NOT LISTED FOR SALE

1190 Stewart Ridge Rd Sparta, KY 41086

Estimated Value: $384,000 - $483,000

3 Beds
2 Baths
1,390 Sq Ft
$312/Sq Ft Est. Value

Last Sold March 09, 2022

Last sale price $372,000 $268 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,568/month

16 Days on Market

Highlights

  • Barn
  • Deck
  • Cathedral Ceiling
  • Open Floorplan
  • Traditional Architecture
  • Wood Flooring

About This Home

As of March 2022

In the Heart of the Country This Charming 1.5 Story Home Sits on 8 Green Acres. Inviting Wrap Around Porch Welcomes You Inside to an Open Concept. Main floor features *Beautiful Hardwood Floors Throughout *Living rm with Cathedral Ceiling, Attractive Mantel with Bookshelves Surrounds Gas Fireplace *Dining Area with Patio Doors Leads to Great Deck Perfect for Entertaining *Functional Kitchen with Stainless Steel Appliances, Breakfast bar, granite countertop, Tile Backsplash, Abundance of Cabinets, * Guest Bedroom with Tray Ceiling, *Second Bedroom or Office *Full bathroom with Newly Installed Walk-in Shower, Heated Floors. *Second Floor Features *Owner's Suite, 11x7 Walk-in closet, Full Bathroom with Tiled Walk-in Shower and Heated Floor. *Outdoors Features Out Buildings, *Electric Wired 40x50 Garage Great for the Car Enthusiast, Hobbyist, Woodcraver, Machine Shop or What Ever You Enjoy To do, RV Parking *Newly Built 48x40 Barn Wired with Electric, Water, Ready For Your Touches *Newly Installed 4x4 Woven Wire Fence and Gates *Well maintained Pastures for Your Horses, Goats, or Sheep *Too Much, Must See! Slice of heaven awaits.... Call Now For Your Showing.

Last Agent to Sell the Property

Judy Behan

Berkshire Hathaway Home Services Professional Realty License #210078 Listed on: 01/22/2022

Berkshire Hathaway Home Services Professional Realty

Last Buyer's Agent

Kellie McCoy

Paragon Realty Partners License #209902

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,317

Year Built

  • Built in 2014

Lot Details

  • 8 Acre Lot
  • Lot Dimensions are 828x250x386x506
  • Property fronts a county road
  • Partially Fenced Property
  • Wire Fence
  • Level Lot
  • Cleared Lot
  • Lot 38

Parking

  • 2 Car Detached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,390 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Bookcases
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Hung Windows
  • Living Room with Fireplace
  • Dining Room
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Exterior Lighting
  • Outbuilding

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Farming

  • Barn
  • Pasture

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Propane
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 058-00-00-002.39

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,317

Year Built

Built in 2014

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 8.0
  • Year Built: 2014
  • Lot Size: 828x250x386x506
  • Road Frontage Type: County Road
  • Road Surface Type: Gravel, Paved
  • Directions: 71 , Sparta exit, Left on Stewart Ridge road. Just passed Owen Electric
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Location Tax Legal Info:Subdivision2: None
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 828x250x386x506
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Laundry Room3: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 8.0
  • General Property Description:Living Area: 1390.0
  • General Property Description:Lot Size Square Feet: 187744.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 058-00-00-002.39
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • Utilities:Water Available: Yes
  • Utilities:Underground Utilities: Yes
  • Fencing:Partial2: Yes
  • Fencing:Wire: Yes
  • Utilities:Propane3: Yes
  • Road Frontage Type:County Road: Yes
  • Other Structures:Barn(s): Yes
  • Road Surface Type:Gravel: Yes
  • Foundation:Slab: Yes
  • Levels:One and One Half: Yes
  • Other Structures:Outbuilding: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Tray Ceiling(s), Open Floorplan, Granite Counters, Bookcases, Cathedral Ceiling(s), Ceiling Fan(s)
  • Heating: Electric
  • Levels: One and One Half
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Cooktop, Electric Oven, Electric Range, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1390.0
  • Window Features: Double Hung
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Open Floorplan: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Appliances:Electric Range: Yes
  • Primary Bath Features:Shower: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Dining Room Features:Wood Flooring3: Yes
  • Fireplace Features:Gas: Yes
  • Living Room Features:Fireplace(s): Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Living Room Features:High Ceiling(s)4: Yes
  • Kitchen Features:Breakfast Bar: Yes
  • Appliances:Electric Cooktop: Yes
  • Interior Features:Bookcases4: Yes
  • Primary Bedroom Features:Wood Flooring7: Yes
  • Kitchen Features:Tile Flooring2: Yes
  • Primary Bath Features:Tile Flooring4: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Living Room Features:Bookcases7: Yes

