$389,999
$9K PRICE DROP

11822 Sand Dune Dr Panama City Beach, FL 32407

Estimated payment $2,637/month

Total Views 6,864
3 Beds
2 Baths
1,272 Sq Ft
$307 Price per Sq Ft

Highlights

  • In Ground Pool
  • Gated Community
  • Vaulted Ceiling
  • J.R. Arnold High School Rated A-
  • Coastal Architecture
  • Furnished

About This Home

Turnkey Coastal Home in Palm Cove - Fully Furnished, Short-Term Rental Ready & Just 3 Minutes to the Beach!Welcome to this beautifully updated 3-bedroom, 2-bathroom beach home located in the desirable gated community of Palm Cove in Panama City Beach, Florida. This move-in ready property is fully furnished and approved for short-term rentals, making it an excellent choice for vacation rental investors, second-home buyers, or full-time coastal living.Step inside to a bright, open-concept floor plan featuring vaulted ceilings, abundant natural light, and stylish finishes. Recent upgrades include luxury vinyl plank flooring, granite countertops, stainless steel Whirlpool appliances, and a new roof (2022). The primary suite offers a relaxing retreat with an en-suite bathroom, while two additional bedrooms provide space for guests or a home office.Enjoy your morning coffee or evening wine on the private fenced patio overlooking a peaceful green space. The attached one-car garage adds convenience for parking and storage.Community amenities include two resort-style swimming pools, secure gated entry, and HOA-covered landscaping and trash service--perfect for a low-maintenance lifestyle.Prime location puts you:3 minutes from the white-sand beaches of the Gulf!Walking distance to Shipwreck Island Waterpark!Less than 10 minutes to Pier Park, Dog Beach, and top-rated restaurants, shopping, and entertainment!Whether you're looking for a profitable vacation rental, a turnkey beach retreat, or your forever coastal home, Palm Cove offers it all. Don't miss this opportunity--schedule your private tour today!

Listing Agent

Amy Killian

Beachy Beach Real Estate License #SL3526849 Listed on: 05/01/2025

Beachy Beach Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,211

Year Built

  • Built in 2002

HOA Fees

  • $166 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Coastal Architecture
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,272 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Patio

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Lot Dimensions are 35 x 70
  • Central Heating and Cooling System

Community Details

Overview

  • Association fees include ground maintenance, pool(s), trash
  • Palm Cove Subdivision

Recreation

  • Community Playground
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,211

Year Built

Built in 2002

Lot Details

0

HOA Fees

$166 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2002
  • Property Sub Type: Detached
  • Lot Size: 35 x 70
  • Road Surface Type: Paved
  • Subdivision Name: Palm Cove
  • Architectural Style: Coastal
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
  • Interior Amenities: High Ceilings, Pantry, Split Bedrooms, Vaulted Ceiling(s)
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1272.0
  • Dining Room Type: Bedroom, Garage, Kitchen, Living Room, Primary Bedroom
  • Stories: 1

Exterior Features

  • Pool Features: In Ground, Pool, Community
  • Waterfront: No
  • Construction Type: Stucco
  • Exterior Features: Patio
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Driveway, Garage
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 499.0
  • Community Features: Gated, Playground, Short Term Rental Allowed, Pool
  • Amenities: Gated
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Pool(s), Trash

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 4211.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,418 $339,424 $49,719 $289,705
2023 $4,418 $350,181 $42,435 $307,746
2022 $2,421 $186,344 $0 $0
2021 $2,202 $169,404 $0 $0
2020 $1,994 $167,418 $35,000 $132,418
2019 $1,765 $140,004 $25,645 $114,359
2018 $1,770 $138,188 $0 $0
2017 $816 $98,979 $0 $0
2016 $806 $97,092 $0 $0
2015 $850 $98,270 $0 $0
2014 $869 $99,835 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2025 07/29/25 Price Changed $389,999 -1.6% $307 / Sq Ft
06/06/2025 06/06/25 Price Changed $396,500 -0.6% $312 / Sq Ft
05/01/2025 05/01/25 For Sale $399,000 -7.2% $314 / Sq Ft
03/17/2023 03/17/23 Sold $429,900 0.0% $338 / Sq Ft
02/23/2023 02/23/23 Price Changed $429,900 -2.3% $338 / Sq Ft
01/31/2023 01/31/23 Price Changed $439,900 0.0% $346 / Sq Ft
01/31/2023 01/31/23 For Sale $439,900 -1.1% $346 / Sq Ft
01/22/2023 01/22/23 Off Market $445,000 -- --
10/26/2022 10/26/22 Price Changed $445,000 +8.5% $350 / Sq Ft
10/20/2022 10/20/22 Off Market $410,000 -- --
10/13/2022 10/13/22 For Sale $455,000 +11.0% $358 / Sq Ft
04/14/2022 04/14/22 Sold $410,000 -3.5% $322 / Sq Ft
03/02/2022 03/02/22 Price Changed $425,000 +6.3% $334 / Sq Ft
01/23/2022 01/23/22 For Sale $400,000 0.0% $314 / Sq Ft
01/23/2022 01/23/22 Pending -- -- --
01/14/2022 01/14/22 For Sale $400,000 -- $314 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $429,900 --
Deed $161,200 Attorney
Warranty Deed $160,000 Lawyers Title Agency Of Nort
Corporate Deed $125,400 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $221,000 New Conventional
Previous Owner $75,000 Credit Line Revolving
Previous Owner $120,000 Purchase Money Mortgage
Previous Owner $95,796 Unknown
Previous Owner $97,550 No Value Available
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 772821

Central Panhandle Association of REALTORS®

APN: 34039-203-000