush wetlands and abundant wildlife, all while being just minutes from shopping, dining, and major roadways. Investors will appreciate the flexibility of a seven-month minimum rental policy, making this an ideal property for seasonal income or long-term tenancy. Adding even more value, the seller is offering a generous $12,000 buyer concession at closing, giving you the opportunity to update the unit to your taste or enhance it for maximum rental return. Inside, you'll find an open-concept layout filled with natural light, an updated kitchen with stainless steel appliances and breakfast bar (remodeled in 2021), and stylishly refreshed bathrooms featuring Bathfitter upgrades completed in 2023. The unit includes a washer and dryer, exterior storage, and one covered parking space with an additional uncovered space. The roof was recently replaced, and all buildings in the community have passed their structural inspections, giving added peace of mind.

Carmel by the Lake is a gated, lakefront community with an impressive array of amenities, including a private boat ramp to Lake Howell, a fishing pier currently undergoing renovation (with completion expected February 2026), a resort-style pool and hot tub, tennis, pickleball, racquetball courts, clubhouse, butterfly garden, and a hidden beach trail. The HOA fee is exceptionally comprehensive, covering internet, cable, home phone, water, sewer, exterior insurance, maintenance, and moremaking ownership and leasing simple and cost-effective.

Whether you're looking to enjoy peaceful lakefront living or add a low-maintenance, income-producing asset to your portfolio, this property offers a rare opportunity with lifestyle appeal and financial upside. Schedule your private showing today and take advantage of the $12,000 credit to make this Casselberry gem your own.

Listing Agent

Michael Vandiver

REALTY EXCHANGE OF FLORIDA License #SL3555290 Listed on: 06/24/2025

Co-Listing Agent

BEVERLYN HEYWARD

BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY License #0404635

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,790

Year Built

  • Built in 1984

HOA Fees

  • $958 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Tile Roof
  • Stucco

Interior Spaces

  • 1,578 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Family Room
  • Dining Room
  • Lake Views
  • Security Gate

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Ice Maker
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Shower Only

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Parking

  • Detached Garage
  • 1 Detached Carport Space
  • Additional Parking
  • Assigned Parking

Outdoor Features

  • Rear Porch

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 28-21-30-515-0000-4110

Community Details

Overview

  • Association fees include cable TV, internet, ground maintenance, sewer, trash, water
  • Not Validd Subdivision
  • On-Site Maintenance

Amenities

  • Clubhouse
  • Community Storage Space

Recreation

  • Boat Dock
  • Community Boat Launch
  • Tennis Courts
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Park

Security

  • Gated Community
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,790

Year Built

Built in 1984

Lot Details

0

HOA Fees

$958 per month

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 2
  • Year Built: 1984
  • Property Sub Type: Condominium
  • Road Surface Type: Asphalt
  • Subdivision Name: Not Validd
  • Architectural Style: Traditional
  • Carport Y N: Yes
  • Entry Level: 1
  • Garage Yn: No
  • Unit Levels: Two
  • General Property Information Living Area2: 1578.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information Carport Spaces2: 1.0
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Flooring Wood: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Security Features Smoke Detector(s): Yes
  • Interior Features Primary Bathroom - Shower No Tub: Yes
  • Security Features Security Gate: Yes
  • Security Features Fire Sprinkler System: Yes
  • General Property Information Stories Total: 4
  • General Property Information Entry Level2: 1.0
  • Roof:Tile2: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Carport YN: Yes
  • Utilities Electricity Connected: Yes
  • Room Types Family Room: Yes
  • Levels Two: Yes
  • Room Types Dining Room: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Laundry Features Lower Level: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub
  • Major Appliances: Disposal, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Carpet, Tile, Wood
  • Living Area: 1578.0
  • Stories: 4
  • Appliances:Electric Water Heater: Yes
  • Appliances:Ice Maker: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Oven: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Community Features:Curbs: Yes
  • Community Features:Street Lights: Yes
  • Community Features:Sidewalks: Yes

