$285,000
SOLD AUG 8, 2025

117 N Water St Unit 3B Chestertown, MD 21620

1 Bed
1 Bath
652 Sq Ft
$335/mo HOA Fee

Recently Sold

$437 Per Sq Ft

18% Below List Price

457 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Ski Accessible
  • Access to Tidal Water
  • 1 Boat Dock
  • Pier or Dock
  • Fishing Allowed

About This Home

As of August 2025

A stately 1800’s waterfront Victorian home, rich in history enters a new chapter in life with 6 new condominium units. Make sure to bring all you water toys or a lounge chair to relax on the banks of Chester River. All the units have been renovated with with upgraded bathrooms and brand new kitchens. Enjoy all the amenities of living waterfront--Community dock, kayak storage, patio, and your own ground level storage.

This is a unique setting offering waterfront living in downtown historic Chestertown and includes off street parking. Walk to downtown restaurants and shops. Beautiful southeast views of the Chester River with spectacular sunrises and plenty of year-round sunshine. Take in the all of the nearly year-round waterfront activities from your own back yard, including Chestertown Tea Party, 4th of July fireworks and Sultana down rigging weekend.

Located on Maryland’s scenic eastern shore less than 85 miles from Washington DC to the south or Philadelphia to the north, this home is the perfect meeting spot for those living in the Mid-Atlantic region.

This unit offers a 1 Bed 1 bath has a brand new kitchen, with island, and upgraded bathroom along with up and down river views.

Last Agent to Sell the Property

John Burke

(443) 206-3727 jburke57@gmail.com Gunther-McClary Real Estate Listed on: 04/07/2024

Co-Listed By

Julia Hilfiker

(443) 480-6770 jahilfiker@gmail.com Gunther-McClary Real Estate

Last Buyer's Agent

Murphy ONeill

(443) 480-4275 murphy@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company License #5010912

Coldwell Banker Chesapeake Real Estate Company

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $10,970

Year Built

  • Built in 1886

Lot Details

  • 100 Feet of Waterfront
  • Home fronts navigable water

HOA Fees

  • $335 Monthly HOA Fees

Home Design

  • Manor Architecture
  • Brick Exterior Construction

Interior Spaces

  • 652 Sq Ft Home
  • Property has 1 Level
  • Living Room
  • River Views

Bedrooms and Bathrooms

  • 1 Main Level Bedroom
  • En-Suite Primary Bedroom
  • 1 Full Bathroom

Basement

  • Laundry in Basement
  • Basement with some natural light

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Sail
  • Bulkhead
  • Swimming Allowed
  • 1 Boat Dock
  • Private Dock Site
  • Stream or River on Lot
  • Shared Waterfront
  • Powered Boats Permitted
  • Lake Privileges

Utilities

  • Ductless Heating Or Cooling System
  • Back Up Electric Heat Pump System
  • 100 Amp Service
  • Bottled Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 1504338843

Community Details

Overview

  • Association fees include all ground fee, common area maintenance, lawn maintenance, pier/dock maintenance, water
  • Water Street Condo
  • Chestertown Historic District Subdivision

Amenities

  • Common Area
  • Laundry Facilities

Recreation

  • Pier or Dock
  • Fishing Allowed
  • Ski Accessible

Pet Policy

  • Pets allowed on a case-by-case basis

Property Details

Home Type

Condominium

Est. Annual Taxes

$10,970

Year Built

Built in 1886

Lot Details

0

HOA Fees

$335 per month

Listing Details

  • Property Type: Residential
  • Architectural Style: Manor
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main
  • Expected On Market: 4/7/2024 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1886
  • Automatically Close On Close Date: No
  • Remarks Public: A stately 1800’s waterfront Victorian home, rich in history enters a new chapter in life with 6 new condominium units. Make sure to bring all you water toys or a lounge chair to relax on the banks of Chester River. All the units have been renovated with with upgraded bathrooms and brand new kitchens. Enjoy all the amenities of living waterfront--Community dock, kayak storage, patio, and your own ground level storage. This is a unique setting offering waterfront living in downtown historic Chestertown and includes off street parking. Walk to downtown restaurants and shops. Beautiful southeast views of the Chester River with spectacular sunrises and plenty of year-round sunshine. Take in the all of the nearly year-round waterfront activities from your own back yard, including Chestertown Tea Party, 4th of July fireworks and Sultana down rigging weekend. Located on Maryland’s scenic eastern shore less than 85 miles from Washington DC to the south or Philadelphia to the north, this home is the perfect meeting spot for those living in the Mid-Atlantic region. This unit offers a 1 Bed 1 bath has a brand new kitchen, with island, and upgraded bathroom along with up and down river views.
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Levels Count: 1
  • Room Count: 3
  • Room List: Living Room, Primary Bedroom, Kitchen, Bathroom 1
  • Basement: Yes
  • Basement Type: Daylight, Partial
  • Laundry Type: Common, Basement
  • Total Sq Ft: 652
  • Living Area Sq Ft: 652
  • Price Per Sq Ft: 459.97
  • Above Grade Finished Sq Ft: 652
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 117

