$510,000
SOLD JUL 18, 2025
4 Beds
2.5 Baths
3,689 Sq Ft
0.31 Acres

Recently Sold

$138 Per Sq Ft

2% Below List Price

92 Days on Market

Highlights

  • Community Lake
  • Clubhouse
  • Traditional Architecture
  • Churchill Elementary School Rated A-
  • Property is near a park
  • Wood Flooring

About This Home

As of July 2025

Welcome to Churchill Club in Oswego! The ultimate clubhouse and pool community! This 4-5 bedroom, 2.5-bath two-story home is waiting for a new owner! At almost 3700 sq ft (plus 1700+ sq ft full basement w/ full bath rough-in!) there is room for everything and everyone! There is even a first floor office (or 5th bedroom!) and a HUGE 2nd floor bonus room! Experience the large kitchen with island and adjacent eating area. Plenty of extra storage in the Butlers Pantry too! 1st floor laundry with sink. Wait until you go upstairs! Every room is unbelievably LARGE! The primary bedroom has a double sink, soaker tub, separate shower and a walk-in closet the side of a bedroom! AND a great sitting room too! Churchill Club is THE community to live in that offers a little something for everyone! Multiple pools, clubhouse, walking paths, fitness room, tennis courts & basketball courts, multiple playgrounds, sled hill and so much more! Walk to on-site preschool, elementary and jr high! Come join us! (New roof in 2019 too!) Last buyer's financing fell thru days before closing... their loss is your gain!!

Last Agent to Sell the Property

Rich Ayers

Ayers Realty Group Brokerage Email: Rich@ayersteam.com License #471001732 Listed on: 03/06/2025

Last Buyer's Agent

Matthew Smith

john greene, Realtor License #475183683

john greene, Realtor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,643

Year Built

  • Built in 2007

Lot Details

  • 0.31 Acre Lot
  • Lot Dimensions are 81.67 x 34.17 x 136.72 x 83.46 x 137.77
  • Paved or Partially Paved Lot

HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,689 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Blinds
  • Window Screens
  • Six Panel Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • Bonus Room

Kitchen

  • Breakfast Bar
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

  • Home Security System
  • Carbon Monoxide Detectors

Schools

  • Churchill Elementary School
  • Plank Junior High School
  • Oswego East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Gas Water Heater
  • Water Softener is Owned
  • High Speed Internet

Additional Features

  • Patio
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, clubhouse, exercise facilities, pool
  • Patty Deering Association, Phone Number (815) 886-0953
  • Churchill Club Subdivision, Alysheba Floorplan
  • Property managed by Associa
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,643

Year Built

Built in 2007

Lot Details

0

HOA Fees

$77 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Churchill Club
  • Year Built: 2007
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Attribution Contact: Rich@ayersteam.com
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Water Softener Owned
  • Basement: Unfinished, Bath/Stubbed, Egress Window, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: High Ceilings
  • LivingArea: 3689
  • Other Equipment: Water-Softener Owned, Security System, CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;, Radon Mitigation System, Internet-Fiber, Water Heater-Gas
  • Room Type: Office, Eating Area, Bonus Room, Sitting Room, Foyer, Pantry
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 3689
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Basement Sq Ft: 1710
  • Fireplace Location: Family Room
  • Total Sq Ft: 1710
  • Unfinished Basement Sq Ft: 1710
  • Door Features: 6 Panel Door(s)
  • Window Features: Blinds,Low Emissivity Windows
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 510000
  • OtherStructures: None
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Garage, On Site, Garage Owned, Attached
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, Gas Dryer Hookup, In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 25
  • Association Fee Frequency: Monthly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Management Company: Associa
  • Management Contact Name: Patty Deering
  • Management Phone: 815-886-0953
  • Master Association Fee: 619

Fee Information

  • Association Fee Includes: Insurance, Clubhouse, Exercise Facilities, Pool

Schools

  • Elementary School: Churchill Elementary School
  • High School: Oswego East High School
  • Middle/Junior School: Plank Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.31
  • Lot Dimensions: 81.67 X 34.17 X 136.72 X 83.46 X 137.77
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 11643
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

MLS Schools

  • Other Public Sch Dist: 308
  • Othr Public Sch: Brokaw Early Learning Center

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 6, 2025
Closed on
Jul 10, 2025
Sold by
Kalish Christopher T
Bought by
Fuher Matthew and Fuher Ashley
Seller's Agent
Rich Ayers
Ayers Realty Group
Buyer's Agent
Matthew Smith
john greene, Realtor
List Price
$520,000
Sold Price
$510,000
Premium/Discount to List
-$10,000
-1.92%
Views
98

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.95%
Original Mortgage
$484,500
Outstanding Balance
$483,680
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$42,421

Purchase Details

Closed on
Jul 21, 2017
Sold by
Kalish Christopher T and Kalish Jolene C
Bought by
Kalish Christopher T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$301,500
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 26, 2007
Sold by
Hovstone Properties Illinois Llc
Bought by
Kalish Christopher T and Kalish Jolene C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$297,200
Interest Rate
6.55%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $510,000 Chicago Title
Quit Claim Deed $27,000 Attorney
Warranty Deed $297,500 Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $484,500 New Conventional
Previous Owner $301,500 New Conventional
Previous Owner $297,200 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Sold $510,000 0.0% $138 / Sq Ft
06/06/2025 06/06/25 Pending -- -- --
05/22/2025 05/22/25 Price Changed $510,000 -1.9% $138 / Sq Ft
04/23/2025 04/23/25 For Sale $520,000 0.0% $141 / Sq Ft
03/13/2025 03/13/25 Pending -- -- --
03/06/2025 03/06/25 For Sale $520,000 -- $141 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,039 $155,607 $26,645 $128,962
2023 $10,968 $138,935 $23,790 $115,145
2022 $10,968 $127,464 $21,826 $105,638
2021 $10,021 $113,100 $20,398 $92,702
2020 $9,910 $110,882 $19,998 $90,884
2019 $10,337 $113,693 $19,998 $93,695
2018 $10,601 $114,505 $23,711 $90,794
2017 $10,355 $107,014 $22,160 $84,854
2016 $9,926 $101,435 $21,005 $80,430
2015 $10,036 $98,005 $20,295 $77,710
2014 -- $92,457 $19,146 $73,311
2013 -- $92,969 $19,252 $73,717
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12304452

Midwest Real Estate Data (MRED)

APN: 03-11-327-007