Exterior Features

  • Waterfront: No
  • Roof: Tile
  • View: Lake
  • Construction Type: Stucco
  • Patio And Porch Features: Covered, Porch, Rear Porch
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Covered2: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • View:Lake: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Parking Features: Additional Parking, Assigned, Carport, Covered, Detached Carport
  • Parking Features:Assigned: Yes
  • Parking Features:Covered: Yes
  • Parking Features:Additional Parking: Yes
  • General Property Information:Garage YN: No
  • Parking Features:Carport: Yes
  • Parking Features:Detached Carport: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: In Unit, Lower Level
  • Security: Fire Sprinkler System, Security Gate, Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 958.16
  • Association Fee Frequency: Monthly
  • Senior Community: No
  • Amenities: Boat Dock, Boat Launch, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Park, Pickleball, Playground, Storage, Tennis Court(s), Trash
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 958.16
  • General Property Information:Association Fee Frequency: Monthly
  • Association Amenities:Boat Dock: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Fitness Center: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Tennis Courts: Yes
  • Association Amenities:Trash: Yes
  • Association Fee Includes:Maintenance Grounds2: Yes
  • Association Fee Includes:Sewer: Yes
  • Association Fee Includes:Trash2: Yes
  • Association Fee Includes:Water2: Yes
  • Association Amenities:Maintenance Grounds: Yes
  • Association Amenities:Boat Launch: Yes
  • Association Amenities:Gated: Yes
  • Association Amenities:Park: Yes
  • Association Amenities:Pickleball: Yes
  • Association Fee Includes:Cable TV2: Yes
  • Association Amenities:Storage: Yes
  • Association Fee Includes:Internet: Yes

Fee Information

  • Association Fee Includes: Cable TV, Internet, Maintenance Grounds, Sewer, Trash, Water

Schools

  • Elementary School: Other
  • High School: Other
  • Middle Or Junior School: Other

Lot Info

  • Current Use: Investment, Residential
  • Parcel #: 28-21-30-515-0000-4110

Tax Info

  • Tax Annual Amount: 3790.19
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,850 $218,683 -- --
2023 $3,515 $198,803 $0 $0
2021 $2,675 $154,442 $0 $154,442
2020 $2,438 $141,298 $0 $0
2019 $972 $94,244 $0 $0
2018 $964 $92,487 $0 $0
2017 $951 $90,585 $0 $0
2016 $965 $88,722 $0 $0
2015 $622 $88,722 $0 $0
2014 $622 $70,041 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/24/2025 06/24/25 For Sale $279,900 +47.3% $177 / Sq Ft
10/18/2021 10/18/21 Sold $190,000 -13.6% $120 / Sq Ft
09/26/2021 09/26/21 Pending -- -- --
09/03/2021 09/03/21 For Sale $220,000 +37.6% $139 / Sq Ft
11/18/2019 11/18/19 Sold $159,900 0.0% $101 / Sq Ft
10/16/2019 10/16/19 Pending -- -- --
10/01/2019 10/01/19 Price Changed $159,900 -3.0% $101 / Sq Ft
08/16/2019 08/16/19 For Sale $164,900 +57.0% $104 / Sq Ft
08/17/2018 08/17/18 Off Market $105,000 -- --
08/29/2014 08/29/14 Sold $105,000 -4.5% $67 / Sq Ft
07/31/2014 07/31/14 Pending -- -- --
07/11/2014 07/11/14 For Sale $110,000 -- $70 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $190,000 Hbn Title Llc
Warranty Deed $159,900 Innovative Title Svcs Llc
Warranty Deed $105,000 First Advantage Title Partne
Warranty Deed $94,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $143,910 New Conventional
Previous Owner $72,425 New Conventional
Previous Owner $78,750 New Conventional
Source: Public Records

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Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2095088

realMLS (Northeast Florida Multiple Listing Service)

APN: 28-21-30-515-0000-4110