Seller's Agent in 2026
Vern Lovett
A Team Real Estate
(619) 818-1086
1 in this area
37 Total Sales
11941 Callado Rd San Diego, CA 92128
Rancho Bernardo Neighborhood
2
Beds
2
Baths
1,800
Sq Ft
8,800
Sq Ft Lot Lot
Highlights
- Fitness Center
- RV Access or Parking
- Solar Power System
- In Ground Pool
- Active Adult
- Clubhouse
About This Home
As of April 2026Unparalleled quality & beauty in this coveted 55+ Seven Oaks community of Rancho Bernardo. This exceptional home has been newly renovated and expanded from the studs up, with 1800 sq. ft. of permitted expanded living space, uniquely setting the bar in Seven Oaks. Every detail reflects quality—no shortcuts, no cosmetic quick fixes. Enjoy peace of mind with entirely new plumbing, including a new main sewer line and incoming copper water lines, plus newly upgraded roof, dual paned vinyl windows, newly upgraded HVAC and electrical systems. The chef’s dream kitchen as the centerpiece of the home, featuring high end Thermador appliances, a warming drawer, custom designed cabinetry, natural stone countertops, and an oversized island perfect for meal prep and entertaining. The home has been thoughtfully redesigned for modern living and effortless comfort, including completely renovated bathrooms, and valuable bonus space being used as a private office with a built in desk, ideal for remote work. A washer/dryer laundry area. Light filled interiors flow seamlessly to a serene outdoor area where you can enjoy San Diego’s year round sunshine. Relax under the shade of the large covered patio. Enjoy the healing effects of the newly built soothing saltwater inground pool. 17 paid solar panels. This turn key home offers modern comfort, timeless style, and exceptional craftsmanship in one of Rancho Bernardo’s most desirable homes and communities with a host of amenities including a clubhouse, pool, fitness center & engaging social clubs and activities. A rare opportunity—come see it today
Last Agent to Sell the Property
A Team Real Estate License #01389564 Listed on: 01/20/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1965
Lot Details
- 8,800 Sq Ft Lot
- Dog Run
- Property is Fully Fenced
- Sprinkler System
- Private Yard
- Property is zoned R-1:SINGLE
HOA Fees
- $51 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- RV Access or Parking
Home Design
- Composition Roof
- Stucco
Interior Spaces
- 2 Bedrooms
- 1,800 Sq Ft Home
- 1-Story Property
- Family Room
- Living Room
- Dining Area
- Home Office
- Library
- Bonus Room
- Park or Greenbelt Views
Kitchen
- Breakfast Area or Nook
- Gas Oven
- Six Burner Stove
- Gas Range
- Range Hood
- Microwave
- Ice Maker
- Water Line To Refrigerator
- Dishwasher
- Disposal
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- ENERGY STAR Qualified Equipment for Heating
- Solar Power System
Pool
- In Ground Pool
- Pool Equipment or Cover
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Heating System Uses Natural Gas
- Water Filtration System
- Gas Water Heater
- Water Purifier
- Water Softener
Additional Features
- No Interior Steps
- Covered Patio or Porch
Community Details
Overview
- Active Adult
- Association fees include common area maintenance
- Seven Oaks HOA
- Rancho Bernardo Subdivision
Amenities
- Community Barbecue Grill
- Clubhouse
Recreation
- Tennis Courts
- Pickleball Courts
- Fitness Center
- Community Pool
- Community Spa
- Recreational Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 20, 2026
Closed on
Mar 31, 2026
Sold by
Deborah Thomas and John Walters
Bought by
Lubega Rose
Seller's Agent
Vern Lovett
A Team Real Estate
Buyer's Agent
Cati Byrne
Willis Allen Real Estate
List Price
$1,229,000
Sold Price
$1,100,000
Premium/Discount to List
-$129,000
-10.5%
Views
421
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
239.37%
Original Mortgage
$400,000
Outstanding Balance
$399,610
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$755,490
Purchase Details
Closed on
Aug 9, 2021
Sold by
Walters John and Thomas Deborah L
Bought by
Thomas Deborah and Walters John
Purchase Details
Closed on
Sep 18, 2020
Sold by
Thomas Deborah L
Bought by
Walters John and Thomas Deborah L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$247,500
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 18, 2018
Sold by
Walters John
Bought by
Thomas Deborah L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$223,036
Interest Rate
4.37%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 29, 2018
Sold by
Thomas Deborah L and The Deborah L Flowers 2007 Tru
Bought by
Thomas Deborah L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$223,036
Interest Rate
4.37%
Mortgage Type
FHA
Purchase Details
Closed on
May 10, 2007
Sold by
Flowers Darce W
Bought by
Flowers Darce W
Purchase Details
Closed on
Oct 8, 2003
Sold by
Union Bank Of California
Bought by
Flowers Payne and Flowers Darcey Wilma
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,100,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Lawyers Title | |
| Interfamily Deed Transfer | -- | North American Title Company | |
| Grant Deed | $310,500 | North American Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Executors Deed | $297,500 | Chicago Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $400,000 | New Conventional | |
| Previous Owner | $247,500 | New Conventional | |
| Previous Owner | $223,036 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/22/2026 04/22/26 | Sold | $1,100,000 | -7.9% | $611 / Sq Ft |
| 03/23/2026 03/23/26 | Pending | -- | -- | -- |
| 03/18/2026 03/18/26 | Price Changed | $1,195,000 | -2.0% | $664 / Sq Ft |
| 03/03/2026 03/03/26 | Price Changed | $1,219,000 | -0.8% | $677 / Sq Ft |
| 01/20/2026 01/20/26 | For Sale | $1,229,000 | -- | $683 / Sq Ft |
Source: San Diego MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,279 | $571,045 | $254,378 | $316,667 |
| 2024 | $6,279 | $559,849 | $249,391 | $310,458 |
| 2023 | $6,145 | $548,872 | $244,501 | $304,371 |
| 2022 | $6,041 | $538,110 | $239,707 | $298,403 |
| 2021 | $5,485 | $485,559 | $235,007 | $250,552 |
| 2020 | $5,130 | $448,800 | $326,400 | $122,400 |
| 2019 | $4,997 | $440,000 | $320,000 | $120,000 |
| 2018 | $4,194 | $371,741 | $212,424 | $159,317 |
| 2017 | $4,082 | $364,453 | $208,259 | $156,194 |
| 2016 | $3,998 | $357,308 | $204,176 | $153,132 |
| 2015 | $3,939 | $351,942 | $201,110 | $150,832 |
| 2014 | $3,847 | $345,049 | $197,171 | $147,878 |
Source: Public Records
Agents Affiliated with this Home
-
Vern Lovett
-
Cati Byrne
Buyer's Agent in 2026
Cati Byrne
Willis Allen Real Estate
(760) 518-9698
1 in this area
19 Total Sales
Map
Source: San Diego MLS
MLS Number: 260001494
APN: 274-450-24
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