NOT LISTED FOR SALE

11848 Bernardo Terrace Unit C San Diego, CA 92128

Rancho Bernardo Neighborhood

Estimated Value: $775,000 - $858,000

3 Beds
2.5 Baths
1,468 Sq Ft
$567/Sq Ft Est. Value

Last Sold February 22, 2022

Last sale price $738,000 $503 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $5,552/month

8 Days on Market

Highlights

  • No Units Above
  • 3.9 Acre Lot
  • Community Pool
  • Chaparral Elementary Rated A+
  • Granite Countertops
  • Tennis Courts

About This Home

As of February 2022

A fabulous opportunity to make your home in Bernardo Terraces! This turnkey 2-story townhome combines indoor/outdoor living which is a "must have" in San Diego! Three amazing outdoor spaces: entry level patio off the dining area, spacious balcony off the Master BR and sizeable balcony near the secondary BR's. Entry level offers laminate/tile flooring and luxury vinyl plank just installed in upper level! Kitchen boasts granite counter tops, maple cabinets and abundant storage. Awesome wood burning fireplace in living room creates warmth and ambiance. Central AC for those warmer summer months. 2-car attached garage and interior laundry room (and washer/dryer convey) are the icing on the cake for this Rancho Bernardo home! Coveted Poway school district, close to restaurants, shopping, golf courses and I-15 access - what more could you want? Bernardo Terraces offers pool, spa, tennis courts and the HOA dues include sewer/trash/water in addition to roof maintenance, exterior building & grounds maintenance and termite coverage. An HOA that actually has amenities for the $$$ you pay! This is a "must see" home in a great little community that won't last long!

Last Agent to Sell the Property

Deborah Harper

Coldwell Banker Realty License #01416157 Listed on: 01/11/2022

Coldwell Banker Realty

Last Buyer's Agent

Nelson Zhang

Carefree Realty & Management License #01753967

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $8,610

Year Built

  • Built in 1980

Lot Details

  • No Units Above
  • No Units Located Below
  • Two or More Common Walls

HOA Fees

  • $475 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Turnkey

Interior Spaces

  • 1,468 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Living Room with Fireplace

Kitchen

  • Gas Oven
  • Built-In Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • All Upper Level Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater

Additional Features

  • Balcony
  • Suburban Location

Listing and Financial Details

  • Tax Tract Number 8970
  • Assessor Parcel Number 2738500123

Community Details

Overview

  • 45 Units
  • Bernardo Terrace HOA, Phone Number (858) 485-0672
  • Bernardo Terraces

Amenities

  • Recreation Room

Recreation

  • Tennis Courts
  • Community Pool

Pet Policy

  • Pets Allowed
  • Pet Restriction

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$8,610

Year Built

Built in 1980

Lot Details

0

HOA Fees

$475 per month

Parking

2

Listing Details

  • Assessments: No
  • Inclusions: All existing kitchen appliances. Washer/dryer.
  • Park Name: Bernardo Terraces
  • Property Attached: Yes
  • View: No
  • Zoning: Residential
  • Property Condition: Turnkey
  • Property Sub Type: Townhouse
  • Property Type: Residential
  • Parcel Number: 2738500123
  • Year Built: 1980
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1468.00
  • Interior Amenities: Balcony, Ceiling Fan(s), Granite Counters
  • Stories: 2
  • Common Walls: 2+ Common Walls, No One Above, No One Below
  • Flooring: Laminate, Tile
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 502.72
  • Room Type: All Bedrooms Up, Kitchen, Laundry, Living Room, Master Bathroom, Master Bedroom, Walk-In Closet

Exterior Features

  • Pool Features: Community
  • Pool Private: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Number Remotes: 1
  • Total Parking Spaces: 2.00

Utilities

  • Sprinklers: No
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Built-In Range, Dishwasher, Electric Oven, Electric Range, Disposal, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Water Heater
  • Heating Type: Central
  • Laundry Features: Dryer Included, Individual Room, Washer Included
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Pet Rules, Pets Permitted, Pool, Recreation Room, Tennis Court(s)
  • Association Fee: 475.00
  • Association Fee Frequency: Monthly
  • Association Name: Bernardo Terrace HOA
  • Phone: 858-485-0672
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Sidewalks, Suburban

Schools

  • School District: Poway Unified

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 169846.00
  • Lot Size Acres: 3.8991

