$1,630,000
SOLD AUG 28, 2024
4 Beds
3.5 Baths
4,915 Sq Ft
1.07 Acres

Recently Sold

$332 Per Sq Ft

18% Below List Price

63 Days on Market

Highlights

  • Covered Dock
  • Access To Lake
  • Waterfront
  • Boat Lift
  • Whirlpool in Pool
  • Open Floorplan

About This Home

As of August 2024

Welcome to this stunning Mountain Island Lake retreat, a haven of comfort and convenience. With breathtaking lake views and beautiful landscaping, this serene property is a true escape from the hustle and bustle. The multiple decks, covered porches, and terraces make this property unique. Each space is designed for comfort and enjoyment, from the private spa terrace off the kitchen to the large deck for entertaining and a stone fire pit for hanging out by the lake. Inside, the open great room with exposed beams, custom built-ins, and the renovated kitchen will leave you in awe. The large primary bedroom has a fireplace, dual closets, and a luxury bathroom. Custom closet systems throughout for organizing. The finished basement is an entertainer's dream, with a media room, a wet bar, a pool table, and a spacious living area. The lake amenities include the 2-story floating dock and deep water for swimming. This home is an absolute must-see, offering a relaxing lake lifestyle.

Last Agent to Sell the Property

Laura Maultsby

Maultsby Realty Group Brokerage Email: laura@maultsbygroup.com License #219414 Listed on: 05/16/2024

Last Buyer's Agent

Steven Ryle

Maultsby Realty Group License #292694

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,973

Year Built

  • Built in 1991

Lot Details

  • Waterfront
  • Cul-De-Sac
  • Private Lot
  • Property is zoned R5

HOA Fees

  • $44 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Ranch Style House
  • Wood Siding
  • Stone Veneer

Interior Spaces

  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Bar Fridge
  • Ceiling Fan
  • Pocket Doors
  • French Doors
  • Mud Room
  • Great Room with Fireplace
  • Water Views

Kitchen

  • Built-In Oven
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Fireplace in Primary Bedroom
  • Split Bedroom Floorplan
  • Walk-In Closet

Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry

Pool

  • Whirlpool in Pool
  • Spa

Outdoor Features

  • Access To Lake
  • Boat Lift
  • Covered Dock
  • Deck
  • Covered patio or porch
  • Fire Pit
  • Separate Outdoor Workshop

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Community Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 023-164-44

Community Details

Overview

  • William Douglas Association, Phone Number (704) 347-8900
  • Mountain Point Subdivision
  • Mandatory home owners association

Recreation

  • Water Sports

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,973

Year Built

Built in 1991

Lot Details

0

HOA Fees

$44 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1991
  • Restrictions: Architectural Review
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 331.64
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: laura@maultsbygroup.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Hardwood, Tile, Wood
  • Interior Amenities: Built-in Features, Drop Zone, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Wet Bar, Whirlpool
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2767
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Bar Fridge, Dishwasher, Disposal, Electric Water Heater, Exhaust Hood, Gas Cooktop, Microwave, Refrigerator, Wall Oven
  • Above Grade Finished Sq Ft: 2767
  • Has Basement: Basement Garage Door, Exterior Entry, Finished, Interior Entry, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 2148
  • Door Features: French Doors, Pocket Doors
  • Fireplace Features: Great Room, Primary Bedroom
  • Living Area: 4915
  • Bedroom Main: 2
  • Room Count: 10
  • Bedroom Basement: 2
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Fire Pit, Dock, Hot Tub
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • View: Water, Year Round
  • Water Body Name: Mountain Island Lake
  • Waterfront Features: Boat Lift, Covered structure, Dock, Paddlesport Launch Site
  • Exclusions: Stainglass windows do not convey
  • Construction Type: Stone Veneer, Wood
  • Other Structures: Workshop
  • Patio And Porch Features: Covered, Deck, Front Porch, Patio, Rear Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Sq Ft Garage: 510
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Basement, Circular Driveway, Driveway, Attached Garage, Garage Door Opener

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Septic Installed
  • Laundry Features: Utility Room, Laundry Room
  • Cooling: Ceiling Fan(s), Central Air
  • Water Source: Community Well

Condo/Co-op/Association

  • Community Features: Lake Access
  • Association Fee: 525
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: William Douglas
  • Phone: 704-347-8900
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 525.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Cul-De-Sac, Private, Views, Waterfront
  • Lot Size Area: 1.07
  • Lot Size Units: Acres
  • Parcel Number: 023-164-44
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R5

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2024
Closed on
Aug 28, 2024
Sold by
Stubbs John Berry and Stubbs Ruth Gorman
Bought by
Overcash Taylor G and Overcash Alexis N
Seller's Agent
Laura Maultsby
Maultsby Realty Group
Buyer's Agent
Steven Ryle
Maultsby Realty Group
List Price
$1,995,000
Sold Price
$1,630,000
Premium/Discount to List
-$365,000
-18.3%
Total Days on Market
63
Views
96
Current Estimated Value
$1,488,901

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$141,099
Avg. Annual Appreciation
-11.37%
Original Mortgage
$1,200,000
Outstanding Balance
$1,193,327
Interest Rate
7.25%
Mortgage Type
New Conventional
Estimated Equity
$295,574

Purchase Details

Closed on
Jun 5, 2014
Sold by
Burrell Timothy and Burrell Cindy
Bought by
Stubbs John Berry and Stubbs Ruth Gorman

Purchase Details

Closed on
Mar 23, 2010
Sold by
Radey Kevin J
Bought by
Lentz Hal Archie

Purchase Details

Closed on
Jun 18, 2008
Sold by
Hooker Andrew and Hooker Dawn
Bought by
Radey Kevin J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 25, 2004
Sold by
Yountz Howard Eddie and Yountz Elizabeth Mcelveen
Bought by
Hooker Andrew and Hooker Dawn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$471,200
Interest Rate
4%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,630,000 None Listed On Document
Warranty Deed $610,000 Urban Title
Warranty Deed $617,500 None Available
Warranty Deed $751,000 Barristers Title Services Of
Warranty Deed $589,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,200,000 New Conventional
Previous Owner $218,780 New Conventional
Previous Owner $435,000 New Conventional
Previous Owner $200,000 Credit Line Revolving
Previous Owner $417,000 Purchase Money Mortgage
Previous Owner $471,200 Purchase Money Mortgage
Previous Owner $293,200 Unknown
Closed $88,350 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2024 08/28/24 Sold $1,630,000 -13.8% $332 / Sq Ft
06/26/2024 06/26/24 Price Changed $1,890,000 -5.3% $385 / Sq Ft
05/16/2024 05/16/24 For Sale $1,995,000 -- $406 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,973 $874,800 $390,000 $484,800
2022 $6,413 $710,900 $325,000 $385,900
2021 $6,260 $710,900 $325,000 $385,900
2020 $6,173 $705,000 $325,000 $380,000
2019 $6,109 $705,000 $325,000 $380,000
2018 $6,305 $561,600 $240,000 $321,600
2017 $6,259 $561,600 $240,000 $321,600
2016 $6,182 $600,900 $240,000 $360,900
2015 $6,549 $600,900 $240,000 $360,900
2014 $6,441 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4135758

Canopy MLS (Canopy Realtor® Association)

APN: 023-164-44