Beds/Baths

  • Bedrooms: 1
  • Main Level Bedrooms: 1
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Block, Brick, Combination
  • View: River
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access, Sail, Swimming Allowed, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Chester River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ductless/Mini-Split
  • Electric Service: 100 Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 335.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Water Street Condo
  • HOA Condo Co-Op Amenities: Water/Lake Privileges, Pier/Dock, Laundry Facilities, Common Grounds
  • HOA Condo Co-Op Fee Includes: All Ground Fee, Common Area Maintenance, Lawn Maintenance, Pier/Dock Maintenance, Water
  • HOA: No
  • Senior Community: No

Schools

  • School District: KENT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139164602
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: tax still to be determined
  • Lot Features: Bulkheaded, Ski In/Ski Out
  • Zoning: RCD
  • In City Limits: Yes

Rental Info

  • Pets: Case By Case Basis
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1.00
  • Assessor Parcel Number: 1504338843
  • Tax Year: 2024
  • Close Date: 08/08/2025

Multi Family

  • Mean Low Water Feet: 3
  • Waterfront Features: Private Dock Site, Shared

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 1, 2018
Sold by
Wickes Apartments Llc
Bought by
First Bridge Apartments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$368,000
Interest Rate
4.5%
Mortgage Type
Commercial

Purchase Details

Closed on
Jun 30, 2011
Sold by
Wickes Lewin Wethered
Bought by
Wickes Apartments Llc

Purchase Details

Closed on
Jun 28, 2011
Sold by
Wickes Wickes Iii Lewin Wetghered Iii Lewin Wetghered and Wickes Ford W Waverly
Bought by
Wickes Apartments Llc

Purchase Details

Closed on
Jun 20, 2011
Sold by
Wickes Lewin Wethered
Bought by
Wickes Apartments Llc

Purchase Details

Closed on
Feb 24, 1998
Sold by
Wickes Lewin W
Bought by
Wickes Jean G
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $460,000 None Available
Deed -- --
Deed -- None Available
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $125,000 New Conventional
Open $675,000 Commercial
Closed $368,000 Commercial
Previous Owner $200,000 Credit Line Revolving
Previous Owner $200,000 Credit Line Revolving
Previous Owner $938,250 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $22,300 Unknown
Previous Owner $25,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $285,000 -5.0% $437 / Sq Ft
07/09/2025 07/09/25 Pending -- -- --
04/10/2025 04/10/25 Price Changed $299,900 -13.8% $460 / Sq Ft
10/29/2024 10/29/24 Price Changed $348,000 0.0% $534 / Sq Ft
10/29/2024 10/29/24 For Sale $348,000 -9.6% $534 / Sq Ft
07/27/2024 07/27/24 Off Market $385,000 -- --
04/07/2024 04/07/24 For Sale $385,000 0.0% $590 / Sq Ft
04/06/2024 04/06/24 Price Changed $385,000 -- $590 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,970 $700,000 $222,100 $477,900
2024 $15,628 $997,200 $299,100 $698,100
2023 $12,890 $822,500 $507,700 $314,800
2022 $12,808 $822,500 $507,700 $314,800
2021 $23,662 $822,500 $507,700 $314,800
2020 $10,832 $691,200 $507,700 $183,500
2019 $10,810 $691,200 $507,700 $183,500
2018 $25,911 $833,700 $509,200 $324,500
2017 $12,539 $833,700 $0 $0
2016 -- $833,700 $0 $0
2015 $13,646 $833,700 $0 $0
2014 $13,646 $833,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDKE2003722

Bright MLS

APN: 04-017927