
1181 Belmont Dr Lancaster, VA 22503
Estimated payment $3,775/month
Highlights
- Deeded Waterfront Access Rights
- Spa
- Fireplace in Bedroom
- Pier or Dock
- River Front
- Deck
About This Home
Find serenity in the NNK of VA. This beautiful home offers a large open kitchen overlooking Senior Creek w/ 2 kitchen islands, granite counters, gas cooktop & double wall ovens. The kitchen is connected to the formal dining room & open to a cozy breakfast nook w/ wood-burning fireplace & surrounded by natural light & water views. A large waterside deck on this level offers tons of space to entertain and grill right off the kitchen. The 1st floor is completed with formal living room & great room with double-sided gas fireplace & vaulted ceiling. The 2nd floor features a huge primary bedroom en suite with water views, open to office/parlor with gas fireplace and access to waterside balcony. 2 guest bedrooms, a full bathroom & laundry are all located on the 2nd floor. The finished, walk-out basement is a gem! Options for guest bedroom, office, library or rec. room can all be accommodated! The basement leads out to a 3rd level of waterside deck with large screened porch & steps to the dock. Protected, deep water dock with boat house, boat lift, lower kayak dock and great access out to the Rappahannock River and Chesapeake Bay. This property can accommodate all the hobbies: perfect location for recreational power boating or setting sail, great sunny space for gardening, attached garage and detached garage (with upper level) for multiple cars or workshops, 2 sheds, multiple options for indoor rec. spaces & multiple decks for watching the eagles, herons, osprey &other wildlife. Wonderful golf cart-friendly community offering pool, beach, boat ramp, clubhouse, playground.
Listing Agent
Long & Foster Real Estate, Inc. Brokerage Phone: 8044352673 Listed on: 04/21/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,667
Year Built
- Built in 1988
Lot Details
- 1.42 Acre Lot
- River Front
- Partially Wooded Lot
HOA Fees
- $40 Monthly HOA Fees
Parking
- 2 Car Garage
- Garage Door Opener
- Stone Driveway
- Open Parking
Home Design
- Transitional Architecture
- Brick Veneer
- Composition Roof
- Vinyl Siding
Interior Spaces
- 3,070 Sq Ft Home
- 2-Story Property
- Sheet Rock Walls or Ceilings
- Cathedral Ceiling
- Ceiling Fan
- Multiple Fireplaces
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room with Fireplace
- Dining Room
- Screened Porch
- Basement
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Dishwasher
Flooring
- Wood
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Fireplace in Bedroom
- Walk-In Closet
Laundry
- Dryer
- Washer
Outdoor Features
- Spa
- Deeded Waterfront Access Rights
- Private Water Access
- Deck
- Shed
Utilities
- Cooling Available
- Heat Pump System
- Tankless Water Heater
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 20B-1-26
Community Details
Overview
- Heritage Point Subdivision
Recreation
- Pier or Dock
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $3,573 | $649,600 | $103,800 | $545,800 |
2023 | $2,667 | $423,400 | $93,800 | $329,600 |
2022 | $2,667 | $423,400 | $93,800 | $329,600 |
2021 | $2,667 | $423,400 | $93,800 | $329,600 |
2020 | $2,667 | $423,400 | $93,800 | $329,600 |
2019 | $2,667 | $423,400 | $93,800 | $329,600 |
2018 | $2,972 | $503,800 | $193,500 | $310,300 |
2017 | $2,972 | $503,800 | $193,500 | $310,300 |
2016 | -- | $503,800 | $193,500 | $310,300 |
2014 | -- | $0 | $0 | $0 |
2013 | -- | $0 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/04/2025 08/04/25 | Pending | -- | -- | -- |
05/06/2025 05/06/25 | For Sale | $649,900 | -- | $212 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $449,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $265,000 | Stand Alone Refi Refinance Of Original Loan | |
Closed | $265,000 | New Conventional | |
Closed | $273,000 | New Conventional | |
Closed | $300,000 | New Conventional | |
Closed | $359,200 | New Conventional |
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Source: Northern Neck Association of REALTORS®
MLS Number: 118656
APN: 20B-1-26
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