NOT LISTED FOR SALE

1190 Rock Lodge Rd Mc Henry, MD 21541

Estimated Value: $1,077,000 - $1,683,000

3 Beds
3 Baths
2,015 Sq Ft
$689/Sq Ft Est. Value

Last Sold September 03, 2021

Last sale price $1,175,000 $583 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $8,592/month

4 Days on Market

Highlights

  • 122 Feet of Waterfront
  • Fishing Allowed
  • Open Floorplan
  • Accident Elementary School Rated 9+
  • Lake View
  • Deck

About This Home

As of September 2021

At Lake’s Edge – This gorgeous lakefront home sits on perfectly level lakefront just steps from the water and your dedicated boat slip. The renovated cottage features an open floor concept with large windows providing plenty of natural light and amazing lake views from every room. The expansive lakeside deck gives you 180 degree view of the water and has a covered portion allowing you to enjoy the view in all weather. Towering mature trees provide shade while close proximity to the water results in a continuous gentle breeze. Deep Creek Lake State Park, Wisp Resort, shopping, and local entertainment are all within a very short drive. This home is ideal for those who want a premier lakefront lot with a one-level home that has two on-suite primary bedrooms and a guest room with its own bath. This is the lake house of your dreams!

Last Agent to Sell the Property

Rachel Bruch

Railey Realty, Inc. License #655450 Listed on: 07/13/2021

Railey Realty, Inc.

Last Buyer's Agent

Bill Weissgerber

Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,583

Year Built

  • Built in 1965

Lot Details

  • 0.83 Acre Lot
  • 122 Feet of Waterfront
  • Home fronts navigable water
  • Stone Retaining Walls
  • Buydown
  • Property is zoned LR1, Lake Residential

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Contemporary Architecture
  • Cottage
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 2,015 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Wood Burning Fireplace
  • Lake Views
  • Partial Basement
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 3 Full Bathrooms

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Swimming Allowed
  • Shared Waterfront
  • Powered Boats Permitted
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Underground Utilities
  • Propane
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot C
  • Assessor Parcel Number 1218057948

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance
  • $29 Other Monthly Fees
  • Monte Vista Shores HOA, Phone Number (301) 387-7368
  • Monte Vista Shores Subdivision
  • Property Manager

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,583

Year Built

Built in 1965

Lot Details

0

HOA Fees

$71 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary, Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2021-07-14
  • Federal Flood Zone: No
  • Year Built: 1965
  • Automatically Close On Close Date: No
  • Remarks Public: At Lake’s Edge – This gorgeous lakefront home sits on perfectly level lakefront just steps from the water and your dedicated boat slip. The renovated cottage features an open floor concept with large windows providing plenty of natural light and amazing lake views from every room. The expansive lakeside deck gives you 180 degree view of the water and has a covered portion allowing you to enjoy the view in all weather. Towering mature trees provide shade while close proximity to the water results in a continuous gentle breeze. Deep Creek Lake State Park, Wisp Resort, shopping, and local entertainment are all within a very short drive. This home is ideal for those who want a premier lakefront lot with a one-level home that has two on-suite primary bedrooms and a guest room with its own bath. This is the lake house of your dreams!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s)
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 1
  • Basement: Yes
  • Basement Type: Partial
  • Total Sq Ft: 2015
  • Living Area Sq Ft: 2015
  • Price Per Sq Ft: 496.28
  • Above Grade Finished Sq Ft: 2015
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1190

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 3

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Wood Siding
  • Exterior Features: Stone Retaining Walls
  • Roof: Shingle
  • View: Lake
  • Water Access Features: Private Access, Fishing Allowed, Canoe/Kayak, Boat - Powered, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 122

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Under Ground, Propane
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 850.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
  • HOA Name: MONTE VISTA SHORES
  • HOA Phone: 301-387-7368
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 350.00
  • Other Fees Frequency: Annually

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558
  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: Yes
  • Additional Parcels Description: Buydown
  • Improvement Assessed Value: 299600.00
  • Land Assessed Value: 411100.00
  • Land Use Code: 008
  • Lot Size Acres: 0.83
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 36033.00
  • Outdoor Living Structures: Porch(es), Deck(s)
  • Year Assessed: 2021
  • Zoning: LR1
  • Zoning Description: Lake Residential
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Assessor Parcel Number: 15663787
  • Tax Annual Amount: 8583.00
  • Assessor Parcel Number: 1218057948
  • Tax Lot: C
  • Tax Total Finished Sq Ft: 2015
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 09/03/2021

Multi Family

  • Waterfront Features: Shared

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 13, 2021
Closed on
Sep 2, 2021
Sold by
Grey Matthew and Grey Michelle L
Bought by
Dukes Lawrence and Dukes Kathy L
Seller's Agent
Rachel Bruch
Railey Realty, Inc.
Buyer's Agent
Bill Weissgerber
Railey Realty, Inc.
List Price
$999,999
Sold Price
$1,175,000
Premium/Discount to List
$175,001
17.5%
Current Estimated Value
$1,389,191

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$214,191
Avg. Annual Appreciation
3.44%
Original Mortgage
$548,250
Outstanding Balance
$499,953
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$845,033

Purchase Details

Listed on
May 13, 2016
Closed on
Oct 21, 2016
Sold by
Brawner Gerald P and Brawner Teresa L
Bought by
Grey Matthew P and Grey Michelle L
Seller's Agent
Steven Ritchie
Railey Realty, Inc.
Buyer's Agent
Cynthia Mahoney
Railey Realty, Inc.
List Price
$749,000
Sold Price
$710,000
Premium/Discount to List
-$39,000
-5.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.90%
Original Mortgage
$417,000
Interest Rate
3.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 19, 2003
Sold by
Clark Elbert E and Clark Virginia A
Bought by
Brawner Gerald P and Brawner Teresa L

Purchase Details

Closed on
Aug 27, 1990
Sold by
Rock Lodge Joint Venture
Bought by
Clark Elbert E and Clark Virginia A
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dukes Lawrence $1,175,000 Deep Creek Title Group
Grey Matthew P $710,000 Deep Creek Title Group
Brawner Gerald P $739,000 --
Clark Elbert E $405,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dukes Lawrence $548,250
Previous Owner Grey Matthew P $417,000
Closed Brawner Gerald P --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/03/2021 09/03/21 Sold $1,175,000 +17.5% $583 / Sq Ft
07/18/2021 07/18/21 Pending -- -- --
07/13/2021 07/13/21 For Sale $999,999 +40.8% $496 / Sq Ft
10/21/2016 10/21/16 Sold $710,000 -5.2% $352 / Sq Ft
09/01/2016 09/01/16 Pending -- -- --
05/13/2016 05/13/16 For Sale $749,000 -- $372 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,604 $981,700 $0 $0
2024 $10,391 $846,200 $0 $0
2023 $8,798 $710,700 $411,100 $299,600
2022 $8,751 $701,233 $0 $0
2021 $8,702 $691,767 $0 $0
2020 $8,583 $682,300 $411,100 $271,200
2019 $8,583 $682,300 $411,100 $271,200
2018 $8,132 $682,300 $411,100 $271,200
2017 $8,095 $688,000 $0 $0
2016 -- $688,000 $0 $0
2015 -- $688,000 $0 $0
2014 -- $716,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2000188

Bright MLS

APN: 18-057948