$175,000
SOLD JUL 9, 2025

117 Monroe St Radcliff, KY 40160

3 Beds
2 Baths
1,620 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$108 Per Sq Ft

10% Below List Price

12 Days on Market

Highlights

  • Vaulted Ceiling
  • Main Floor Primary Bedroom
  • Home Office
  • Wood Flooring
  • Secondary bathroom tub or shower combo
  • 1 Car Attached Garage

About This Home

As of July 2025

This 3-bedroom, 2-bathroom bi-level home offers a functional layout with room to personalize, making it ideal for homeowners and investors alike. The fenced backyard provides privacy, while the location settles you perfectly between Elizabethtown, Radcliff, and Fort Knox. Convenience is an understatement with Hardin County Schools, dining, and shopping being within a 5 minute drive, as well as quick access to Elizabethtown. Though it needs some TLC, this property presents a great opportunity to build equity after improvements have been made. Whether you're looking to flip, rent, or hold, this property delivers both affordability and upside in a growing area. Home is being sold as-is, no repairs.

Last Agent to Sell the Property

Cameron Smith

KENNY SMITH REALTY LLC License #278930 Listed on: 05/29/2025

Last Buyer's Agent

Tim Thompson

GOLD STAR REALTY License #209086

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $152

Year Built

  • Built in 1992

Lot Details

  • 8,276 Sq Ft Lot
  • Back Yard Fenced
  • Chain Link Fence

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • Vaulted Ceiling
  • Ceiling Fan
  • Electric Fireplace
  • Vinyl Clad Windows
  • Window Treatments
  • Family Room
  • Combination Kitchen and Dining Room
  • Home Office
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Electric Range
  • Dishwasher
  • No Kitchen Appliances

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Secondary bathroom tub or shower combo

Partially Finished Basement

  • Interior Basement Entry
  • Garage Access

Outdoor Features

  • Exterior Lighting

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Whispering Hills Subdivision

Listing and Financial Details

  • Assessor Parcel Number 180-20-10-377

Home Details

Home Type

Single Family

Est. Annual Taxes

$152

Year Built

Built in 1992

Lot Details

0

Parking

1

Listing Details

  • Class: Residential/Farm
  • Type: Single Family
  • Style Of Home: Bi-Level
  • Estimated Above Ground Sq Ft: 996
  • Estimated Year Built: 1992
  • Disability Access: None
  • New Construction: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1992

Interior Features

  • Interior Amenities: Ceiling Fan(s), Vaulted Ceiling(s)
  • Fireplace Woodstove: 1, Electric
  • Walls: Dry Wall
  • Appliances Equipment: None
  • Floors: Carpet, Hardwood, Tile
  • Windows Treatments: Window Coverings
  • Below Grade Bedrooms YN: No
  • Total Bedrooms: 3
  • Master Bedroom Level: Main
  • Bedroom 2 Level: Main
  • Bedroom 3 Level: Lower
  • Bathroom: Tub/Shower Combo
  • Number of Full Bathrooms in the Basement: 0
  • Number of Lower Level Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Total Bathrooms: 2
  • Number Partial Bathrooms in the basement: 0
  • Number of Lower Level Partial Bathrooms: 0
  • Number of Main Level Partial Bathrooms: 0
  • Master Bath Room Level: Main
  • Full Bathrooms: 2
  • Utility Room Bsmt: 0
  • Lower Level Utility Room: 1
  • Utility Room Main: 0
  • Upper Level Utility Room: 0
  • Has Basement: Finished-Partial, Garage Entrance, Inside Entrance
  • Basement Finished Sq Ft: 624
  • Unfinished Basement Sq Ft: 312
  • Basement YN: Yes
  • Total Basement Sq Ft: 936
  • Dining Rooms: Eat-in Kitchen, Kitchen/Dining Combo
  • Kitchen: Dishwasher, Range/Oven, Range Electric, Refrigerator
  • Other Rooms: Family Room, Study/Basement
  • Price Per S Q F T: 108.02
  • Total Fin Living Sapce: 1620
  • Level1 Sq Ft: 996

Exterior Features

  • Construction: Brick, Vinyl
  • Roofing: Shingles
  • ExteriorFeatures: Concrete Walks, Exterior Lights, Outdoor Lighting
  • Fence: Backyard Fence, Chain Link
  • Foundation: Poured Concrete
  • Lake Location: None
  • Lake Property Features: None
  • Water Features: None

Garage/Parking

  • Garage Carport: Garage Attached
  • Garage Carport: Yes
  • Number Garage Spaces: 1

Utilities

  • Water: County
  • Water Heater: Electric
  • Air Conditioner: Central Air
  • Heating: Heat Pump
  • Sewer: City
  • Utility: Cable Available, Electric

Fee Information

  • Association Fee Includes: None
  • Fees: None

Lot Info

  • Estimated Lot Size: 0.19
  • Deed Book Page: 720/066
  • Easements: None
  • Parcel Id Tax Id: 180-20-10-377
  • Price Per Acre: 1025789

MLS Schools

  • School Type: County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2025
Closed on
Jul 9, 2025
Sold by
Ruiz Felix and Ruiz Gabriele A
Bought by
A & M Llc
Seller's Agent
Cameron Smith
KENNY SMITH REALTY LLC
Buyer's Agent
Tim Thompson
GOLD STAR REALTY
List Price
$194,900
Sold Price
$175,000
Premium/Discount to List
-$19,900
-10.21%
Views
19

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
392.11%
Original Mortgage
$180,000
Outstanding Balance
$180,000
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$18,794
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $175,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $180,000 New Conventional
Closed $180,000 New Conventional
Previous Owner $103,000 VA
Previous Owner $42,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2025 07/09/25 Sold $175,000 -10.2% $108 / Sq Ft
06/10/2025 06/10/25 Pending -- -- --
05/29/2025 05/29/25 For Sale $194,900 -- $120 / Sq Ft
Source: Heart of Kentucky Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $152 $148,900 $18,000 $130,900
2023 $152 $105,200 $13,800 $91,400
2022 $1,019 $105,200 $13,800 $91,400
2021 $1,139 $105,200 $13,800 $91,400
2020 $1,150 $105,200 $13,800 $91,400
2019 $161 $103,400 $0 $0
2018 $1,107 $103,400 $0 $0
2017 $1,101 $103,400 $0 $0
2016 $161 $103,400 $0 $0
2015 $828 $94,800 $0 $0
2012 -- $94,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Heart of Kentucky Association of REALTORS®

MLS Number: HK25002166

Heart of Kentucky Association of REALTORS®

APN: 180-20-10-377