$975,000

117 Coastal Cay Surf City, NC 28445

Estimated payment $5,605/month

Total Views 25,856
4 Beds
4.5 Baths
2,748 Sq Ft
$355 Price per Sq Ft

Highlights

  • Ocean View
  • Water Access
  • Clubhouse
  • North Topsail Elementary School Rated 9+
  • Home fronts a sound
  • Deck

About This Home

Welcome to 117 Coastal Cay, an exquisite 4-bedroom, 4.5-bathroom single-family residence nestled in the heart of Surf City. Built in 2006, this 2,748-square-foot home offers unparalleled views of Topsail Sound and the ICWW. Two beach accesses are just a short walk across the street. Experience the tranquility of coastal living with expansive views from one of the six covered balconies, offering various vantage points to enjoy the coastal scenery, fresh sea breezes and some of the most stunning sunsets the island has to offer. This home offers many upgrades such as a hurricane resilient metal roof that has protected the house from any storm damage. Residents and guests have access to a range of rare community amenities, including a private community pier for kayaks and paddleboards and a sparkling outdoor pool--perfect for relaxation and recreation. The reverse floor plan boasts an open floor plan living area with hardwood floors, crown molding, and a cozy fireplace, creating an inviting space for gatherings. The gourmet kitchen is equipped with stainless steel appliances, granite countertops, and custom cabinetry, catering to both casual meals and formal entertaining. The home features two Sound-facing master suites, each with its own en-suite bathroom complete with Jacuzzi tub and spa shower, offering a private retreat for relaxation. Two additional guest bedrooms, each with full en-suite baths, ensure ample space and comfort for family and visitors. An elevator services all four levels, providing ease of movement throughout the home. The property offers a spacious garage and additional community parking spaces accommodate multiple vehicles, ensuring convenience for residents and guests. Embrace the coastal lifestyle at 117 Coastal Cay, where luxury meets convenience in a exquisite setting. This property is a must-see for those seeking a serene yet amenity-rich community in Surf City. Bike or walk on quiet S Shore Dr. Rental potential if desired. Come See!

Listing Agent

Frank Sherron

Landmark Sotheby's International Realty License #72550 Listed on: 01/31/2025

Landmark Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,090

Year Built

  • Built in 2006

Lot Details

  • 1,307 Sq Ft Lot
  • Lot Dimensions are 50x24
  • Property fronts a marsh
  • Home fronts a sound
  • Property is zoned R10

HOA Fees

  • $153 Monthly HOA Fees

Property Views

  • Ocean
  • Views of a Sound
  • Intracoastal

Home Design

  • Reverse Style Home
  • Wood Frame Construction
  • Metal Roof
  • Vinyl Siding
  • Piling Construction
  • Stick Built Home

Interior Spaces

  • 2,748 Sq Ft Home
  • 4-Story Property
  • Furnished
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • 1 Fireplace
  • Blinds
  • Combination Dining and Living Room
  • Attic Access Panel

Kitchen

  • Self-Cleaning Oven
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway
  • Additional Parking

Accessible Home Design

  • Accessible Elevator Installed

Outdoor Features

  • Outdoor Shower
  • Water Access
  • Balcony
  • Deck
  • Covered Patio or Porch

Schools

  • Surf City Elementary And Middle School
  • Topsail High School

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Municipal Trash

Listing and Financial Details

  • Tax Lot 18
  • Assessor Parcel Number 42343556550000

Community Details

Overview

  • Master Insurance
  • Live Oaks Of Topsail Oa Association, Phone Number (215) 356-3582
  • Live Oaks Of Topsail Subdivision
  • Maintained Community

Recreation

  • Community Pool

Additional Features

  • Clubhouse
  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,090

Year Built

Built in 2006

Lot Details

0

HOA Fees

$153 per month

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • Handicap Accessible: Elevator
  • New Construction: No
  • Stories: 4.0
  • Stories Levels: 3 Story or More
  • Year Built: 2006
  • Trash Collection: City Pick-UP
  • Road Frontage Type: Marsh Front, Sound Front
  • Horses Y N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Attic: Access Only
  • Basement: None
  • Dining Room Type: Combination
  • Fireplace: 1
  • Flooring: Tile, Wood
  • Heated Sq Ft: 2600 - 2799
  • Interior Amenities: 9Ft+ Ceilings, Elevator, Walk-In Closet, Walk-in Shower, Reverse Floor Plan, Kitchen Island, Furnished, Blinds/Shades, Ceiling Fan(s)
  • Laundry Location: Room
  • List Price per Sq Ft: 354.80
  • Master Bedroom Level: Non Primary Living Area
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5.00
  • Bedrooms: 4
  • Number Rooms: 7
  • Sq Ft Heated: 2748.00
  • Total Heated Primary Separate Sq Ft: 2748.00

