K
Seller's Agent in 2025
Kristy Cook
EXP REALTY LLC
(407) 656-7814
6 in this area
46 Total Sales
1181 Pine Ln Saint Cloud, FL 34771
East Saint Cloud Neighborhood
3
Beds
2
Baths
1,261
Sq Ft
10,106
Sq Ft Lot
Highlights
- Screened Pool
- Main Floor Primary Bedroom
- 2 Car Attached Garage
- Denver School of the Arts Rated A
- No HOA
- Living Room
About This Home
As of July 2025NO HOA | PRIVATE POOL | METAL ROOF | Welcome to your Florida oasis at 1181 Pine Lane! This charming 3-bedroom, 2-bathroom home offers the perfect blend of comfort, privacy, and self-sufficiency - with NO HOA to limit your freedom.
Step inside to find a bright, split floor plan featuring 1,261 sq ft of living space designed for both relaxation and functionality. Major updates provide peace of mind, including a durable metal roof (2022), a new AC unit (2023), a water softener system, and a recently pumped septic tank. The property also has the option to tie into city water if desired - there’s already a meter on site for future use.
Outdoors, unwind in your private pool, perfect for sunny Florida days, or enjoy your morning coffee on the cozy screened-in front porch. The backyard is a hidden gem for gardening and fresh fruit lovers, featuring mature star fruit, mango, avocado, and banana trees - pick breakfast straight from your yard! A transferable 10-year termite bond (renewed in 2024 and valid through 2034) adds extra peace of mind.
Conveniently located near all that Saint Cloud has to offer while providing a peaceful retreat to call your own. Just minutes from historic downtown Saint Cloud’s quaint shops, waterfront, farmers markets, and local dining, this home combines peaceful living with unbeatable convenience. You’ll also love the easy access to Orlando International Airport and all the world-famous Orlando attractions including Walt Disney World and Universal Studios - less than 30 minutes away! Experience the best of Central Florida living with freedom and charm - schedule your private tour today and make this hidden gem yours!
Last Agent to Sell the Property
EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3532395 Listed on: 06/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,082
Year Built
- Built in 1992
Lot Details
- 10,106 Sq Ft Lot
- West Facing Home
- Property is zoned RS-3
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Block Exterior
- Vinyl Siding
- Stucco
Interior Spaces
- 1,261 Sq Ft Home
- Ceiling Fan
- Sliding Doors
- Living Room
- Dining Room
- Tile Flooring
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Pool
- Screened Pool
- Private Pool
- Fence Around Pool
Outdoor Features
- Private Mailbox
Utilities
- Central Air
- Heating Available
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Colored Quarters Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 16 / L
- Assessor Parcel Number 06-26-31-2840-000L-0160
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 19, 2025
Closed on
Jul 23, 2025
Sold by
Massey Lee H and Massey Lacey
Bought by
Rivera Dejesus Cristal A and Quicutis Goicolea Leandro
Seller's Agent
Kristy Cook
EXP REALTY LLC
Buyer's Agent
Zahira Lopez
KELLER WILLIAMS ADVANTAGE 2 REALTY
List Price
$375,000
Sold Price
$375,000
Views
12
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$988
Avg. Annual Appreciation
0.56%
Original Mortgage
$368,207
Outstanding Balance
$367,582
Interest Rate
6.84%
Mortgage Type
FHA
Estimated Equity
$8,406
Purchase Details
Closed on
Dec 14, 2017
Sold by
Fox Michael J
Bought by
Massey Lee H and Massey Lacey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,150
Interest Rate
3.94%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 24, 2017
Sold by
Massey Lee H and Massey Lacey
Bought by
Massey Lee H and Massey Lacey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
3.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 6, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Massey Lee H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,860
Interest Rate
5.14%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 24, 2008
Sold by
Calamia Anthony
Bought by
Deutsche Bank National Trust Company
Purchase Details
Closed on
Oct 19, 2005
Sold by
Collier Robert and Collier Melissa
Bought by
Calamia Anthony
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
7.52%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 25, 2004
Sold by
Garcia Mark A and Garcia Dena M
Bought by
Collier Robert and Collier Melissa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,400
Interest Rate
5.63%
Purchase Details
Closed on
Jun 2, 1999
Sold by
Carnevale George D and Carnevale Michelle D
Bought by
Garcia Mark A and Garcia Dena M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,950
Interest Rate
6.9%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $375,000 | Land Title Professionals | |
| Warranty Deed | $94,500 | Stewart Title Co | |
| Interfamily Deed Transfer | $28,500 | Attorney | |
| Special Warranty Deed | $118,500 | Florida Premier Title & Escr | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $235,000 | Chelsea Title Company | |
| Warranty Deed | $158,000 | -- | |
| Warranty Deed | $90,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $368,207 | FHA | |
| Previous Owner | $66,150 | Purchase Money Mortgage | |
| Previous Owner | $144,000 | New Conventional | |
| Previous Owner | $117,860 | FHA | |
| Previous Owner | $188,000 | Purchase Money Mortgage | |
| Previous Owner | $126,400 | No Value Available | |
| Previous Owner | $80,950 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/23/2025 07/23/25 | Sold | $375,000 | 0.0% | $297 / Sq Ft |
| 06/23/2025 06/23/25 | Pending | -- | -- | -- |
| 06/19/2025 06/19/25 | For Sale | $375,000 | -- | $297 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,082 | $105,926 | -- | -- |
| 2024 | $1,041 | $102,941 | -- | -- |
| 2023 | $1,041 | $99,943 | $0 | $0 |
| 2022 | $990 | $97,033 | $0 | $0 |
| 2021 | $966 | $94,207 | $0 | $0 |
| 2020 | $951 | $92,907 | $0 | $0 |
| 2019 | $928 | $90,819 | $0 | $0 |
| 2018 | $908 | $89,126 | $0 | $0 |
| 2017 | $895 | $87,293 | $0 | $0 |
| 2016 | $870 | $85,498 | $0 | $0 |
| 2015 | $882 | $84,904 | $0 | $0 |
| 2014 | $1,107 | $84,231 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kristy Cook
-
Zahira Lopez
Buyer's Agent in 2025
Zahira Lopez
KELLER WILLIAMS ADVANTAGE 2 REALTY
(787) 590-9916
1 in this area
3 Total Sales
Map
Source: Stellar MLS
MLS Number: O6318870
APN: 06-26-31-2840-000L-0160
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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