$380,000
SOLD FEB 18, 2022

11628 S Lake Chapin Rd Berrien Springs, MI 49103

3 Beds
2 Baths
1,556 Sq Ft
0.57 Acres

Recently Sold

$244 Per Sq Ft

5% Below List Price

202 Days on Market

Highlights

  • Private Waterfront
  • Docks
  • 2 Car Detached Garage
  • Berrien Springs High School Rated A-
  • Deck
  • Ceramic Tile Flooring

About This Home

As of April 2024

BACK ON THE MARKET! No fault of the home! WATERFRONT LIVING!! This is an amazing opportunity to own a move-in-ready home on the St. Joseph River leading to Lake Chapin. This cottage on the river features many improvements like: complete kitchen and bathrooms remodeled, granite countertops in the kitchen, addition on the back of the home, Anderson windows, new siding, roof and gutters 8 years ago, new vinyl fencing, new water heater and firepit on the side yard! Did I mention the decks and the stairs leading to your own private boat dock? The current owner has loved the secluded feeling that this location provides with a quiet road and minimal neighbors. Pack your boxes and move in before the end of the summer to enjoy all this home has to offer!

Last Agent to Sell the Property

Julie Dalson

Century 21 Affiliated License #6501386018 Listed on: 11/29/2021

Century 21 Affiliated

Last Buyer's Agent

Paul Dumke

Vision Real Estate Lakeshore License #6502372552

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,430

Year Built

  • Built in 1960

Lot Details

  • 0.57 Acre Lot
  • Lot Dimensions are 155.6x151x163.8x160
  • Private Waterfront
  • 160 Feet of Waterfront

Parking

  • 2 Car Detached Garage

Home Design

  • Slab Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,556 Sq Ft Home
  • 1-Story Property
  • Replacement Windows
  • Living Room with Fireplace
  • Ceramic Tile Flooring
  • Range
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Water Access
  • Docks
  • Deck

Utilities

  • Central Air
  • Heating System Uses Propane
  • Hot Water Heating System
  • Well
  • Electric Water Heater
  • Septic System
  • Phone Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,430

Year Built

Built in 1960

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1960
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 155.6x151x163.8x160
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1556.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 4430.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Source:Propane: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Windows:Replacement: Yes
  • Appliances Refrigerators: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Substructure:Partial: Yes
  • Waterfront Options:Water Frontage3: 160.0
  • Util Avail at Street:Telephone Line2: Yes
  • General Property Info:Fireplace: Yes
  • Heat Type:Hot Water: Yes
  • Substructure:Slab: Yes
  • Substructure:Crawl Space: Yes
  • Water Heater:Electric3: Yes
  • General Property Info:SqFt Above Grade: 1556.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator
  • Flooring: Ceramic Tile
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space, Partial, Slab
  • LivingArea: 1556.0
  • Window Features: Replacement
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Total Basement SQFT: 600.0
  • Appliances Range: Yes
  • Fireplace:Living: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 385000.0
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: Lake, River
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Hot Water
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Phone Available, Electricity Available
  • Water Source: Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:Dock: Yes

Lot Info

  • Lot Size Acres: 0.57
  • Lot Size Area: 0.57
  • Lot Dimensions: 155.6x151x163.8x160
  • Lot Size Sq Ft: 24829.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4430.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2024
Closed on
May 1, 2024
Sold by
Bryant Kimberly B and Bryant Kelli R
Bought by
White Aaron and White Tarrah
Seller's Agent
Paul Dumke
Vision Real Estate Lakeshore
Buyer's Agent
Nakisha Gilliam
Jaqua, REALTORS
List Price
$485,000
Sold Price
$468,600
Premium/Discount to List
-$16,400
-3.38%
Views
112
Current Estimated Value
$477,435

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,835
Avg. Annual Appreciation
1.31%
Original Mortgage
$445,170
Outstanding Balance
$438,856
Interest Rate
6.82%
Mortgage Type
New Conventional
Estimated Equity
$38,579

Purchase Details

Listed on
Nov 29, 2021
Closed on
Feb 23, 2022
Sold by
Lane-Ford Kristie C
Bought by
Bryant Kimberly B and Bryant Kelli R
Seller's Agent
Julie Dalson
Century 21 Affiliated
Buyer's Agent
Paul Dumke
Vision Real Estate Lakeshore
List Price
$400,000
Sold Price
$380,000
Premium/Discount to List
-$20,000
-5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.99%
Original Mortgage
$304,000
Interest Rate
3.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 2021
Sold by
Ford Anthony S and Ford Kristie C
Bought by
Ford Kristie C Lane

Purchase Details

Closed on
Jan 9, 2013
Sold by
Jarrard John
Bought by
Ford Anthony S and Ford Kristie C Lane

Purchase Details

Closed on
Dec 21, 2011
Sold by
Ford Anthony S and Ford Kristie Lee
Bought by
Jarrard John

Purchase Details

Closed on
Jan 22, 2009
Sold by
Kissinger Jeffery
Bought by
U S Bank National Association

Purchase Details

Closed on
Jun 28, 2006
Sold by
Benson Douglas L
Bought by
Kissinger Jeffery

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,000
Interest Rate
8.5%
Mortgage Type
Unknown

Purchase Details

Closed on
Nov 1, 2001

Purchase Details

Closed on
Jul 16, 2001

Purchase Details

Closed on
Dec 29, 1997
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $468,600 None Listed On Document
Warranty Deed $380,000 Chicago Title
Interfamily Deed Transfer -- None Available
Warranty Deed -- Patrick Abstract & Title Off
Land Contract $110,000 None Available
Sheriffs Deed $107,210 None Available
Warranty Deed $255,000 Speedy Title Agency Llc
Deed -- --
Deed -- --
Deed $150,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $445,170 New Conventional
Previous Owner $304,000 New Conventional
Previous Owner $204,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/30/2024 04/30/24 Sold $468,600 -0.3% $246 / Sq Ft
04/04/2024 04/04/24 Pending -- -- --
03/29/2024 03/29/24 Price Changed $470,000 -3.1% $247 / Sq Ft
03/15/2024 03/15/24 For Sale $485,000 +27.6% $255 / Sq Ft
02/18/2022 02/18/22 Sold $380,000 -5.0% $244 / Sq Ft
06/25/2021 06/25/21 For Sale $400,000 -- $257 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,050 $214,100 $0 $0
2024 $3,343 $204,300 $0 $0
2023 $3,219 $173,200 $0 $0
2022 $2,204 $131,900 $0 $0
2021 $4,511 $125,300 $53,000 $72,300
2020 $4,430 $123,000 $0 $0
2019 $4,348 $105,100 $46,600 $58,500
2018 $3,997 $105,100 $0 $0
2017 $4,047 $103,300 $0 $0
2016 $4,104 $106,400 $0 $0
2015 $4,098 $106,100 $0 $0
2014 $3,723 $104,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 21024588

Southwestern Michigan Association of REALTORS®

APN: 11-04-0135-0005-09-9