$640,000
SOLD OCT 24, 2025

11819 Thatch Rd Harrison, TN 37341

5 Beds
3.5 Baths
2,908 Sq Ft
3.88 Acres

Recently Sold

$220 Per Sq Ft

4% Below List Price

3 Days on Market

Highlights

  • Waterfront
  • Cathedral Ceiling
  • Main Floor Primary Bedroom
  • Deck
  • Wood Flooring
  • No HOA

About This Home

As of October 2025

Welcome to 11819 Thatch Road in Harrison, TN — a beautiful retreat on 3.88 acres just minutes from Chickamauga Lake. This spacious 5-bedroom, 3.5-bath home offers everything you've been looking for and more. The main level features a bright and airy primary suite with a brand-new custom closet system installed in September 2025, while upstairs you'll find three additional bedrooms plus a large bonus room perfect as a playroom, home office, or even a sixth bedroom. The kitchen features stainless steel appliances and flows easily into the living and dining spaces, ideal for family living or entertaining. Outside, a brand-new back deck overlooks the sprawling backyard where you can enjoy the beauty of your own private acreage, offering ample space for kids to play, pets to roam, gardening, or simply relaxing in your own outdoor sanctuary. This home also includes a two-car garage with new garage door openers, new carpet in all upstairs bedrooms, updated interior paint throughout, a new storage shed with a garage door perfect for yard equipment, new Hardie Plank siding and all windows replaced in 2021. Current Termite and Pest Control contracts with Terminix. Zoned for Hamilton County Schools and offering quick access to the lake, a public boat ramp, and local amenities, this home blends privacy, space, and convenience—come experience the peaceful setting and endless possibilities at 11819 Thatch Road.

Last Agent to Sell the Property

Kelly Cooper

Keller Williams Realty - Chattanooga - Washington St Listed on: 09/22/2025

Keller Williams Realty - Chattanooga - Washington St

Last Buyer's Agent

Nathan Torgerson

Keller Williams Realty - Chattanooga - Washington St License #323740

Keller Williams Realty - Chattanooga - Washington St

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,788

Year Built

  • Built in 1989

Lot Details

  • 3.88 Acre Lot
  • Lot Dimensions are 319x416.01
  • Waterfront
  • Level Lot
  • Cleared Lot
  • Garden

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 2,908 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Insulated Windows
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Shed
  • Rain Gutters

Schools

  • Snowhill Elementary School
  • Hunter Middle School
  • Central High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Multiple Heating Units
  • Heating System Uses Propane
  • Propane
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 050 005.04

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,788

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 3.88
  • Lot Size: 319X416.01
  • Road Frontage Type: Other
  • Road Surface Type: Paved
  • Water Body Name: Chickamauga
  • Directions: N Hwy 58, Left on Birchwood Pike, approximately 5 miles then left on Thatch Rd
  • Above Grade Finished Sq Ft: 2908.0
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Year Built: 1989
  • General Property Information:Living Area2: 2908.0
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Special Features: None

Interior Features

  • Basement: Crawl Space
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator
  • Interior Amenities: Walk-In Shower, Walk-In Closet(s), Tray Ceiling(s), Soaking Tub, Primary Downstairs, Pantry, Kitchen Island, High Ceilings, Eat-in Kitchen, Double Vanity, Cathedral Ceiling(s), Ceiling Fan(s)
  • Other Equipment: Fuel Tank(s)
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Luxury Vinyl
  • Living Area: 2908.0
  • Window Features: Skylight(s), Insulated Windows
  • Appliances Dishwasher: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Wood Burning: Yes
  • Appliances:Electric Range: Yes
  • Appliances:Electric Water Heater: Yes
  • Community Features:None3: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Basement:Crawl Space: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Shower: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Double Vanity: Yes
  • Appliances:Exhaust Fan: Yes
  • Interior Features:Soaking Tub: Yes

Exterior Features

  • Roof: Shingle
  • Exterior Features: Rain Gutters, Garden
  • Lot Features: Mailbox, Level, Cleared
  • Pool Features: None
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: HardiPlank Type
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck, Front Porch, Porch
  • Property Condition: None
  • Lot Features:Level: Yes
  • Window Features:Insulated Windows: Yes
  • Patio And Porch Features:Porch: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Covered: Yes
  • Exterior Features:Garden: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Construction Materials:HardiPlank Type: Yes
  • Window Features:Skylight(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:Garage: Yes

Utilities

  • Heating: Propane, Central, Multi Units
  • Cooling: Ceiling Fan(s), Central Air, Multi Units
  • Sewer: Septic Tank
  • Laundry Features: Sink, Main Level, Laundry Room
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Propane, High Speed Internet Available, Water Connected, Electricity Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Propane2: Yes
  • Sewer Septic Tank: Yes
  • Heating:Multi Units2: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Snowhill
  • High School: Central High
  • Middle Or Junior School: Hunter

Lot Info

  • Lot Size Sq Ft: 169012.0
  • Parcel #: 050 005.04

Tax Info

  • Tax Annual Amount: 1787.65
  • Tax Book Number: 5859

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 22, 2025
Closed on
Oct 24, 2025
Sold by
Ruch Rodney E and Ruch Susan S
Bought by
Keck Gary and Keck Byron
Seller's Agent
Kelly Cooper
Keller Williams Realty - Chattanooga - Washington St
Buyer's Agent
Nathan Torgerson
Keller Williams Realty - Chattanooga - Washington St
List Price
$665,000
Sold Price
$640,000
Premium/Discount to List
-$25,000
-3.76%
Views
18

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.67%

Purchase Details

Closed on
May 4, 2001
Sold by
Macdonald Holweger Jeffry and Lynne Jeri
Bought by
Ruch Rodney E and Ruch Susan S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
6.9%

Purchase Details

Closed on
Dec 4, 1997
Sold by
Hubbard Brian D and Hubbard Laura L
Bought by
Holweger Jeffry Macdonald and Holweger Jeri Lynne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,050
Interest Rate
7.38%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Warranty Deed $640,000 Bridge City Title
Warranty Deed $225,000 --
Warranty Deed $179,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $210,000 No Value Available
Previous Owner $170,050 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/24/2025 10/24/25 Sold $640,000 -3.8% $220 / Sq Ft
09/22/2025 09/22/25 For Sale $665,000 -- $229 / Sq Ft
Source: River Counties Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,775 $117,075 $0 $0
2024 $1,779 $79,500 $0 $0
2023 $1,779 $79,500 $0 $0
2022 $1,779 $79,500 $0 $0
2021 $1,688 $75,450 $0 $0
2020 $1,831 $66,225 $0 $0
2019 $1,831 $66,225 $0 $0
2018 $1,831 $66,225 $0 $0
2017 $1,831 $66,225 $0 $0
2016 $1,798 $0 $0 $0
2015 $1,798 $65,025 $0 $0
2014 $1,798 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: River Counties Association of REALTORS®

MLS Number: 20254496

River Counties Association of REALTORS®

APN: 050-005.04