Exterior Features

  • Exterior Features: Outdoor Shower
  • Exterior Finish: Vinyl Siding
  • Fencing: None
  • Foundation: Pilings
  • On Site Pool Spa: See Remarks
  • Porch Balcony Deck: Balcony, Covered, Deck
  • Road Type Frontage: Paved
  • Roof: Metal
  • Waterfront: Yes
  • Waterview: Yes

Garage/Parking

  • Attached Garage Spaces: 2.00
  • Total Garage Spaces: 2.00
  • Parking Driveway: Additional Parking, Garage Faces Front, Paved, On Site

Utilities

  • Appliances Equipment: Dishwasher, Refrigerator, Washer, Stove/Oven - Electric, Self Cleaning Oven, Microwave - Built-In, Dryer
  • Cooling System: Heat Pump
  • Federal Flood Ins Avlbl: Yes
  • Heating System: Heat Pump
  • Service Providers Electric Provider: Jones-Onslow EMC
  • Service Providers Water Provider: Surf City
  • Utilities: Municipal Sewer, Municipal Water
  • Water Heater: Electric
  • Internet Service Provider: Spectrum
  • HeatingSystemFuelSource: Electric

Association/Amenities

  • HOA: Yes
  • HOA and Neighborhood Amenities: Clubhouse, See Remarks, Community Pool, Master Insure, Management, Maint - Grounds, Maint - Comm Areas
  • HOAAssociationFee1Year: 1840.00
  • HOAAssociationName: Live Oaks of Topsail OA
  • HOAAssociationPhone: 2153563582

Lot Info

  • Deed Page: 1086.00
  • Lot Acres: 0.03
  • Lot Description: See Remarks
  • Lot Dimensions: 50X24
  • Lot Number: 18
  • Lot Sq Ft: 1307.00
  • Lot Water Features: Sound Side, Waterfront Comm, Water Access Comm
  • Plat Book: 40
  • Plat Page: 140
  • Zoning: R10
  • Lot View Type: ICW View, Water View, Sound View, Ocean View, Marsh View

Tax Info

  • Tax Identifier: 42343556550000
  • Tax Year: 2023
  • Total City Real Estate Property Tax: 4616.00

MLS Schools

  • Elementary School: Surf City
  • High School: Topsail
  • Middle School: Surf City

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,090 $372,263 $109,221 $263,042
2023 $2,745 $372,263 $109,221 $263,042
2022 $2,745 $372,263 $109,221 $263,042
2021 $2,745 $372,263 $109,221 $263,042
2020 $2,638 $357,683 $109,221 $248,462
2019 $2,638 $357,683 $109,221 $248,462
2018 $2,522 $324,415 $100,000 $224,415
2017 $2,522 $324,415 $100,000 $224,415
2016 $2,490 $324,415 $100,000 $224,415
2015 $2,490 $324,415 $100,000 $224,415
2014 $1,896 $324,415 $100,000 $224,415
2013 -- $324,415 $100,000 $224,415
2012 -- $324,415 $100,000 $224,415
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/17/2025 08/17/25 Sold $942,500 -2.6% $343 / Sq Ft
07/22/2025 07/22/25 Pending -- -- --
07/09/2025 07/09/25 Price Changed $967,500 -0.5% $352 / Sq Ft
06/19/2025 06/19/25 Price Changed $972,500 -0.3% $354 / Sq Ft
05/30/2025 05/30/25 For Sale $975,000 +163.5% $355 / Sq Ft
01/13/2015 01/13/15 Sold $370,000 -2.6% $159 / Sq Ft
10/28/2014 10/28/14 Pending -- -- --
09/29/2014 09/29/14 For Sale $379,900 -- $164 / Sq Ft
Source: Hive MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $942,500 None Listed On Document
Warranty Deed $370,000 None Available
Deed -- None Available
Trustee Deed $430,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $649,000 New Conventional
Previous Owner $268,000 New Conventional
Previous Owner $290,000 New Conventional
Previous Owner $296,000 New Conventional
Previous Owner $296,000 New Conventional
Source: Public Records

Source: Hive MLS

MLS Number: 100486212

Hive MLS

APN: 4234-35-5655-0000