117 Polk St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $264,000 - $289,000
2
Beds
1.5
Baths
1,052
Sq Ft
$261/Sq Ft
Est. Value
Highlights
- Formal Dining Room
- Stainless Steel Appliances
- Living Room
- Oswego High School Rated A-
- 1 Car Attached Garage
- 1-Story Property
About This Home
As of July 2022Welcome home to this beautifully UPDATED SECRET GARDEN RANCH in downtown Oswego! This 1052 sq ft charming cottage has 2 bedrooms, 1.1 baths, 1 car attached garage, and GORGEOUS perennial gardens! Gleaming hardwood flooring throughout welcomes you! The spacious family room with plenty of large windows provides an abundance of natural light. The updated kitchen features stainless steel appliances, granite countertops, a breakfast bar, and a stylish backsplash! The adjacent dining room provides extra space for entertaining! The primary bedroom has ample built-in closet space and access to the huge backyard deck! What a perfect place for your morning cup of coffee! The hallway bathroom features a new farmhouse-style sink, updated lighting, and a HUGE walk-in tiled shower! The 2nd bedroom has its own access to the updated half bath! The best is yet to come...get ready to fall in love with your BACKYARD GARDEN OASIS! The oversized wooden deck boasts plenty of natural shade from the mature pin oak tree and allows a glimpse of a gardener's dream fenced-in backyard! Raised vegetable beds, roses, peonies, lambs ears, love-in-a-mist, clematis, and butterfly bushes (just to name a few) will have this yard whisper, "Forget-me-not!" New Roof 2020, freshly painted everything, tankless water heater, security system, ring doorbell, new front door, and much more! All of this is within walking distance of Downtown Oswego with trendy new restaurants, Hudson park, shopping, parades, and festivals! Hurry to book your private showing today!
Last Agent to Sell the Property
Charles Rutenberg Realty of IL License #475160514 Listed on: 06/16/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,309
Lot Details
- 9,239 Sq Ft Lot
- Lot Dimensions are 66x140
Parking
- 1 Car Attached Garage
- Parking Space is Owned
Home Design
- Vinyl Siding
Interior Spaces
- 1,052 Sq Ft Home
- 1-Story Property
- Living Room
- Formal Dining Room
- Unfinished Basement
- Partial Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 16, 2022
Closed on
Jul 26, 2022
Sold by
Quigley Janet E
Bought by
Aguilar Yolanda
Seller's Agent
Carolyn Alzueta
Charles Rutenberg Realty of IL
Buyer's Agent
Michael Lambiase
Keller Williams Infinity
List Price
$250,000
Sold Price
$240,000
Premium/Discount to List
-$10,000
-4%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,057
Avg. Annual Appreciation
4.78%
Original Mortgage
$216,000
Outstanding Balance
$207,062
Interest Rate
5.51%
Mortgage Type
Balloon
Estimated Equity
$67,995
Purchase Details
Listed on
Aug 10, 2019
Closed on
Sep 8, 2019
Sold by
Rowcor Llc
Bought by
Quigley Janet E
Seller's Agent
Michelle Kohl
HomeSmart Realty Group
Buyer's Agent
Carolyn Alzueta
Charles Rutenberg Realty of IL
List Price
$169,900
Sold Price
$170,000
Premium/Discount to List
$100
0.06%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.86%
Original Mortgage
$136,000
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 16, 2015
Sold by
Gft Property Holdings Llc
Bought by
Rowcor Llc
Purchase Details
Closed on
Apr 24, 2014
Sold by
Cashman Thomas J
Bought by
Gft Property Holdings Llc
Purchase Details
Closed on
Jun 3, 2005
Sold by
Simon Martina J
Bought by
Cashman Thomas J and Cashman Gina M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,800
Interest Rate
5.82%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Aguilar Yolanda | $240,000 | First American Title | |
| Quigley Janet E | $170,000 | Fidelity National Title Ins | |
| Rowcor Llc | $72,000 | First American Title | |
| Gft Property Holdings Llc | -- | None Available | |
| Cashman Thomas J | $166,000 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Aguilar Yolanda | $216,000 | |
| Previous Owner | Quigley Janet E | $136,000 | |
| Previous Owner | Cashman Thomas J | $132,800 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/29/2022 07/29/22 | Sold | $240,000 | +2.2% | $228 / Sq Ft |
| 06/29/2022 06/29/22 | Pending | -- | -- | -- |
| 06/28/2022 06/28/22 | Price Changed | $234,900 | -6.0% | $223 / Sq Ft |
| 06/16/2022 06/16/22 | For Sale | $250,000 | +47.1% | $238 / Sq Ft |
| 09/23/2019 09/23/19 | Sold | $170,000 | +0.1% | $162 / Sq Ft |
| 08/13/2019 08/13/19 | Pending | -- | -- | -- |
| 08/10/2019 08/10/19 | For Sale | $169,900 | 0.0% | $162 / Sq Ft |
| 08/15/2016 08/15/16 | Rented | $1,500 | 0.0% | -- |
| 07/22/2016 07/22/16 | For Rent | $1,500 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,507 | $74,431 | $24,285 | $50,146 |
| 2023 | $4,366 | $65,291 | $21,303 | $43,988 |
| 2022 | $4,366 | $59,355 | $19,366 | $39,989 |
| 2021 | $4,309 | $58,191 | $18,986 | $39,205 |
| 2020 | $4,351 | $57,050 | $18,614 | $38,436 |
| 2019 | $5,440 | $56,669 | $18,614 | $38,055 |
| 2018 | $4,994 | $51,363 | $16,871 | $34,492 |
| 2017 | $4,853 | $47,339 | $15,549 | $31,790 |
| 2016 | $4,667 | $44,871 | $14,738 | $30,133 |
| 2015 | $2,618 | $43,145 | $14,171 | $28,974 |
| 2014 | -- | $41,486 | $13,626 | $27,860 |
| 2013 | -- | $43,215 | $14,194 | $29,021 |
Source: Public Records
Agents Affiliated with this Home
-
Carolyn Alzueta
Seller's Agent in 2022
Carolyn Alzueta
Charles Rutenberg Realty of IL
(630) 244-0062
2 in this area
181 Total Sales
-
Hillary Lafferty
Seller Co-Listing Agent in 2022
Hillary Lafferty
Charles Rutenberg Realty of IL
(630) 470-4804
1 in this area
165 Total Sales
-
Michael Lambiase
Buyer's Agent in 2022
Michael Lambiase
Keller Williams Infinity
(617) 763-7978
1 in this area
47 Total Sales
-
Michelle Kohl
Seller's Agent in 2019
Michelle Kohl
HomeSmart Realty Group
(630) 294-5844
1 in this area
100 Total Sales
-
S
Seller's Agent in 2016
Steven Kanney
Cassano Realty
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11415553
APN: 03-17-383-008
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