Multi Family

  • Lease Considered: No
  • Lot Size Area: 169846.0000 Square Feet
  • Number Of Units In Community: 45

Tax Info

  • Tax Tract Number: 008970

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 11, 2022
Closed on
Feb 7, 2022
Sold by
Rudisill and Rhiannon
Bought by
Li Mu and Xu Bingyao
Seller's Agent
Deborah Harper
Coldwell Banker Realty
Buyer's Agent
Nelson Zhang
Carefree Realty & Management
List Price
$623,700
Sold Price
$738,000
Premium/Discount to List
$114,300
18.33%
Current Estimated Value
$789,278

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,278
Avg. Annual Appreciation
1.52%
Original Mortgage
$627,300
Outstanding Balance
$584,708
Interest Rate
3.55%
Mortgage Type
New Conventional
Estimated Equity
$192,920

Purchase Details

Closed on
Aug 18, 2016
Sold by
Cameron Aaron J and Cameron Lakisha S
Bought by
Rudisill Stephen and Rudisill Rhiannon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$369,000
Interest Rate
3.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 26, 2013
Sold by
Cameron Aaron J and Cameron Lakisha S
Bought by
Cameron Aaron J and Cameron Lakisha S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$314,300
Interest Rate
4.04%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 11, 2005
Sold by
Cameron Aaron J and Cameron Lakisha S
Bought by
Cameron Aaron J and Cameron Lakisha S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,650
Interest Rate
5.74%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Mar 21, 2005
Sold by
Cameron Aaron J and Cameron Lakisha S
Bought by
Cameron Aaron J and Cameron Lakisha S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,650
Interest Rate
5.74%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Nov 4, 2003
Sold by
Perez Ralph A and Perez Nancy A
Bought by
Cameron Aaron J and Cameron Lakisha S

Purchase Details

Closed on
Nov 7, 2002
Sold by
Perez Nancy A
Bought by
Perez Ralph A and Perez Nancy A

Purchase Details

Closed on
Oct 25, 2001
Sold by
Perez Ralph A and Perez Nancy A
Bought by
Perez Nancy A

Purchase Details

Closed on
Sep 5, 2000
Sold by
Hebert and Elizabeth
Bought by
Perez Ralph A and Perez Nancy A

Purchase Details

Closed on
Nov 30, 1990
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Li Mu $738,000 First American Title
Rudisill Stephen $410,000 Ticor Title San Diego
Cameron Aaron J -- Ticor Title Company
Cameron Aaron J -- Ticor Title Company
Cameron Aaron J -- None Available
Cameron Aaron J -- Chicago Title Co
Cameron Aaron J -- --
Cameron Aaron J $355,000 Ticor Title Of California
Perez Ralph A -- American Title Ins Co
Perez Nancy A -- United Title
Perez Ralph A $210,000 Southland Title
-- $152,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Li Mu $627,300
Previous Owner Rudisill Stephen $369,000
Previous Owner Cameron Aaron J $314,300
Previous Owner Cameron Aaron J $359,650
Previous Owner Cameron Aaron J $100,000
Previous Owner Cameron Aaron J $284,000
Previous Owner Perez Ralph A $243,000
Previous Owner Perez Nancy A $68,300
Previous Owner Perez Ralph A $168,000
Closed Perez Ralph A $31,500
Closed Cameron Aaron J $71,000
Closed Cameron Aaron J $45,350
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/22/2022 02/22/22 Sold $738,000 +5.8% $503 / Sq Ft
01/22/2022 01/22/22 Price Changed $697,500 +11.8% $475 / Sq Ft
01/19/2022 01/19/22 Pending -- -- --
01/11/2022 01/11/22 For Sale $623,700 -- $425 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,610 $783,171 $433,920 $349,251
2024 $8,610 $767,815 $425,412 $342,403
2023 $7,755 $693,000 $383,000 $310,000
2022 $5,100 $448,390 $248,433 $199,957
2021 $5,034 $439,599 $243,562 $196,037
2020 $4,966 $435,092 $241,065 $194,027
2019 $4,837 $426,562 $236,339 $190,223
2018 $4,702 $418,199 $231,705 $186,494
2017 $4,577 $410,000 $227,162 $182,838
2016 $4,053 $370,000 $205,000 $165,000
2015 $3,722 $340,000 $189,000 $151,000
2014 $3,487 $320,000 $178,000 $142,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: NDP2200310

California Regional Multiple Listing Service (CRMLS)

APN: 273-850-01-23