$649,900
PENDING

1181 Belmont Dr Lancaster, VA 22503

Estimated payment $3,775/month

Total Views 9,313
3 Beds
2.5 Baths
3,070 Sq Ft
$212 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • Spa
  • Fireplace in Bedroom
  • Pier or Dock
  • River Front
  • Deck

About This Home

Find serenity in the NNK of VA. This beautiful home offers a large open kitchen overlooking Senior Creek w/ 2 kitchen islands, granite counters, gas cooktop & double wall ovens. The kitchen is connected to the formal dining room & open to a cozy breakfast nook w/ wood-burning fireplace & surrounded by natural light & water views. A large waterside deck on this level offers tons of space to entertain and grill right off the kitchen. The 1st floor is completed with formal living room & great room with double-sided gas fireplace & vaulted ceiling. The 2nd floor features a huge primary bedroom en suite with water views, open to office/parlor with gas fireplace and access to waterside balcony. 2 guest bedrooms, a full bathroom & laundry are all located on the 2nd floor. The finished, walk-out basement is a gem! Options for guest bedroom, office, library or rec. room can all be accommodated! The basement leads out to a 3rd level of waterside deck with large screened porch & steps to the dock. Protected, deep water dock with boat house, boat lift, lower kayak dock and great access out to the Rappahannock River and Chesapeake Bay. This property can accommodate all the hobbies: perfect location for recreational power boating or setting sail, great sunny space for gardening, attached garage and detached garage (with upper level) for multiple cars or workshops, 2 sheds, multiple options for indoor rec. spaces & multiple decks for watching the eagles, herons, osprey &other wildlife. Wonderful golf cart-friendly community offering pool, beach, boat ramp, clubhouse, playground.

Listing Agent

Lisa Shultz

Long & Foster Real Estate, Inc. Brokerage Phone: 8044352673 Listed on: 04/21/2025

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,667

Year Built

  • Built in 1988

Lot Details

  • 1.42 Acre Lot
  • River Front
  • Partially Wooded Lot

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Stone Driveway
  • Open Parking

Home Design

  • Transitional Architecture
  • Brick Veneer
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 3,070 Sq Ft Home
  • 2-Story Property
  • Sheet Rock Walls or Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Screened Porch
  • Basement

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Fireplace in Bedroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Deeded Waterfront Access Rights
  • Private Water Access
  • Deck
  • Shed

Utilities

  • Cooling Available
  • Heat Pump System
  • Tankless Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 20B-1-26

Community Details

Overview

  • Heritage Point Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,667

Year Built

Built in 1988

Lot Details

0

HOA Fees

$40 per month

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.421
  • Road Surface Type: Paved
  • Water Body Name: Corrotoman River
  • Subdivision Name: Heritage Point
  • Architectural Style: Transitional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Year Built: 1988
  • Attribution Contact: 8044352673
  • Special Features: None

Interior Features

  • Spa Features: Hot Tub/Jet Tub
  • Appliances: Electric Water Heater, Tankless Water Heater, Dishwasher, Dryer, Refrigerator, Surface Units, Wall Oven, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Bedroom, Family Room, Gas Log, Living Room, Multi Fireplaces
  • Fireplace: Yes
  • Flooring: Hardwood, Tile, Wall to Wall Carpet
  • Interior Amenities: Cathedral/Vaulted/Tray Ceilings, Ceiling 9 Ft+, Dining Room, Fireplace, Walk-In Closet(s)
  • Living Area: 3070
  • Dining Room Features: Dining Room, Eat-in Kitchen

Exterior Features

  • Lot Features: Deeded Water Rights, 1-1.9 acres, Part Wooded
  • Waterfront Features: Pier/Dock, River/Creek Front, Water Access-Private
  • Waterfront: Yes
  • Construction Type: Brick Veneer, Vinyl Siding, Sheetrock Walls
  • Foundation Details: Basement
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Screened Porch
  • Roof: Age 0-9 yrs, Composition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Attached, Detached, Multi Car, Two Car, Elec Garage Door Opener, Stone Driveway
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Ceiling Fan(s), Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Natural Gas, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Community

Condo/Co-op/Association

  • Association Fee: 475
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 61898.76
  • Zoning Description: R-1

Tax Info

  • Tax Annual Amount: 2667
  • Tax Book Number: LR14/177
  • Tax Map Number: 20B-1-26

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,573 $649,600 $103,800 $545,800
2023 $2,667 $423,400 $93,800 $329,600
2022 $2,667 $423,400 $93,800 $329,600
2021 $2,667 $423,400 $93,800 $329,600
2020 $2,667 $423,400 $93,800 $329,600
2019 $2,667 $423,400 $93,800 $329,600
2018 $2,972 $503,800 $193,500 $310,300
2017 $2,972 $503,800 $193,500 $310,300
2016 -- $503,800 $193,500 $310,300
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 Pending -- -- --
05/06/2025 05/06/25 For Sale $649,900 -- $212 / Sq Ft
Source: Northern Neck Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $449,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $265,000 Stand Alone Refi Refinance Of Original Loan
Closed $265,000 New Conventional
Closed $273,000 New Conventional
Closed $300,000 New Conventional
Closed $359,200 New Conventional
Source: Public Records

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Source: Northern Neck Association of REALTORS®

MLS Number: 118656

APN: 20B-1-26