Exterior Features

  • Fencing: See Remarks, Partial, Wire
  • Roof: Shingle
  • Lot Features: Cleared, Level, Pasture, Rolling Slope
  • Construction Type: Vinyl Siding
  • Exterior Features: Fenced, Lighting
  • Foundation Details: Slab
  • Other Structures: Outbuilding, Garage(s), Barn(s)
  • Patio And Porch Features: Covered, Deck, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Exterior Features:Fenced: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Lighting: Yes
  • Lot Features:Pasture: Yes
  • Lot Features:Rolling Slope: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Driveway, Garage
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Other Structures:Garage(s): Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Propane, Underground Utilities, Water Available
  • Heating:Electric2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 187744.0
  • Additional Parcels Description: Lot 38
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2022
Closed on
Mar 8, 2022
Sold by
The Gordon Board And Bernett Board Trust
Bought by
Gallagher Angela R and Gallagher Mark J
Seller's Agent
Judy Behan
Berkshire Hathaway Home Services Professional Realty
Buyer's Agent
Kellie McCoy
Paragon Realty Partners
Sold Price
$372,000
Current Estimated Value
$403,233

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,233
Avg. Annual Appreciation
1.64%

Purchase Details

Closed on
Sep 30, 2021
Sold by
Sparks Connor R
Bought by
Gallagher Mark J and Gallagher Angela R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,584
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Listed on
Oct 23, 2020
Closed on
Dec 11, 2020
Sold by
Pennington Jonas and Pennington Tejuana
Bought by
Sparks Connor R
Seller's Agent
Monica Howe
Huff Realty - Florence
Buyer's Agent
Brittney Finke-Maher
Keller Williams Realty Services
List Price
$254,900
Sold Price
$275,000
Premium/Discount to List
$20,100
7.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.95%
Original Mortgage
$214,400
Interest Rate
2.7%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gallagher Angela R $40,000 None Listed On Document
Gallagher Mark J $294,000 Mattingly Ford Ttl Svcs Llc
Sparks Connor R $275,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Gallagher Mark J $304,584
Previous Owner Sparks Connor R $214,400
Previous Owner Pennington Jonas $55,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/09/2022 03/09/22 Sold $372,000 -7.0% $268 / Sq Ft
02/08/2022 02/08/22 Pending -- -- --
02/07/2022 02/07/22 For Sale -- -- --
02/02/2022 02/02/22 Pending -- -- --
01/24/2022 01/24/22 For Sale -- -- --
01/23/2022 01/23/22 Pending -- -- --
01/22/2022 01/22/22 For Sale $399,900 +45.4% $288 / Sq Ft
12/11/2020 12/11/20 Sold $275,000 +7.9% $198 / Sq Ft
10/25/2020 10/25/20 Pending -- -- --
10/23/2020 10/23/20 For Sale $254,900 -- $183 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,317 $372,000 $0 $0
2023 $4,358 $372,000 $0 $0
2022 $3,413 $294,000 $0 $0
2021 $3,198 $275,000 $30,000 $245,000
2020 $1,116 $92,000 $20,000 $72,000
2019 $1,118 $92,000 $0 $0
2018 $1,081 $92,000 $0 $0
2017 $1,061 $92,000 $0 $0
2016 $1,069 $92,000 $0 $0
2015 $1,057 $92,000 $20,000 $72,000
2013 $597 $70,000 $0 $0
2012 $597 $80,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Judy Behan

    Seller's Agent in 2022

    Judy Behan

    Berkshire Hathaway Home Services Professional Realty

    (812) 841-0358

    71 Total Sales

    Section Image

  • K

    Buyer's Agent in 2022

    Kellie McCoy

    Paragon Realty Partners

    Section Image
  • Monica Howe

    Seller's Agent in 2020

    Monica Howe

    Huff Realty - Florence

    (859) 393-5778

    144 Total Sales

    Section Image
  • Brittney Finke-Maher

    Buyer's Agent in 2020

    Brittney Finke-Maher

    Keller Williams Realty Services

    (859) 393-6373

    107 Total Sales

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 600903

Northern Kentucky Multiple Listing Service

APN: 058-00-00-002.39

Kentucky Owen County Sparta 40355

1190 Stewart Ridge Rd, Sparta, KY

This home is located at 1190 Stewart Ridge Rd, Sparta, KY 41086 since 22 January 2022 and is currently estimated at $433,822, approximately $312 per square foot. This property was built in 2014. 1190 Stewart Ridge Rd is a home located in Owen County with nearby schools including Owen County Primary School, Maurice Bowling Middle School, and Owen County High School.

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Listing information is deemed reliable, but not guaranteed.

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